Société Tunisienne de Banque Société anonyme (BVMT:STB)

BVMT:STB Statistics

Total Valuation

BVMT:STB has a market cap or net worth of TND 693.92 million.

Market Cap	693.92M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, April 27, 2026.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	n/a

Share Statistics

BVMT:STB has 154.20 million shares outstanding.

Current Share Class	154.20M
Shares Outstanding	154.20M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.31%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 11.81 and the forward PE ratio is 8.82.

PE Ratio	11.81
Forward PE	8.82
PS Ratio	1.40
PB Ratio	0.34
P/TBV Ratio	0.43
P/FCF Ratio	0.34
P/OCF Ratio	0.34
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.25
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.72%.

Return on Equity (ROE)	4.72%
Return on Assets (ROA)	0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.23%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:STB has paid 49.87 million in taxes.

Income Tax	49.87M
Effective Tax Rate	35.72%

Stock Price Statistics

The stock price has increased by +57.79% in the last 52 weeks. The beta is -0.07, so BVMT:STB's price volatility has been lower than the market average.

Beta (5Y)	-0.07
52-Week Price Change	+57.79%
50-Day Moving Average	4.18
200-Day Moving Average	3.75
Relative Strength Index (RSI)	59.56
Average Volume (20 Days)	32,049

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:STB had revenue of TND 495.57 million and earned 58.74 million in profits.

Revenue	495.57M
Gross Profit	495.57M
Operating Income	150.35M
Pretax Income	139.64M
Net Income	58.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 131.00 million in cash and 498.42 million in debt, with a net cash position of -367.42 million or -2.38 per share.

Cash & Cash Equivalents	131.00M
Total Debt	498.42M
Net Cash	-367.42M
Net Cash Per Share	-2.38
Equity (Book Value)	2.01B
Book Value Per Share	n/a
Working Capital	-2.61B

Cash Flow

In the last 12 months, operating cash flow was 2.04 billion and capital expenditures -16.57 million, giving a free cash flow of 2.02 billion.

Operating Cash Flow	2.04B
Capital Expenditures	-16.57M
Depreciation & Amortization	n/a
Net Borrowing	-73.21M
Free Cash Flow	2.02B
FCF Per Share	13.12

Margins

Gross Margin	n/a
Operating Margin	30.34%
Pretax Margin	28.18%
Profit Margin	11.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	408.32%

Dividends & Yields

BVMT:STB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	16.78%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	8.47%
FCF Yield	291.60%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on July 18, 1994. It was a forward split with a ratio of 1.04001.

Last Split Date	Jul 18, 1994
Split Type	Forward
Split Ratio	1.04001

Scores

Altman Z-Score	n/a
Piotroski F-Score	4