Wifak International Bank Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	9.68	10.13	9	5.27	5.35	-5.27
Depreciation & Amortization	4.61	4.16	4.27	3.86	-	3.4
Other Amortization	0.87	0.87	0.74	0.74	0.1	1.24
Total Asset Writedown	0.08	0.08	0.17	0.07	-	-
Other Operating Activities	77.04	42.13	-58.44	-45.71	19.56	80.32
Operating Cash Flow	92.27	57.37	-44.26	-35.77	25.01	79.69
Operating Cash Flow Growth	37.13%	-	-	-	-68.62%	129.34%
Capital Expenditures	-8.2	-9.74	-11.98	-4.14	-2.49	-0.74
Investment in Securities	-3.86	3.3	-2.44	-28.09	2.6	1.14
Other Investing Activities	0.09	-	-	0.05	0	0
Investing Cash Flow	-11.97	-6.44	-14.42	-32.19	0.12	0.4
Long-Term Debt Issued	-	-	50	20	25	15
Long-Term Debt Repaid	-	-15.59	-20.84	-14.46	-10.24	-10.18
Net Debt Issued (Repaid)	17.81	-15.59	29.16	5.54	14.76	4.82
Issuance of Common Stock	0.14	0.36	-	-	-	-
Other Financing Activities	0	0	0	0	0	0
Financing Cash Flow	17.95	-15.23	29.16	5.54	14.76	4.83
Net Cash Flow	98.25	35.7	-29.52	-62.42	39.89	84.92
Free Cash Flow	84.07	47.63	-56.25	-39.91	22.52	78.95
Free Cash Flow Growth	69.32%	-	-	-	-71.47%	154.87%
Free Cash Flow Margin	88.81%	54.43%	-80.91%	-84.52%	52.91%	342.41%
Free Cash Flow Per Share	2.80	1.59	-1.88	-1.33	0.75	-
Cash Income Tax Paid	5.08	5.05	0.46	0.08	0.21	0.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.