Wifak International Bank (BVMT:WIFAK)
Tunisia · Delayed Price · Currency is TND 8.40
0.00 (0.00%)
At close: Jun 12, 2026
Wifak International Bank Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 149.38 | 132.16 | 109.1 | 81.36 | 66.12 |
Interest Paid on Deposits | 75.36 | 67.5 | 58.94 | 41.66 | 32.95 |
Net Interest Income | 74.01 | 64.66 | 50.16 | 39.71 | 33.17 |
Net Interest Income Growth (YoY) | 14.47% | 28.89% | 26.33% | 19.71% | 99.06% |
Income From Trading Activities | 2.6 | 2.13 | 2.2 | 3.15 | 1.92 |
Gain (Loss) on Sale of Assets | 0.34 | 0.29 | 0.17 | 0.09 | 0.01 |
Gain (Loss) on Sale of Investments | 1.06 | 0.74 | -1.83 | -0.32 | -0.87 |
Other Non-Interest Income | 44.42 | 37.15 | 32.35 | 18.15 | 14.84 |
Total Non-Interest Income | 48.43 | 40.31 | 32.9 | 21.07 | 15.91 |
Non-Interest Income Growth (YoY) | 20.15% | 22.50% | 56.17% | 32.45% | 24.82% |
Revenues Before Loan Losses | 122.44 | 104.96 | 83.07 | 60.77 | 49.08 |
Provision for Loan Losses | 18.61 | 17.06 | 13.55 | 13.55 | 6.51 |
| 103.83 | 87.91 | 69.52 | 47.22 | 42.57 | |
Revenue Growth (YoY) | 18.12% | 26.46% | 47.21% | 10.93% | 84.64% |
Salaries and Employee Benefits | 58.21 | 44.48 | 37.47 | 24.7 | 23.04 |
Occupancy Expenses | 5.82 | 5.11 | 5.18 | 4.79 | 4.37 |
Selling, General & Administrative | 8.43 | 7.21 | 7.06 | 4.73 | 4.4 |
Other Non-Interest Expense | 14.42 | 15.48 | 10.27 | 7.49 | 5.2 |
Total Non-Interest Expense | 86.88 | 72.28 | 59.98 | 41.72 | 37.01 |
EBT Excluding Unusual Items | 16.96 | 15.62 | 9.53 | 5.51 | 5.56 |
Other Unusual Items | -0.81 | -0.86 | -0.07 | -0 | -0.01 |
Pretax Income | 16.15 | 14.76 | 9.46 | 5.51 | 5.54 |
Income Tax Expense | 6 | 4.39 | 0.38 | 0.24 | 0.2 |
Earnings From Continuing Operations | 10.15 | 10.38 | 9.07 | 5.27 | 5.35 |
Minority Interest in Earnings | -0.07 | -0.04 | -0.07 | - | -0 |
Net Income | 10.08 | 10.34 | 9 | 5.27 | 5.35 |
Preferred Dividends & Other Adjustments | - | 0.21 | - | - | - |
Net Income to Common | 10.08 | 10.13 | 9 | 5.27 | 5.35 |
Net Income Growth | -2.47% | 14.86% | 70.76% | -1.47% | - |
Basic Shares Outstanding | 30 | 30 | 30 | 30 | 30 |
Diluted Shares Outstanding | 30 | 30 | 30 | 30 | 30 |
EPS (Basic) | 0.34 | 0.34 | 0.30 | 0.18 | 0.18 |
EPS (Diluted) | 0.34 | 0.34 | 0.30 | 0.18 | 0.18 |
EPS Growth | -0.46% | 12.53% | 70.76% | -1.47% | - |
Effective Tax Rate | 37.16% | 29.70% | 4.07% | 4.28% | 3.53% |