Wifak International Bank (BVMT:WIFAK)

Tunisia · Delayed Price · Currency is TND

8.10

-0.10 (-1.22%)

At close: Sep 15, 2026

Wifak International Bank Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	10.12	10.08	10.34	9	5.27	5.35
Depreciation & Amortization	5.21	5.21	4.25	4.44	3.93	-
Other Amortization	0.72	0.72	0.87	0.74	0.74	0.1
Other Operating Activities	87.85	80.17	41.92	-58.44	-45.71	19.56
Operating Cash Flow	103.89	96.17	57.37	-44.26	-35.77	25.01
Operating Cash Flow Growth	12.58%	67.63%	-	-	-	-68.62%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	-23.86	-20.12	-9.74	-11.98	-4.14	-2.49
Investment in Securities	-1.25	-2.51	3.3	-2.44	-28.09	2.6
Other Investing Activities	0.15	0	-	-	0.05	0
Investing Cash Flow	-24.96	-22.64	-6.44	-14.42	-32.19	0.12

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Long-Term Debt Issued	-	52	-	50	20	25
Long-Term Debt Repaid	-	-17.89	-15.59	-20.84	-14.46	-10.24
Net Debt Issued (Repaid)	-1.24	34.11	-15.59	29.16	5.54	14.76
Issuance of Common Stock	0.18	0.18	0.36	-	-	-
Other Financing Activities	-15.44	-15.44	0	0	0	0
Financing Cash Flow	-16.5	18.85	-15.23	29.16	5.54	14.76

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash Flow	62.42	92.39	35.7	-29.52	-62.42	39.89

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	80.02	76.05	47.63	-56.25	-39.91	22.52
Free Cash Flow Growth	-4.82%	59.67%	-	-	-	-71.47%
Free Cash Flow Margin	72.66%	73.24%	54.18%	-80.91%	-84.52%	52.91%
Free Cash Flow Per Share	-	2.54	1.59	-1.88	-1.33	0.75

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash Income Tax Paid	6.81	6.81	5.05	0.46	0.08	0.21