SJF Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Cash & Equivalents	5,145	6,156
Securities and Investments	10,224	8,353
Short-Term Interbank Lending and Reverse Repurchase Agreements	1,317	995.45
Other Earning Assets	2,388	2,325
Net Loans	14,377	12,790
Net Property, Plant & Equipment	938.3	678.66
Other Intangible Assets	91.15	91.15
Long-Term Investments	375.57	336.64
Other Non-Earning Assets	395.44	379.23
Total Assets	35,252	32,107
Total Deposits	24,168	22,049
Short-Term Interbank Borrowing and Repurchase Agreements	1,536	1,202
Long-Term Debt	1,235	1,116
Other Liabilities	3,168	2,932
Total Liabilities	29,582	26,796
Common Stock	165.42	169.8
Accumulated Other Comprehensive Income	1.15	1.45
Retained Earnings	4,567	4,225
Total Common Shareholders' Equity	4,734	4,397
Minority Interest	410.66	411.21
Shareholders' Equity	5,145	4,808
Total Liabilities & Equity	35,252	32,107
Total Debt	1,235	1,116
Net Cash (Debt)	-1,235	-1,116
Net Cash Growth	-	-
Net Cash Per Share	-75.29	-66.22
Book Value	4,734	4,397
Book Value Per Share	288.51	260.95
Tangible Book Value	4,643	4,305
Tangible Book Value Per Share	282.96	255.54