Wifak International Bank Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	251	231	270	261	222	219
Market Cap Growth	-9.13%	-14.44%	3.45%	17.57%	1.37%	12.31%
Last Close Price	8.36	7.70	9.00	8.70	7.40	7.30
PE Ratio	24.88	22.92	26.66	29.00	42.13	40.95
PS Ratio	2.42	2.23	3.09	3.76	4.70	5.14
PB Ratio	1.44	1.32	1.50	1.52	1.39	1.39
P/FCF Ratio	3.30	3.04	5.67	-	-	9.72
P/OCF Ratio	2.61	2.40	4.71	-	-	8.76
Debt / Equity Ratio	0.64	0.64	1.05	1.20	1.21	0.94
Debt / FCF Ratio	1.46	1.46	3.99	-	-	6.53
Net Debt / Equity Ratio	0.07	0.07	0.93	1.12	1.13	0.90
Net Debt / FCF Ratio	0.16	0.16	3.53	-3.42	-4.54	6.29
Return on Equity (ROE)	5.71%	5.71%	5.78%	5.47%	3.32%	3.46%
Return on Assets (ROA)	0.55%	0.55%	0.65%	0.68%	0.47%	0.59%
Earnings Yield	4.02%	4.36%	3.75%	3.45%	2.37%	2.44%
FCF Yield	30.32%	32.92%	17.64%	-21.55%	-17.98%	10.29%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.