Société Tunisienne de Banque Société anonyme (BVMT:STB)

BVMT:STB Statistics

Total Valuation

BVMT:STB has a market cap or net worth of TND 854.44 million.

Market Cap	854.44M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, April 27, 2026.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	n/a

Share Statistics

BVMT:STB has 153.13 million shares outstanding. The number of shares has decreased by -0.78% in one year.

Current Share Class	153.13M
Shares Outstanding	153.13M
Shares Change (YoY)	-0.78%
Shares Change (QoQ)	-1.40%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 13.64 and the forward PE ratio is 20.67.

PE Ratio	13.64
Forward PE	20.67
PS Ratio	1.72
PB Ratio	0.42
P/TBV Ratio	0.54
P/FCF Ratio	0.42
P/OCF Ratio	0.42
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.40
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.59%.

Return on Equity (ROE)	4.59%
Return on Assets (ROA)	0.57%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.23%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:STB has paid 49.87 million in taxes.

Income Tax	49.87M
Effective Tax Rate	35.72%

Stock Price Statistics

The stock price has increased by +102.91% in the last 52 weeks. The beta is 0.02, so BVMT:STB's price volatility has been lower than the market average.

Beta (5Y)	0.02
52-Week Price Change	+102.91%
50-Day Moving Average	4.42
200-Day Moving Average	3.89
Relative Strength Index (RSI)	80.61
Average Volume (20 Days)	27,589

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:STB had revenue of TND 495.69 million and earned 58.74 million in profits. Earnings per share was 0.38.

Revenue	495.69M
Gross Profit	487.30M
Operating Income	150.35M
Pretax Income	139.64M
Net Income	58.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.38

Balance Sheet

The company has 1.52 billion in cash and 809.95 million in debt, with a net cash position of 710.19 million or 4.64 per share.

Cash & Cash Equivalents	1.52B
Total Debt	809.95M
Net Cash	710.19M
Net Cash Per Share	4.64
Equity (Book Value)	2.01B
Book Value Per Share	10.43
Working Capital	-10.76B

Cash Flow

In the last 12 months, operating cash flow was 2.04 billion and capital expenditures -16.57 million, giving a free cash flow of 2.02 billion.

Operating Cash Flow	2.04B
Capital Expenditures	-16.57M
Depreciation & Amortization	n/a
Net Borrowing	-73.21M
Free Cash Flow	2.02B
FCF Per Share	13.21

Margins

Gross Margin	n/a
Operating Margin	30.33%
Pretax Margin	28.17%
Profit Margin	11.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	408.21%

Dividends & Yields

BVMT:STB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	16.78%
Buyback Yield	0.78%
Shareholder Yield	0.78%
Earnings Yield	6.88%
FCF Yield	236.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 18, 1994. It was a forward split with a ratio of 1.04001.

Last Split Date	Jul 18, 1994
Split Type	Forward
Split Ratio	1.04001

Scores

Altman Z-Score	n/a
Piotroski F-Score	4