Commercial Bank of Ceylon Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	326,365	301,367	275,217	297,646	222,393	132,818
Interest Paid on Deposits	174,523	160,406	157,082	211,231	137,728	66,402
Net Interest Income	151,842	140,961	118,135	86,415	84,665	66,416
Net Interest Income Growth	18.32%	19.32%	36.71%	2.07%	27.48%	30.56%
Income From Trading Activities	6,674	272.31	-2,201	-12,482	35,297	1,936
Gain (Loss) on Sale of Assets	22.62	22.62	12.71	21.05	20.12	4.05
Gain (Loss) on Sale of Investments	898.9	2,808	-41,017	5,060	276.88	3,002
Other Non-Interest Income	48,232	47,084	31,657	43,036	16,369	22,235
Total Non-Interest Income	55,827	50,187	-11,548	35,636	51,963	27,177
Non-Interest Income Growth	-	-	-	-31.42%	91.21%	5.09%
Revenues Before Loan Losses	207,670	191,148	106,586	122,051	136,629	93,593
Provision for Loan Losses	26,838	23,116	-62,764	38,895	71,924	25,140
Revenue	180,832	168,031	169,350	83,156	64,704	68,453
Revenue Growth	-6.08%	-0.78%	103.65%	28.52%	-5.48%	23.76%
Salaries and Employee Benefits	31,599	30,170	27,885	22,789	19,788	16,757
Occupancy Expenses	6,532	5,892	4,737	4,336	3,598	3,220
Selling, General & Administrative	5,009	5,009	4,491	4,402	3,177	2,280
Other Non-Interest Expense	38,675	34,183	34,432	17,685	13,640	13,246
Total Non-Interest Expense	81,815	75,254	71,545	49,207	40,207	35,501
EBT Excluding Unusual Items	99,017	92,777	97,805	33,948	24,497	32,952
Asset Writedown	10.4	10.4	3.5	-21.34	7.95	5.28
Pretax Income	99,028	92,787	97,808	33,927	24,505	32,957
Income Tax Expense	33,832	31,850	42,122	12,027	105.57	8,667
Earnings From Continuing Operations	65,195	60,938	55,686	21,900	24,399	24,290
Minority Interest in Earnings	-913.19	-827.33	-613.17	-784.99	-587.56	-227.82
Net Income	64,282	60,110	55,073	21,115	23,812	24,062
Net Income to Common	64,282	60,110	55,073	21,115	23,812	24,062
Net Income Growth	-4.45%	9.15%	160.83%	-11.33%	-1.04%	42.05%
Basic Shares Outstanding	1,657	1,646	1,465	1,366	1,366	1,365
Diluted Shares Outstanding	1,666	1,653	1,467	1,367	1,366	1,365
Shares Change	4.25%	12.63%	7.29%	0.09%	0.07%	8.02%
EPS (Basic)	38.80	36.52	37.59	15.45	17.43	17.62
EPS (Diluted)	38.58	36.37	37.53	15.44	17.43	17.62
EPS Growth	-8.34%	-3.09%	143.08%	-11.40%	-1.11%	31.51%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	7.927	7.927	5.450	4.326	-	3.936
Dividend Growth	45.45%	45.45%	25.97%	-	-	2.48%
Effective Tax Rate	34.16%	34.33%	43.07%	35.45%	0.43%	26.30%