Wifak International Bank Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 25, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	215	270	261	222	219	195
Market Cap Growth	-19.21%	3.45%	17.57%	1.37%	12.31%	-5.11%
Last Close Price	7.15	9.00	8.70	7.40	7.30	6.50
PE Ratio	22.17	26.66	29.00	42.13	40.95	-
PS Ratio	2.27	3.09	3.76	4.70	5.14	8.46
PB Ratio	1.19	1.50	1.52	1.39	1.39	1.28
P/FCF Ratio	2.55	5.67	-	-	9.72	2.47
P/OCF Ratio	2.32	4.71	-	-	8.76	2.45
Debt / Equity Ratio	0.98	1.05	1.20	1.21	0.94	0.83
Debt / FCF Ratio	2.09	3.99	-	-	6.53	1.60
Net Debt / Equity Ratio	0.82	0.93	1.12	1.13	0.90	0.79
Net Debt / FCF Ratio	1.75	3.53	-3.42	-4.54	6.29	1.52
Return on Equity (ROE)	5.55%	5.78%	5.47%	3.32%	3.46%	-4.92%
Return on Assets (ROA)	0.57%	0.65%	0.68%	0.47%	0.59%	-1.07%
Earnings Yield	4.51%	3.75%	3.45%	2.37%	2.44%	-3.95%
FCF Yield	39.20%	17.64%	-21.55%	-17.98%	10.29%	40.48%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.