Société Tunisienne de Banque Société anonyme (BVMT:STB)

BVMT:STB Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	212.31	174.32	360.46	322.24	83.66	120.29
Investment Securities	4,587	3,868	2,653	2,345	1,846	1,603
Total Investments	4,587	3,868	2,653	2,345	1,846	1,603
Gross Loans	9,094	13,515	13,661	13,998	13,059	12,169
Allowance for Loan Losses	-	-2,459	-2,277	-2,211	-2,155	-2,123
Other Adjustments to Gross Loans	-	-755.1	-536.13	-565.44	-669.64	-742.55
Net Loans	9,094	10,301	10,848	11,221	10,234	9,303
Property, Plant & Equipment	153.67	160.54	164.1	146.76	137.4	141.17
Other Intangible Assets	-	8.13	4.85	6.4	6.32	5.13
Accrued Interest Receivable	-	253.34	290.23	262.27	270.19	238.79
Other Receivables	879.33	158.35	155.53	167.71	180.44	215.21
Restricted Cash	-	78.08	98.2	98.17	453.92	218.26
Other Current Assets	-	64.68	54.74	54.99	111.2	107.33
Long-Term Deferred Tax Assets	-	48.89	42.7	-	0.58	0.7
Other Long-Term Assets	309.43	157.75	245.06	278.59	259.1	394.84
Total Assets	15,236	15,273	14,917	14,903	13,584	12,348
Accounts Payable	-	9.11	5.01	4.7	3.72	4.97
Accrued Expenses	-	114.33	107.42	155.68	142.41	193.34
Interest Bearing Deposits	12,062	8,241	7,396	7,166	6,409	6,083
Non-Interest Bearing Deposits	-	2,997	2,704	2,693	2,659	2,374
Total Deposits	12,062	11,239	10,100	9,859	9,068	8,457
Current Portion of Long-Term Debt	-	462.64	620.58	476.23	526.98	48.73
Current Income Taxes Payable	-	0.5	-0.02	5.64	85.04	83.86
Accrued Interest Payable	-	7.59	-5.67	-8.52	1.64	9.3
Other Current Liabilities	-	104.84	153.55	61.67	36.38	37.42
Long-Term Debt	1,174	986.28	1,595	2,065	1,893	1,862
Long-Term Unearned Revenue	-	22.37	16.42	16.51	16.47	16.52
Pension & Post-Retirement Benefits	-	84.77	82.83	69.93	71.28	51.16
Long-Term Deferred Tax Liabilities	-	-	-	-	34.96	32.4
Other Long-Term Liabilities	696.63	449.43	557.42	448.45	424.75	402.97
Total Liabilities	13,933	13,481	13,232	13,154	12,305	11,200
Common Stock	776.88	776.88	776.88	776.88	776.88	776.88
Additional Paid-In Capital	-	59.82	59.82	-	-	-
Retained Earnings	152.5	103.3	59.69	99.73	125.74	68.41
Treasury Stock	-6.97	-5.54	-5.54	-5.51	-5.51	-5.51
Comprehensive Income & Other	381.11	485.09	432.24	512.45	370.23	300.79
Total Common Equity	1,304	1,420	1,323	1,384	1,267	1,141
Minority Interest	-	373.13	361.97	365.88	11.55	8.12
Shareholders' Equity	1,304	1,793	1,685	1,749	1,279	1,149
Total Liabilities & Equity	15,236	15,273	14,917	14,903	13,584	12,348
Total Debt	1,174	1,449	2,215	2,541	2,420	1,911
Net Cash (Debt)	-961.51	-1,275	-1,855	-2,219	-2,336	-1,790
Net Cash Per Share	-	-8.26	-12.02	-14.37	-15.13	-11.60
Filing Date Shares Outstanding	-	154.32	154.32	154.38	154.38	154.38
Total Common Shares Outstanding	-	154.32	154.32	154.38	154.38	154.38
Book Value Per Share	-	9.20	8.57	8.96	8.21	7.39
Tangible Book Value	1,304	1,411	1,318	1,377	1,261	1,135
Tangible Book Value Per Share	-	9.15	8.54	8.92	8.17	7.35

Updated Feb 29, 2008. Source: S&P Global Market Intelligence. Banks template. Financial Sources.