SJF Bank A/S (CPH:SJF)
Denmark · Delayed Price · Currency is DKK 480.00
+2.50 (0.52%)
At close: Sep 7, 2026
SJF Bank Income Statement
Financials in millions DKK. Fiscal year is January - December.
Millions DKK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 851.41 | 869.89 | 1,036 | 849.63 | 515.66 | 482.76 |
Interest Income on Investments | 291.11 | 296.3 | 267.65 | 230.83 | 159.58 | 76.33 |
Total Interest Income | 1,143 | 1,166 | 1,304 | 1,080 | 675.24 | 559.08 |
Interest Paid on Deposits | 137.57 | 153.27 | 279.52 | 198.32 | -10.75 | -40.99 |
Net Interest Income | 1,005 | 1,013 | 1,024 | 882.14 | 685.99 | 600.08 |
Net Interest Income Growth | -0.95% | -1.11% | 16.11% | 28.59% | 14.32% | 2.42% |
Gain (Loss) on Sale of Investments | 90.63 | 90.63 | 82.98 | 87.38 | -75.13 | 22.08 |
Other Non-Interest Income | 706.26 | 686.12 | 653.43 | 623.24 | 685.35 | 646.57 |
Total Non-Interest Income | 796.9 | 776.76 | 736.42 | 710.61 | 610.22 | 668.65 |
Non-Interest Income Growth | 4.14% | 5.48% | 3.63% | 16.45% | -8.74% | 9.51% |
Revenues Before Loan Losses | 1,802 | 1,790 | 1,761 | 1,593 | 1,296 | 1,269 |
Provision for Loan Losses | 17 | 20.21 | 44.59 | 15.64 | -15.95 | -24.77 |
| 1,785 | 1,769 | 1,716 | 1,577 | 1,312 | 1,293 | |
Revenue Growth | 3.43% | 3.11% | 8.81% | 20.19% | 1.44% | 24.91% |
Occupancy Expenses | 19.68 | 20.86 | 28.94 | 30.01 | 29.03 | 29.91 |
Selling, General & Administrative | 962.1 | 950.31 | 858.36 | 829.06 | 770.64 | 723.03 |
Other Non-Interest Expense | 20.11 | 26.79 | 27.88 | 31.61 | 18.87 | 19.69 |
Total Non-Interest Expense | 988.18 | 984.17 | 884.65 | 850.58 | 807.06 | 750.62 |
EBT Excluding Unusual Items | 796.67 | 785.29 | 831.43 | 726.53 | 505.1 | 542.87 |
Asset Writedown | -6.56 | -14.01 | -16.66 | -25.9 | -22.47 | -11.83 |
Other Unusual Items | - | - | - | - | -0.59 | -0.03 |
Pretax Income | 790.11 | 771.28 | 814.77 | 700.63 | 482.05 | 531.02 |
Income Tax Expense | 174.16 | 159.69 | 191.65 | 142.21 | 110.28 | 87.49 |
Net Income | 615.95 | 611.59 | 623.12 | 558.42 | 371.77 | 443.53 |
Preferred Dividends & Other Adjustments | 53.73 | 54.5 | 60.57 | 53.43 | 26.11 | 24.5 |
Net Income to Common | 562.22 | 557.09 | 562.56 | 504.99 | 345.65 | 419.03 |
Net Income Growth | -2.38% | -0.97% | 11.40% | 46.10% | -17.51% | 105.19% |
Basic Shares Outstanding | 16 | 16 | 17 | 17 | 17 | 17 |
Diluted Shares Outstanding | 16 | 16 | 17 | 17 | 17 | 17 |
Shares Change | -2.25% | -2.61% | -1.85% | -0.52% | 0.17% | -0.31% |
EPS (Basic) | 34.58 | 33.95 | 33.39 | 29.42 | 20.03 | 24.32 |
EPS (Diluted) | 34.58 | 33.95 | 33.39 | 29.40 | 20.00 | 24.30 |
EPS Growth | -0.00% | 1.68% | 13.57% | 47.00% | -17.70% | 105.93% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 11.000 | 11.000 | 10.000 | 8.000 | 6.000 | 6.000 |
Dividend Growth | 10.00% | 10.00% | 25.00% | 33.33% | 0% | - |
Effective Tax Rate | 22.04% | 20.70% | 23.52% | 20.30% | 22.88% | 16.48% |