Wifack International Bank Société anonyme (BVMT:WIFAK)

BVMT:WIFAK Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	28.39	22.11	13.73	12.39	5.4	6.3
Investment Securities	185.78	149.27	128.11	188.9	149.07	148.66
Total Investments	185.78	149.27	128.11	188.9	149.07	148.66
Gross Loans	1,359	1,302	1,080	872.11	679.79	547.19
Allowance for Loan Losses	-80.68	-72.42	-56.94	-45.18	-35.08	-33.29
Other Adjustments to Gross Loans	-12.18	-10.14	-9.13	-8	-6.18	-5.74
Net Loans	1,266	1,220	1,014	818.93	638.53	508.16
Property, Plant & Equipment	56.07	64.45	57.51	48.67	48.8	50.71
Goodwill	-	1.43	3.09	-	-	-
Other Intangible Assets	3.27	3.9	4.55	4.25	4.77	4.64
Accrued Interest Receivable	12.93	10.43	7.95	5.41	3.14	3.78
Other Receivables	61.62	28.05	26.53	16.52	5.72	4.87
Restricted Cash	98.32	108.84	110.59	99.58	102.2	65.07
Other Current Assets	62.76	15.1	21.96	37.17	16.15	9.43
Long-Term Deferred Tax Assets	-	-	-	1.6	1.6	1.6
Other Long-Term Assets	89.51	70.62	47.64	16.63	15.18	14.58
Total Assets	1,869	1,694	1,436	1,250	990.56	817.8
Accounts Payable	109.58	78.59	57.28	72.19	37.09	31.48
Accrued Expenses	22.99	12.84	9.01	4.06	6.83	10.31
Interest Bearing Deposits	1,281	1,173	943.05	755.56	622.02	477.65
Total Deposits	1,281	1,173	943.05	755.56	622.02	477.65
Current Income Taxes Payable	-	-	-	5.7	3.24	3.75
Accrued Interest Payable	13.63	8.01	8.09	7.61	1.94	2.34
Long-Term Debt	175.43	190	206.1	193.41	147.15	126.08
Pension & Post-Retirement Benefits	-	-	-	3.36	2.35	-
Other Long-Term Liabilities	86.16	51.64	40.8	47.94	12.64	14.22
Total Liabilities	1,689	1,514	1,264	1,090	833.26	665.85
Common Stock	150	150	150	150	150	150
Retained Earnings	-14.47	-8.32	-14.03	-5.22	-30.44	-33.86
Treasury Stock	-0.34	-0.34	-0.69	-0.69	-0.69	-0.69
Comprehensive Income & Other	44.32	37.78	34.8	16.11	38.41	36.47
Total Common Equity	179.51	179.12	170.08	160.2	157.27	151.92
Minority Interest	-	1.41	1.37	-	0.04	0.04
Shareholders' Equity	179.51	180.53	171.45	160.2	157.31	151.95
Total Liabilities & Equity	1,869	1,694	1,436	1,250	990.56	817.8
Total Debt	175.43	190	206.1	193.41	147.15	126.08
Net Cash (Debt)	-147.04	-167.89	-192.38	-181.02	-141.75	-119.78
Net Cash Per Share	-4.90	-5.60	-6.41	-6.03	-4.73	-
Filing Date Shares Outstanding	29.95	29.95	29.9	30	30	-
Total Common Shares Outstanding	29.95	29.95	29.9	30	30	-
Book Value Per Share	5.99	5.98	5.69	5.34	5.24	-
Tangible Book Value	176.24	173.8	162.45	155.95	152.5	147.28
Tangible Book Value Per Share	5.88	5.80	5.43	5.20	5.08	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.