Wifack International Bank Société anonyme (BVMT:WIFAK)
Tunisia
· Delayed Price · Currency is TND 8.59
+0.32 (3.87%)
At close: May 6, 2025
BVMT:WIFAK Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 132.16 | 109.1 | 81.36 | 66.12 | 44.41 | Upgrade
|
| Interest Paid on Deposits | 67.5 | 58.94 | 40.87 | 32.95 | 27.75 | Upgrade
|
| Net Interest Income | 64.66 | 50.16 | 40.49 | 33.17 | 16.66 | Upgrade
|
| Net Interest Income Growth (YoY) | 28.89% | 23.89% | 22.07% | 99.06% | 12.46% | Upgrade
|
| Income From Trading Activities | 2.13 | 2.2 | 3.31 | 1.92 | 2.42 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.29 | 0.17 | 0.09 | 0.01 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.74 | -1.83 | -0.36 | -0.87 | -0.17 | Upgrade
|
| Other Non-Interest Income | 36.75 | 32.35 | 24.99 | 14.84 | 10.49 | Upgrade
|
| Total Non-Interest Income | 39.9 | 32.9 | 28.04 | 15.91 | 12.74 | Upgrade
|
| Non-Interest Income Growth (YoY) | 21.28% | 17.36% | 76.24% | 24.82% | 63.24% | Upgrade
|
| Revenues Before Loan Losses | 104.56 | 83.07 | 68.52 | 49.08 | 29.41 | Upgrade
|
| Provision for Loan Losses | 17.06 | 13.55 | 13.55 | 6.51 | 6.35 | Upgrade
|
| Revenue | 87.5 | 69.52 | 54.97 | 42.57 | 23.06 | Upgrade
|
| Revenue Growth (YoY) | 25.88% | 26.46% | 29.13% | 84.64% | 118.45% | Upgrade
|
| Salaries and Employee Benefits | 44.48 | 37.47 | 28.58 | 23.04 | 17.99 | Upgrade
|
| Occupancy Expenses | 5.11 | 5.18 | 4.67 | 4.37 | 4.63 | Upgrade
|
| Selling, General & Administrative | 7.21 | 7.06 | 5.14 | 4.4 | 3.2 | Upgrade
|
| Other Non-Interest Expense | 15.48 | 10.27 | 10.11 | 5.2 | 4.71 | Upgrade
|
| Total Non-Interest Expense | 72.28 | 59.98 | 48.5 | 37.01 | 30.53 | Upgrade
|
| EBT Excluding Unusual Items | 15.22 | 9.53 | 6.47 | 5.56 | -7.48 | Upgrade
|
| Other Unusual Items | -0.83 | -0.07 | 0.31 | -0.01 | -0.02 | Upgrade
|
| Pretax Income | 14.39 | 9.46 | 6.77 | 5.54 | -7.5 | Upgrade
|
| Income Tax Expense | 4.22 | 0.38 | 0.39 | 0.2 | 0.21 | Upgrade
|
| Earnings From Continuing Operations | 10.17 | 9.07 | 6.38 | 5.35 | -7.7 | Upgrade
|
| Minority Interest in Earnings | -0.04 | -0.07 | -0.04 | -0 | -0 | Upgrade
|
| Net Income | 10.13 | 9 | 6.34 | 5.35 | -7.71 | Upgrade
|
| Net Income to Common | 10.13 | 9 | 6.34 | 5.35 | -7.71 | Upgrade
|
| Net Income Growth | 12.53% | 41.93% | 18.54% | - | - | Upgrade
|
| Basic Shares Outstanding | 30 | 30 | 30 | 30 | - | Upgrade
|
| Diluted Shares Outstanding | 30 | 30 | 30 | 30 | - | Upgrade
|
| EPS (Basic) | 0.34 | 0.30 | 0.21 | 0.18 | - | Upgrade
|
| EPS (Diluted) | 0.34 | 0.30 | 0.21 | 0.18 | - | Upgrade
|
| EPS Growth | 12.53% | 42.16% | 18.35% | - | - | Upgrade
|
| Effective Tax Rate | 29.35% | 4.07% | 5.75% | 3.53% | - | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.