Société Tunisienne de Banque Société anonyme (BVMT:STB)

BVMT:STB Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	130.01	103.3	59.69	99.73	125.74	68.41
Depreciation & Amortization	14.04	15.27	16.28	15.14	15.71	16.32
Other Amortization	5.92	3.73	-	-	-	-
Other Operating Activities	1,842	1,601	369.97	-336.57	-159.87	-670.55
Operating Cash Flow	1,992	1,723	445.95	-221.7	-18.42	-585.82
Operating Cash Flow Growth	99.57%	286.37%	-	-	-	-
Capital Expenditures	-17.27	-18.04	-29.95	-24.43	-11.74	-12.82
Investment in Securities	-1,483	-1,143	-68.07	-187.25	-61.77	-48.63
Other Investing Activities	269.63	216.93	162.32	87.07	62.78	70.79
Investing Cash Flow	-1,231	-944.05	64.3	-124.61	-10.73	9.33
Long-Term Debt Issued	-	10.74	70.02	109.53	119.24	42.69
Long-Term Debt Repaid	-	-86.42	-42.15	-	-	-
Net Debt Issued (Repaid)	-102.27	-75.68	27.87	109.53	119.24	42.69
Common Dividends Paid	-10.04	-10.04	-11.87	-9.66	-0.02	-0.47
Other Financing Activities	3	-	-	-	-	-
Financing Cash Flow	-110.74	-85.72	16	99.87	119.22	42.22
Foreign Exchange Rate Adjustments	-	-	-0.13	-0.16	-0.15	-0.04
Net Cash Flow	650.11	693.24	526.12	-246.46	89.92	-534.31
Free Cash Flow	1,975	1,705	416	-246.13	-30.16	-598.65
Free Cash Flow Growth	101.09%	309.85%	-	-	-	-
Free Cash Flow Margin	389.74%	336.70%	85.49%	-46.88%	-5.74%	-137.68%
Free Cash Flow Per Share	12.81	11.05	2.70	-1.59	-0.20	-3.88
Cash Income Tax Paid	6.01	8.09	154.06	113.32	109.67	164.34

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.