BVMT:STB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,060	426.07	360.46	322.24	83.66
Investment Securities	4,549	3,329	2,653	2,345	1,846
Trading Asset Securities	459.93	538.6	-	-	-
Total Investments	5,008	3,868	2,653	2,345	1,846
Gross Loans	12,084	12,897	13,661	13,998	13,059
Allowance for Loan Losses	-2,714	-2,457	-2,277	-2,211	-2,155
Other Adjustments to Gross Loans	-808.76	-755.1	-536.13	-565.44	-669.64
Net Loans	8,561	9,685	10,848	11,221	10,234
Property, Plant & Equipment	160.01	160.54	164.1	146.76	137.4
Other Intangible Assets	7.4	8.13	4.85	6.4	6.32
Accrued Interest Receivable	235.43	168.29	290.23	262.27	270.19
Other Receivables	391.19	497.15	155.53	167.71	180.44
Restricted Cash	21.47	78.08	98.2	98.17	453.92
Other Current Assets	68.23	79.17	54.74	54.99	111.2
Long-Term Deferred Tax Assets	128.21	151.74	42.7	-	0.58
Other Long-Term Assets	234.38	289.44	245.06	278.59	259.1
Total Assets	15,876	15,411	14,917	14,903	13,584
Accounts Payable	-	-	5.01	4.7	3.72
Accrued Expenses	129.3	132.75	107.42	155.68	142.41
Interest Bearing Deposits	9,184	8,241	7,396	7,166	6,409
Non-Interest Bearing Deposits	3,119	2,997	2,704	2,693	2,659
Total Deposits	12,304	11,239	10,100	9,859	9,068
Current Portion of Long-Term Debt	449.02	462.64	620.58	476.23	526.98
Current Income Taxes Payable	44.24	39.1	-0.02	5.64	85.04
Accrued Interest Payable	15.43	7.59	-5.67	-8.52	1.64
Other Current Liabilities	59.69	29.64	153.55	61.67	36.38
Long-Term Debt	360.93	981.74	1,595	2,065	1,893
Long-Term Unearned Revenue	-	-	16.42	16.51	16.47
Pension & Post-Retirement Benefits	85.59	84.76	82.83	69.93	71.28
Long-Term Deferred Tax Liabilities	-	-	-	-	34.96
Other Long-Term Liabilities	414.7	538.88	557.42	448.45	424.75
Total Liabilities	13,862	13,516	13,232	13,154	12,305
Common Stock	776.88	776.88	776.88	776.88	776.88
Additional Paid-In Capital	59.82	59.82	59.82	-	-
Retained Earnings	58.74	91.1	59.69	99.73	125.74
Treasury Stock	-9.59	-5.54	-5.54	-5.51	-5.51
Comprehensive Income & Other	710.52	600.1	432.24	512.45	370.23
Total Common Equity	1,596	1,522	1,323	1,384	1,267
Minority Interest	417.65	373.15	361.97	365.88	11.55
Shareholders' Equity	2,014	1,896	1,685	1,749	1,279
Total Liabilities & Equity	15,876	15,411	14,917	14,903	13,584
Total Debt	809.95	1,444	2,215	2,541	2,420
Net Cash (Debt)	710.19	-479.71	-1,855	-2,219	-2,336
Net Cash Per Share	4.64	-3.11	-12.02	-14.37	-15.13
Filing Date Shares Outstanding	153.13	154.32	154.32	154.38	154.38
Total Common Shares Outstanding	153.13	154.32	154.32	154.38	154.38
Book Value Per Share	10.43	9.86	8.57	8.96	8.21
Tangible Book Value	1,589	1,514	1,318	1,377	1,261
Tangible Book Value Per Share	10.38	9.81	8.54	8.92	8.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.