Wifack International Bank Société anonyme (BVMT: WIFAK)

WIFAK Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 31, 2022	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Cash & Equivalents	12.39	12.39	5.4	6.3	6.17	6.1
Investment Securities	154.45	154.45	149.07	148.66	57.71	58
Total Investments	154.45	154.45	149.07	148.66	57.71	58
Gross Loans	872.11	872.11	679.79	547.19	452.53	422.49
Allowance for Loan Losses	-45.18	-45.18	-35.08	-33.29	-27.21	-15.56
Other Adjustments to Gross Loans	-8	-8	-6.18	-5.74	-6.6	-5.73
Net Loans	818.93	818.93	638.53	508.16	418.72	401.2
Property, Plant & Equipment	49.42	49.42	48.8	50.71	53.49	54.84
Goodwill	4.18	4.18	-	-	-	-
Other Intangible Assets	4.74	4.74	4.77	4.64	5.16	4.52
Accrued Interest Receivable	5.41	5.41	3.14	3.78	1.87	1.29
Other Receivables	20.29	20.29	5.72	4.87	11.12	42.4
Restricted Cash	99.58	99.58	102.2	65.07	47.28	30.47
Other Current Assets	37.17	37.17	16.15	9.43	6.66	17.31
Long-Term Deferred Tax Assets	1.6	1.6	1.6	1.6	1.6	1.6
Other Long-Term Assets	23.51	23.51	15.18	14.58	10.86	8.41
Total Assets	1,232	1,232	990.56	817.8	621.34	629.17
Accounts Payable	72.19	72.19	37.09	31.48	20.42	54.01
Accrued Expenses	34.55	34.55	6.83	10.31	1.47	4.38
Interest Bearing Deposits	741.59	741.59	622.02	477.65	345.66	277.71
Total Deposits	741.59	741.59	622.02	477.65	345.66	277.71
Current Income Taxes Payable	5.81	5.81	3.24	3.75	1.51	1.46
Accrued Interest Payable	2.13	2.13	1.94	2.34	1.25	1.01
Long-Term Debt	187.82	187.82	147.15	126.08	83.5	103.68
Pension & Post-Retirement Benefits	3.36	3.36	2.35	-	-	-
Other Long-Term Liabilities	19.3	19.3	12.64	14.22	6.23	2.55
Total Liabilities	1,067	1,067	833.26	665.85	460.05	444.8
Common Stock	150	150	150	150	150	150
Retained Earnings	-21.93	-21.93	-30.44	-33.86	-24.53	-0.73
Treasury Stock	-0.69	-0.69	-0.69	-0.69	-0.69	-0.5
Comprehensive Income & Other	36.24	36.24	38.41	36.47	36.47	35.57
Total Common Equity	163.61	163.61	157.27	151.92	161.25	184.34
Minority Interest	1.29	1.29	0.04	0.04	0.03	0.03
Shareholders' Equity	164.91	164.91	157.31	151.95	161.29	184.37
Total Liabilities & Equity	1,232	1,232	990.56	817.8	621.34	629.17
Total Debt	187.82	187.82	147.15	126.08	83.5	103.68
Net Cash (Debt)	-175.43	-175.43	-141.75	-119.78	-77.33	-97.58
Net Cash Per Share	-5.85	-5.85	-4.73	-	-	-3.25
Filing Date Shares Outstanding	30	30	30	-	-	30
Total Common Shares Outstanding	30	30	30	-	-	30
Book Value Per Share	5.45	5.45	5.24	-	-	6.14
Tangible Book Value	154.69	154.69	152.5	147.28	156.09	179.82
Tangible Book Value Per Share	5.16	5.16	5.08	-	-	5.99

Source: S&P Capital IQ. Banks template. Financial Sources.