Wifak International Bank Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	98.79	22.11	13.73	12.39	5.4
Investment Securities	13.25	149.27	128.11	188.9	149.07
Total Investments	13.25	149.27	128.11	188.9	149.07
Gross Loans	1,449	1,302	1,080	872.11	679.79
Allowance for Loan Losses	-	-72.42	-56.94	-45.18	-35.08
Other Adjustments to Gross Loans	-	-10.14	-9.13	-8	-6.18
Net Loans	1,449	1,220	1,014	818.93	638.53
Property, Plant & Equipment	75.65	64.45	57.51	48.67	48.8
Goodwill	-	1.43	3.09	-	-
Other Intangible Assets	-	3.9	4.55	4.25	4.77
Accrued Interest Receivable	-	10.43	7.95	5.41	3.14
Other Receivables	147.88	28.05	26.53	16.52	5.72
Restricted Cash	-	108.84	110.59	99.58	102.2
Other Current Assets	-	15.1	21.96	37.17	16.15
Long-Term Deferred Tax Assets	-	-	-	1.6	1.6
Other Long-Term Assets	241.12	70.62	47.64	16.63	15.18
Total Assets	2,026	1,694	1,436	1,250	990.56
Accounts Payable	-	78.59	57.28	72.19	37.09
Accrued Expenses	-	12.84	9.01	4.06	6.83
Interest Bearing Deposits	1,440	1,173	943.05	755.56	622.02
Total Deposits	1,440	1,173	943.05	755.56	622.02
Current Income Taxes Payable	-	-	-	5.7	3.24
Accrued Interest Payable	-	8.01	8.09	7.61	1.94
Long-Term Debt	111.17	190	206.1	193.41	147.15
Pension & Post-Retirement Benefits	-	-	-	3.36	2.35
Other Long-Term Liabilities	299.99	51.64	40.8	47.94	12.64
Total Liabilities	1,851	1,514	1,264	1,090	833.26
Common Stock	150	150	150	150	150
Retained Earnings	-4.21	-8.32	-14.03	-5.22	-30.44
Treasury Stock	-0.16	-0.34	-0.69	-0.69	-0.69
Comprehensive Income & Other	27.49	37.78	34.8	16.11	38.41
Total Common Equity	173.12	179.12	170.08	160.2	157.27
Minority Interest	1.48	1.41	1.37	-	0.04
Shareholders' Equity	174.6	180.53	171.45	160.2	157.31
Total Liabilities & Equity	2,026	1,694	1,436	1,250	990.56
Total Debt	111.17	190	206.1	193.41	147.15
Net Cash (Debt)	-12.37	-167.89	-192.38	-181.02	-141.75
Net Cash Per Share	-	-5.60	-6.41	-6.03	-4.73
Filing Date Shares Outstanding	-	29.95	29.9	30	30
Total Common Shares Outstanding	-	29.95	29.9	30	30
Book Value Per Share	-	5.98	5.69	5.34	5.24
Tangible Book Value	173.12	173.8	162.45	155.95	152.5
Tangible Book Value Per Share	-	5.80	5.43	5.20	5.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.