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Société Tunisienne de Banque Société anonyme (BVMT:STB)
Tunisia flag Tunisia · Delayed Price · Currency is TND
5.54
+0.05 (0.91%)
At close: Sep 18, 2026

BVMT:STB Financials Overview

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
482.76495.69506.38486.59525.02525.12
Revenue Growth
-2.61%-2.11%4.07%-7.32%-0.02%20.77%
Net Income
45.4958.7491.159.69100.84128.53
Earnings Per Share
-0.380.590.390.650.83
EPS Growth
--35.02%52.62%-40.78%-21.55%87.88%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
146.361,520964.67360.46322.2483.66
Total Debt
351.31809.951,4442,2152,5412,420
Net Cash (Debt)
-204.96710.19-479.71-1,855-2,219-2,336
Net Cash Growth
------
Net Cash Per Share
-4.64-3.11-12.02-14.37-15.13

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,1522,0401,763445.95-221.7-18.42
Capital Expenditures
-19.18-16.57-18.04-29.95-24.43-11.74
Free Cash Flow
1,1322,0231,745416-246.13-30.16
Free Cash Flow Growth
-44.03%15.96%319.47%---

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
9.42%11.85%17.99%12.27%19.21%24.47%
FCF Margin
234.58%408.21%344.60%85.49%-46.88%-5.74%

Dividends
Chart
Fiscal YearCurrentFY 2025
Period EndingSep '26 Dec '25
Dividend Per Share
0.2000.200
Dividend Per Share Growth
0%-
Dividend Yield
3.61%5.06%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.6510.745.039.675.823.58
Forward PE
30.789.6221.217.484.694.73
P/FCF Ratio
0.750.310.261.39--
PS Ratio
1.761.270.911.191.120.88