SJF Bank A/S (CPH:SJF)
Denmark · Delayed Price · Currency is DKK 480.00
+2.50 (0.52%)
At close: Sep 7, 2026
SJF Bank Cash Flow Statement
Financials in millions DKK. Fiscal year is January - December.
Millions DKK. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 615.95 | 611.59 | 623.12 | 558.42 | 371.77 | 443.53 |
Depreciation & Amortization | 68.86 | 70.33 | 79.31 | 81.14 | 65.01 | 58.84 |
Gain (Loss) on Sale of Investments | -98.57 | -90.63 | -82.98 | -87.38 | 75.13 | -22.08 |
Total Asset Writedown | -1.99 | 2.49 | 8.47 | 8.49 | 18.57 | 5.98 |
Provision for Credit Losses | 17 | 20.21 | 44.59 | 15.64 | -15.95 | -24.77 |
Change in Other Net Operating Assets | -4,023 | -2,851 | 1,528 | 177.95 | -2,080 | -1,468 |
Other Operating Activities | 24.76 | -8.08 | 100.49 | 40.44 | 5.26 | -0.83 |
Operating Cash Flow | -3,397 | -2,245 | 2,301 | 794.71 | -1,561 | -1,007 |
Operating Cash Flow Growth | - | - | 189.50% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -257.89 | -373.43 | -132.52 | -105.4 | -147.28 | -145.88 |
Sale of Property, Plant and Equipment | 114.32 | 73.61 | 36.88 | 13.51 | 31.8 | 62.34 |
Investment in Securities | -18.25 | -40.46 | -4.79 | -25.95 | -25.92 | -12.98 |
Purchase / Sale of Intangibles | 2.26 | - | -3.96 | -4.06 | -4.82 | -5.26 |
Investing Cash Flow | -159.56 | -340.28 | -104.39 | -121.91 | -146.22 | -101.77 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 300 | 450 | 390 | - | 280 |
Short-Term Debt Repaid | - | - | -302 | - | - | - |
Long-Term Debt Repaid | - | -180 | -200 | -171 | -100 | - |
Total Debt Repaid | - | -180 | -502 | -171 | -100 | - |
Net Debt Issued (Repaid) | 375 | 120 | -52 | 219 | -100 | 280 |
Issuance of Common Stock | 15.55 | 14.12 | 18.14 | 239.2 | 224.64 | 6 |
Repurchase of Common Stock | -82.84 | -135.97 | -103.44 | -384.58 | -83.7 | -10.94 |
Common Dividends Paid | -231.76 | -220.27 | -189.5 | -153.08 | -129.44 | -24.48 |
Net Increase (Decrease) in Deposit Accounts | 2,822 | 2,118 | 650.03 | 726.7 | 906.75 | -234.98 |
Financing Cash Flow | 2,898 | 1,896 | 323.23 | 647.25 | 818.25 | 15.6 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -659.08 | -689.12 | 2,520 | 1,320 | -888.66 | -1,093 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -3,655 | -2,618 | 2,168 | 689.31 | -1,708 | -1,153 |
Free Cash Flow Growth | - | - | 214.54% | - | - | - |
Free Cash Flow Margin | -204.80% | -147.98% | 126.34% | 43.71% | -130.16% | -89.13% |
Free Cash Flow Per Share | -224.82 | -159.58 | 128.69 | 40.16 | -98.97 | -66.92 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 166.59 | 164.07 | 72.58 | 53.25 | 62.67 | 41.69 |