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Wifak International Bank (BVMT:WIFAK)
Tunisia flag Tunisia · Delayed Price · Currency is TND
8.10
-0.10 (-1.22%)
At close: Sep 15, 2026

Wifak International Bank Financials Overview

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
110.13103.8387.9169.5247.2242.57
Revenue Growth
6.06%18.12%26.46%47.21%10.93%84.64%
Net Income
10.1210.0810.1395.275.35
Earnings Per Share
-0.340.340.300.180.18
EPS Growth
--0.46%12.53%70.76%-1.47%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
79.9223.9322.1613.7312.395.4
Total Debt
111.31111.17190206.1193.41147.15
Net Cash (Debt)
-31.39-87.24-167.84-192.38-181.02-141.75
Net Cash Growth
------
Net Cash Per Share
--2.91-5.59-6.41-6.03-4.73

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
103.8996.1757.37-44.26-35.7725.01
Capital Expenditures
-23.86-20.12-9.74-11.98-4.14-2.49
Free Cash Flow
80.0276.0547.63-56.25-39.9122.52
Free Cash Flow Growth
5.22%59.67%----71.47%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
9.19%9.71%11.52%12.95%11.16%12.56%
FCF Margin
72.66%73.24%54.18%-80.91%-84.52%52.91%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.0222.9226.6629.0042.1340.95
Forward PE
23.1421.1036.0031.3518.3966.36
P/FCF Ratio
3.043.045.67--9.72
PS Ratio
2.212.233.073.764.705.14