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Wifak International Bank (BVMT:WIFAK)
Tunisia flag Tunisia · Delayed Price · Currency is TND
7.74
-0.26 (-3.25%)
At close: Aug 4, 2026

Wifak International Bank Financials Overview

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
103.83103.8387.9169.5247.2242.57
Revenue Growth
9.68%18.12%26.46%47.21%10.93%84.64%
Net Income
10.0810.0810.1395.275.35
Earnings Per Share
0.340.340.340.300.180.18
EPS Growth
4.18%-0.46%12.53%70.76%-1.47%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
23.9323.9322.1613.7312.395.4
Total Debt
111.17111.17190206.1193.41147.15
Net Cash (Debt)
-87.24-87.24-167.84-192.38-181.02-141.75
Net Cash Growth
------
Net Cash Per Share
-2.91-2.91-5.59-6.41-6.03-4.73

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
96.1796.1757.37-44.26-35.7725.01
Capital Expenditures
-20.12-20.12-9.74-11.98-4.14-2.49
Free Cash Flow
76.0576.0547.63-56.25-39.9122.52
Free Cash Flow Growth
-9.54%59.67%----71.47%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
9.71%9.71%11.52%12.95%11.16%12.56%
FCF Margin
73.24%73.24%54.18%-80.91%-84.52%52.91%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
23.0422.9226.6629.0042.1340.95
Forward PE
20.3721.1036.0031.3518.3966.36
P/FCF Ratio
3.053.045.67--9.72
PS Ratio
2.242.233.073.764.705.14