Wifack International Bank Société anonyme (BVMT:WIFAK)

BVMT:WIFAK Statistics

Total Valuation

BVMT:WIFAK has a market cap or net worth of TND 233.40 million.

Market Cap	233.40M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, December 3, 2025.

Earnings Date	Dec 3, 2025
Ex-Dividend Date	n/a

Share Statistics

BVMT:WIFAK has 30.00 million shares outstanding.

Current Share Class	30.00M
Shares Outstanding	30.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 24.12 and the forward PE ratio is 21.03.

PE Ratio	24.12
Forward PE	21.03
PS Ratio	2.47
PB Ratio	1.30
P/TBV Ratio	1.32
P/FCF Ratio	2.78
P/OCF Ratio	2.53
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.55%.

Return on Equity (ROE)	5.55%
Return on Assets (ROA)	0.57%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:WIFAK has paid 4.28 million in taxes.

Income Tax	4.28M
Effective Tax Rate	30.59%

Stock Price Statistics

The stock price has decreased by -9.53% in the last 52 weeks. The beta is -0.01, so BVMT:WIFAK's price volatility has been lower than the market average.

Beta (5Y)	-0.01
52-Week Price Change	-9.53%
50-Day Moving Average	7.92
200-Day Moving Average	8.52
Relative Strength Index (RSI)	39.42
Average Volume (20 Days)	229

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:WIFAK had revenue of TND 94.67 million and earned 9.68 million in profits. Earnings per share was 0.32.

Revenue	94.67M
Gross Profit	89.97M
Operating Income	14.79M
Pretax Income	14.00M
Net Income	9.68M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.32

Balance Sheet

The company has 28.39 million in cash and 175.43 million in debt, giving a net cash position of -147.04 million or -4.90 per share.

Cash & Cash Equivalents	28.39M
Total Debt	175.43M
Net Cash	-147.04M
Net Cash Per Share	-4.90
Equity (Book Value)	179.51M
Book Value Per Share	5.99
Working Capital	-1.16B

Cash Flow

In the last 12 months, operating cash flow was 92.27 million and capital expenditures -8.20 million, giving a free cash flow of 84.07 million.

Operating Cash Flow	92.27M
Capital Expenditures	-8.20M
Free Cash Flow	84.07M
FCF Per Share	2.80

Margins

Gross Margin	n/a
Operating Margin	15.63%
Pretax Margin	14.79%
Profit Margin	10.22%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	88.81%

Dividends & Yields

BVMT:WIFAK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	4.15%
FCF Yield	36.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 12, 2015. It was a forward split with a ratio of 1.5.

Last Split Date	Oct 12, 2015
Split Type	Forward
Split Ratio	1.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	4