BH Assurance (BVMT:BHASS)

BH Assurance Statistics

Total Valuation

BH Assurance has a market cap or net worth of TND 165.16 million. The enterprise value is 158.20 million.

Market Cap	165.16M
Enterprise Value	158.20M

Important Dates

The last earnings date was Thursday, June 5, 2025.

Earnings Date	Jun 5, 2025
Ex-Dividend Date	May 7, 2025

Share Statistics

BH Assurance has 2.66 million shares outstanding.

Current Share Class	2.66M
Shares Outstanding	2.66M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 15.00 and the forward PE ratio is 16.38.

PE Ratio	15.00
Forward PE	16.38
PS Ratio	0.93
PB Ratio	1.53
P/TBV Ratio	1.59
P/FCF Ratio	3.30
P/OCF Ratio	3.02
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.93, with an EV/FCF ratio of 3.16.

EV / Earnings	14.36
EV / Sales	0.89
EV / EBITDA	8.93
EV / EBIT	9.55
EV / FCF	3.16

Financial Position

The company has a current ratio of 0.89

Current Ratio	0.89
Quick Ratio	0.37
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.54% and return on invested capital (ROIC) is 9.91%.

Return on Equity (ROE)	10.54%
Return on Assets (ROA)	1.94%
Return on Invested Capital (ROIC)	9.91%
Return on Capital Employed (ROCE)	4.80%
Revenue Per Employee	1.76M
Profits Per Employee	109,049
Employee Count	101
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +27.36% in the last 52 weeks. The beta is 0.06, so BH Assurance's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+27.36%
50-Day Moving Average	50.53
200-Day Moving Average	45.80
Relative Strength Index (RSI)	67.42
Average Volume (20 Days)	179

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BH Assurance had revenue of TND 178.11 million and earned 11.01 million in profits. Earnings per share was 4.14.

Revenue	178.11M
Gross Profit	23.76M
Operating Income	16.57M
Pretax Income	15.64M
Net Income	11.01M
EBITDA	17.72M
EBIT	16.57M
Earnings Per Share (EPS)	4.14

Balance Sheet

The company has 6.96 million in cash and n/a in debt, giving a net cash position of 6.96 million or 2.62 per share.

Cash & Cash Equivalents	6.96M
Total Debt	n/a
Net Cash	6.96M
Net Cash Per Share	2.62
Equity (Book Value)	107.97M
Book Value Per Share	40.59
Working Capital	-23.66M

Cash Flow

In the last 12 months, operating cash flow was 54.67 million and capital expenditures -4.65 million, giving a free cash flow of 50.02 million.

Operating Cash Flow	54.67M
Capital Expenditures	-4.65M
Free Cash Flow	50.02M
FCF Per Share	18.81

Margins

Gross margin is 13.34%, with operating and profit margins of 9.30% and 6.18%.

Gross Margin	13.34%
Operating Margin	9.30%
Pretax Margin	8.78%
Profit Margin	6.18%
EBITDA Margin	9.95%
EBIT Margin	9.30%
FCF Margin	28.09%

Dividends & Yields

This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 2.42%.

Dividend Per Share	1.50
Dividend Yield	2.42%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	37.69%
Buyback Yield	n/a
Shareholder Yield	2.42%
Earnings Yield	6.67%
FCF Yield	30.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a