Commercial Bank of Ceylon PLC (COSE:COMB.N0000)
Sri Lanka flag Sri Lanka · Delayed Price · Currency is LKR
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Commercial Bank of Ceylon Financials Overview

Millions LKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
180,832168,031169,35083,15664,70468,453
Revenue Growth
-6.08%-0.78%103.65%28.52%-5.48%23.76%
Net Income
64,28260,11055,07321,11523,81224,062
Earnings Per Share
38.5836.3737.5315.4417.4317.62
EPS Growth
-8.34%-3.09%143.08%-11.40%-1.11%31.51%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
International Operations
34,70336,39429,42034,04324,24810,286
Personal Banking
77,20269,60455,03754,35438,71430,409
Unallocated/Eliminations
22,02114,0551,5414,89338,9576,096
Corporate Banking
18,61818,16931,20119,1793,8102,928
Dealing/Treasury
22,67525,12248,863-31,467-42,99717,025
NBFI, Real Estate & Services
5,6244,6983,2912,1731,9811,714
Total
180,842168,042169,35483,17564,71268,458

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
349,723338,003315,318309,033281,928111,516
Total Debt
261,537248,411216,713216,009249,470303,549
Net Cash (Debt)
88,18789,59298,60593,02432,458-192,033
Net Cash Growth
34.33%-9.14%6.00%186.60%--
Net Cash Per Share
52.9354.2167.2168.0323.76-140.65

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-390,108-381,865-250,543-129,528-415,831-150,192
Capital Expenditures
-3,999-3,187-3,398-2,826-3,370-1,034
Free Cash Flow
-394,107-385,051-253,940-132,355-419,201-151,227
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.55%35.77%32.52%25.39%36.80%35.15%
FCF Margin
-217.94%-229.15%-149.95%-159.16%-647.87%-220.92%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
7.9277.9275.4504.326-3.936
Dividend Per Share Growth
7.65%45.45%25.97%--2.48%
Dividend Yield
3.93%4.01%3.89%4.76%-5.71%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.225.434.185.892.593.92
Forward PE
4.896.696.465.332.283.96
PS Ratio
1.831.941.361.500.951.38