Société Tunisienne de Banque Société anonyme (BVMT:STB)

Tunisia · Delayed Price · Currency is TND

5.54

+0.05 (0.91%)

At close: Sep 18, 2026

BVMT:STB Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	45.49	58.74	91.1	59.69	99.73	125.74
Depreciation & Amortization	19.76	19.76	19	16.28	15.14	15.71
Other Amortization	4.64	4.64	-	-	-	-
Other Operating Activities	1,082	1,957	1,653	369.97	-336.57	-159.87
Operating Cash Flow	1,152	2,040	1,763	445.95	-221.7	-18.42
Operating Cash Flow Growth	-43.32%	15.71%	295.34%	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	-19.18	-16.57	-18.04	-29.95	-24.43	-11.74
Investment in Securities	-783.86	-1,171	-1,143	-68.07	-187.25	-61.77
Other Investing Activities	417.07	346.02	216.93	162.32	87.07	62.78
Investing Cash Flow	-385.98	-841.39	-944.05	64.3	-124.61	-10.73

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Long-Term Debt Issued	-	2.11	10.74	70.02	109.53	119.24
Long-Term Debt Repaid	-	-75.32	-86.42	-42.15	-	-
Net Debt Issued (Repaid)	-117.97	-73.21	-75.68	27.87	109.53	119.24
Repurchase of Common Stock	-3.87	-4.05	-	-	-	-
Common Dividends Paid	-40.49	-9.86	-10.04	-11.87	-9.66	-0.02
Other Financing Activities	-	-37	-40	-	-	-
Financing Cash Flow	-162.33	-124.12	-125.72	16	99.87	119.22

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Foreign Exchange Rate Adjustments	-	-	-	-0.13	-0.16	-0.15
Net Cash Flow	603.36	1,075	693.24	526.12	-246.46	89.92

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	1,132	2,023	1,745	416	-246.13	-30.16
Free Cash Flow Growth	-43.78%	15.96%	319.47%	-	-	-
Free Cash Flow Margin	234.58%	408.21%	344.60%	85.49%	-46.88%	-5.74%
Free Cash Flow Per Share	-	13.21	11.31	2.70	-1.59	-0.20

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash Income Tax Paid	50.51	50.51	51.99	154.06	113.32	109.67