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Société Tunisienne de Banque Société anonyme (BVMT:STB)
Tunisia flag Tunisia · Delayed Price · Currency is TND
6.67
-0.12 (-1.77%)
At close: Aug 7, 2026

BVMT:STB Financials Overview

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
495.69495.69506.38486.59525.02525.12
Revenue Growth
-2.16%-2.11%4.07%-7.32%-0.02%20.77%
Net Income
58.7458.7491.159.69100.84128.53
Earnings Per Share
0.380.380.590.390.650.83
EPS Growth
-54.54%-35.02%52.62%-40.78%-21.55%87.88%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,5201,520964.67360.46322.2483.66
Total Debt
809.95809.951,4442,2152,5412,420
Net Cash (Debt)
710.19710.19-479.71-1,855-2,219-2,336
Net Cash Growth
------
Net Cash Per Share
4.644.64-3.11-12.02-14.37-15.13

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,0402,0401,763445.95-221.7-18.42
Capital Expenditures
-16.57-16.57-18.04-29.95-24.43-11.74
Free Cash Flow
2,0232,0231,745416-246.13-30.16
Free Cash Flow Growth
2.48%15.96%319.47%---

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
11.85%11.85%17.99%12.27%19.21%24.47%
FCF Margin
408.21%408.21%344.60%85.49%-46.88%-5.74%

Dividends
Chart
Fiscal YearCurrentFY 2025
Period EndingAug '26 Dec '25
Dividend Per Share
0.2000.200
Dividend Per Share Growth
0%-
Dividend Yield
2.95%5.06%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.5910.745.039.675.823.58
Forward PE
25.159.6221.217.484.694.73
P/FCF Ratio
0.510.310.261.39--
PS Ratio
2.101.270.911.191.120.88