CBSE:BCI Income Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,611	3,709	3,822	3,536	3,073	2,997
Interest Paid on Deposits	807.34	951.35	1,173	1,108	780.34	658.54
Net Interest Income	2,803	2,757	2,649	2,428	2,292	2,338
Net Interest Income Growth	3.23%	4.09%	9.09%	5.93%	-1.96%	0.02%
Income From Trading Activities	-37.23	-	-	506.18	393.65	352.53
Gain (Loss) on Sale of Assets	-	-	-	-5.08	-	12.26
Other Non-Interest Income	1,195	1,186	1,140	503.19	368.18	353.21
Total Non-Interest Income	1,158	1,186	1,140	1,004	761.83	718
Non-Interest Income Growth	-1.47%	4.09%	13.48%	31.82%	6.10%	0.58%
Revenues Before Loan Losses	3,961	3,944	3,789	3,433	3,054	3,056
Provision for Loan Losses	664.23	911.58	809.99	633.36	561.59	575.33
Revenue	3,297	3,032	2,979	2,799	2,493	2,481
Revenue Growth	8.29%	1.80%	6.41%	12.30%	0.48%	15.37%
Occupancy Expenses	271.29	260.54	257.77	251.84	234.98	245.12
Other Non-Interest Expense	2,007	2,020	2,000	1,939	1,847	1,885
Total Non-Interest Expense	2,282	2,293	2,262	2,187	2,075	2,130
EBT Excluding Unusual Items	1,014	738.76	716.45	612.79	417.31	350.98
Pretax Income	1,014	738.76	716.45	612.79	417.31	350.98
Income Tax Expense	458.43	318.58	390.38	441.76	232.42	184.18
Earnings From Continuing Operations	556.05	420.18	326.07	171.03	184.89	166.8
Minority Interest in Earnings	8.54	14.65	-0.92	0.2	43.73	27.31
Net Income	564.58	434.83	325.15	171.22	228.62	194.11
Net Income to Common	564.58	434.83	325.15	171.22	228.62	194.11
Net Income Growth	67.53%	33.73%	89.89%	-25.10%	17.78%	24.83%
Basic Shares Outstanding	13	13	13	13	13	13
Diluted Shares Outstanding	13	13	13	13	13	13
Shares Change	0.95%	-	-	-	-	-
EPS (Basic)	42.24	32.74	24.49	12.89	17.22	14.62
EPS (Diluted)	42.24	32.74	24.49	12.89	17.22	14.62
EPS Growth	65.94%	33.73%	89.89%	-25.10%	17.78%	24.83%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	18.000	18.000	18.000	-
Dividend Growth	-	-	0%	0%	-58.14%	-
Effective Tax Rate	45.19%	43.12%	54.49%	72.09%	55.69%	52.48%