BVMT:STB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	131	174.32	360.46	322.24	83.66
Investment Securities	5,194	3,868	2,653	2,345	1,846
Total Investments	5,194	3,868	2,653	2,345	1,846
Gross Loans	-	13,515	13,661	13,998	13,059
Allowance for Loan Losses	-	-2,459	-2,277	-2,211	-2,155
Other Adjustments to Gross Loans	-	-755.1	-536.13	-565.44	-669.64
Net Loans	-	10,301	10,848	11,221	10,234
Property, Plant & Equipment	167.41	160.54	164.1	146.76	137.4
Other Intangible Assets	-	8.13	4.85	6.4	6.32
Loans Held for Sale	8,612	-	-	-	-
Accrued Interest Receivable	-	253.34	290.23	262.27	270.19
Other Receivables	1,281	158.35	155.53	167.71	180.44
Restricted Cash	-	78.08	98.2	98.17	453.92
Other Current Assets	-	64.68	54.74	54.99	111.2
Long-Term Deferred Tax Assets	128.21	48.89	42.7	-	0.58
Other Long-Term Assets	363.05	157.75	245.06	278.59	259.1
Total Assets	15,876	15,273	14,917	14,903	13,584
Accounts Payable	-	9.11	5.01	4.7	3.72
Accrued Expenses	-	114.33	107.42	155.68	142.41
Interest Bearing Deposits	12,631	8,241	7,396	7,166	6,409
Non-Interest Bearing Deposits	-	2,997	2,704	2,693	2,659
Total Deposits	12,631	11,239	10,100	9,859	9,068
Current Portion of Long-Term Debt	-	462.64	620.58	476.23	526.98
Current Income Taxes Payable	-	0.5	-0.02	5.64	85.04
Accrued Interest Payable	-	7.59	-5.67	-8.52	1.64
Other Current Liabilities	-	104.84	153.55	61.67	36.38
Long-Term Debt	498.42	986.28	1,595	2,065	1,893
Long-Term Unearned Revenue	-	22.37	16.42	16.51	16.47
Pension & Post-Retirement Benefits	-	84.77	82.83	69.93	71.28
Long-Term Deferred Tax Liabilities	-	-	-	-	34.96
Other Long-Term Liabilities	733.52	449.43	557.42	448.45	424.75
Total Liabilities	13,862	13,481	13,232	13,154	12,305
Common Stock	776.88	776.88	776.88	776.88	776.88
Additional Paid-In Capital	-	59.82	59.82	-	-
Retained Earnings	58.74	103.3	59.69	99.73	125.74
Treasury Stock	-9.59	-5.54	-5.54	-5.51	-5.51
Comprehensive Income & Other	770.33	485.09	432.24	512.45	370.23
Total Common Equity	1,596	1,420	1,323	1,384	1,267
Minority Interest	417.65	373.13	361.97	365.88	11.55
Shareholders' Equity	2,014	1,793	1,685	1,749	1,279
Total Liabilities & Equity	15,876	15,273	14,917	14,903	13,584
Total Debt	498.42	1,449	2,215	2,541	2,420
Net Cash (Debt)	-367.42	-1,275	-1,855	-2,219	-2,336
Net Cash Per Share	-	-8.26	-12.02	-14.37	-15.13
Filing Date Shares Outstanding	-	154.32	154.32	154.38	154.38
Total Common Shares Outstanding	-	154.32	154.32	154.38	154.38
Book Value Per Share	-	9.20	8.57	8.96	8.21
Tangible Book Value	1,596	1,411	1,318	1,377	1,261
Tangible Book Value Per Share	-	9.15	8.54	8.92	8.17

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.