BVMT:STB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	270.84	174.32	360.46	322.24	83.66	120.29
Investment Securities	4,282	3,868	2,653	2,345	1,846	1,603
Total Investments	4,282	3,868	2,653	2,345	1,846	1,603
Gross Loans	11,984	13,515	13,661	13,998	13,059	12,169
Allowance for Loan Losses	-1,377	-2,459	-2,277	-2,211	-2,155	-2,123
Other Adjustments to Gross Loans	-780.6	-755.1	-536.13	-565.44	-669.64	-742.55
Net Loans	9,826	10,301	10,848	11,221	10,234	9,303
Property, Plant & Equipment	147.03	160.54	164.1	146.76	137.4	141.17
Other Intangible Assets	6.64	8.13	4.85	6.4	6.32	5.13
Accrued Interest Receivable	320.29	253.34	290.23	262.27	270.19	238.79
Other Receivables	150.29	158.35	155.53	167.71	180.44	215.21
Restricted Cash	94.79	78.08	98.2	98.17	453.92	218.26
Other Current Assets	7.48	64.68	54.74	54.99	111.2	107.33
Long-Term Deferred Tax Assets	-	48.89	42.7	-	0.58	0.7
Other Long-Term Assets	130.04	157.75	245.06	278.59	259.1	394.84
Total Assets	15,236	15,273	14,917	14,903	13,584	12,348
Accounts Payable	-	9.11	5.01	4.7	3.72	4.97
Accrued Expenses	214.02	114.33	107.42	155.68	142.41	193.34
Interest Bearing Deposits	8,647	8,241	7,396	7,166	6,409	6,083
Non-Interest Bearing Deposits	3,161	2,997	2,704	2,693	2,659	2,374
Total Deposits	11,807	11,239	10,100	9,859	9,068	8,457
Current Portion of Long-Term Debt	375.69	462.64	620.58	476.23	526.98	48.73
Current Income Taxes Payable	-	0.5	-0.02	5.64	85.04	83.86
Accrued Interest Payable	12.9	7.59	-5.67	-8.52	1.64	9.3
Other Current Liabilities	36.95	104.84	153.55	61.67	36.38	37.42
Long-Term Debt	1,045	986.28	1,595	2,065	1,893	1,862
Long-Term Unearned Revenue	-	22.37	16.42	16.51	16.47	16.52
Pension & Post-Retirement Benefits	83.11	84.77	82.83	69.93	71.28	51.16
Long-Term Deferred Tax Liabilities	-	-	-	-	34.96	32.4
Other Long-Term Liabilities	357.8	449.43	557.42	448.45	424.75	402.97
Total Liabilities	13,933	13,481	13,232	13,154	12,305	11,200
Common Stock	776.88	776.88	776.88	776.88	776.88	776.88
Additional Paid-In Capital	86.61	59.82	59.82	-	-	-
Retained Earnings	426.06	103.3	59.69	99.73	125.74	68.41
Treasury Stock	-6.97	-5.54	-5.54	-5.51	-5.51	-5.51
Comprehensive Income & Other	20.93	485.09	432.24	512.45	370.23	300.79
Total Common Equity	1,304	1,420	1,323	1,384	1,267	1,141
Minority Interest	-	373.13	361.97	365.88	11.55	8.12
Shareholders' Equity	1,304	1,793	1,685	1,749	1,279	1,149
Total Liabilities & Equity	15,236	15,273	14,917	14,903	13,584	12,348
Total Debt	1,420	1,449	2,215	2,541	2,420	1,911
Net Cash (Debt)	-1,149	-1,275	-1,855	-2,219	-2,336	-1,790
Net Cash Per Share	-7.46	-8.26	-12.02	-14.37	-15.13	-11.60
Filing Date Shares Outstanding	154.2	154.32	154.32	154.38	154.38	154.38
Total Common Shares Outstanding	154.2	154.32	154.32	154.38	154.38	154.38
Book Value Per Share	8.45	9.20	8.57	8.96	8.21	7.39
Tangible Book Value	1,297	1,411	1,318	1,377	1,261	1,135
Tangible Book Value Per Share	8.41	9.15	8.54	8.92	8.17	7.35

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.