Commercial Bank of Ceylon Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	98,697	88,857	89,615	159,702	151,109	69,335
Investment Securities	1,188,103	1,083,834	1,134,789	1,085,603	977,958	736,904
Trading Asset Securities	124,323	117,176	95,942	36,676	33,218	26,681
Total Investments	1,312,425	1,201,011	1,230,731	1,122,279	1,011,176	763,585
Gross Loans	2,157,116	2,107,463	1,535,963	1,305,068	1,251,954	1,102,556
Allowance for Loan Losses	-130,242	-127,142	-104,503	-90,886	-90,678	-65,347
Other Adjustments to Gross Loans	-	-21,961	-10,456	-9,316	-5,784	-7,625
Net Loans	2,026,874	1,958,361	1,421,004	1,204,866	1,155,493	1,029,584
Property, Plant & Equipment	32,482	31,652	30,670	28,997	27,447	24,745
Goodwill	-	445.15	445.15	445.15	445.15	445.15
Other Intangible Assets	5,347	4,563	4,313	3,844	3,668	1,827
Investments in Real Estate	776.86	775.06	743.9	597.83	80.35	72.4
Other Receivables	-	95.65	5,304	12,502	13,294	8,893
Restricted Cash	80,453	47,891	55,990	62,634	78,597	56,777
Other Current Assets	-	1,685	440.26	487.67	2,469	1,445
Long-Term Deferred Tax Assets	15,506	14,410	12,563	34,511	30,727	10,036
Other Long-Term Assets	36,261	20,695	15,804	16,071	17,245	11,612
Total Assets	3,608,821	3,378,864	2,875,993	2,655,612	2,499,554	1,983,491
Accrued Expenses	-	9,344	8,014	6,385	8,437	4,565
Interest Bearing Deposits	2,559,835	2,424,377	2,095,100	1,896,798	1,759,514	1,321,192
Non-Interest Bearing Deposits	311,330	275,651	210,980	251,109	218,230	151,448
Total Deposits	2,871,165	2,700,027	2,306,079	2,147,907	1,977,744	1,472,640
Short-Term Borrowings	1,243	6,362	992.53	20,958	2,917	3,308
Current Portion of Long-Term Debt	106,840	125,476	-	-	-	-
Current Income Taxes Payable	30,218	26,360	13,503	15,256	24,916	9,487
Other Current Liabilities	-	10,933	8,084	10,184	7,612	5,789
Long-Term Debt	171,251	109,487	209,664	189,736	240,213	294,901
Long-Term Leases	-	7,086	6,057	5,315	6,340	5,340
Pension & Post-Retirement Benefits	-	491.45	459.74	411.67	661.83	1,220
Long-Term Deferred Tax Liabilities	382.39	508.08	511	514.21	437.12	349.11
Other Long-Term Liabilities	85,882	45,204	36,809	33,971	17,303	16,340
Total Liabilities	3,266,982	3,041,279	2,590,173	2,430,637	2,286,581	1,813,939
Common Stock	95,286	91,558	88,017	62,948	58,150	54,567
Retained Earnings	215,983	215,522	171,703	134,260	118,870	109,201
Comprehensive Income & Other	24,742	24,987	21,409	23,263	31,846	3,707
Total Common Equity	336,011	332,066	281,129	220,471	208,865	167,475
Minority Interest	5,829	5,519	4,690	4,504	4,107	2,078
Shareholders' Equity	341,839	337,586	285,819	224,974	212,973	169,553
Total Liabilities & Equity	3,608,821	3,378,864	2,875,993	2,655,612	2,499,554	1,983,491
Total Debt	279,334	248,411	216,713	216,009	249,470	303,549
Net Cash (Debt)	97,274	89,592	98,605	93,024	32,458	-192,033
Net Cash Growth	-5.44%	-9.14%	6.00%	186.60%	-	-
Net Cash Per Share	58.77	54.21	67.21	68.03	23.76	-140.65
Filing Date Shares Outstanding	1,652	1,652	1,645	1,367	1,367	1,367
Total Common Shares Outstanding	1,652	1,651	1,644	1,367	1,367	1,367
Book Value Per Share	203.34	201.17	170.97	161.25	152.83	122.54
Tangible Book Value	330,664	327,058	276,372	216,181	204,752	165,202
Tangible Book Value Per Share	200.10	198.13	168.07	158.11	149.82	120.88