SJF Bank A/S (CPH:SJF)

Denmark · Delayed Price · Currency is DKK

416.00

0.00 (0.00%)

At close: Jul 27, 2026

SJF Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Net Interest Income	921.08	961.42
Net Interest Income Growth	-4.20%	-
Non-Interest Income	881.5	821.7
Non-Interest Income Growth	7.28%	-
Revenues Before Loan Losses	1,803	1,783
Provision for Credit Losses	20.21	44.59
Revenue	1,782	1,739
Revenue Growth	2.52%	-
Compensation Expenses	950.31	858.36
Selling, General & Admin	33.98	37.52
Other Non-Interest Expenses	26.79	27.88
Total Non-Interest Expense	1,011	923.76
Pretax Income	771.28	814.77
Provision for Income Taxes	159.69	191.65
Net Income	611.59	623.12
Net Income to Common	611.59	623.12
Net Income Growth	-1.85%	-
Shares Outstanding (Basic)	16	17
Shares Outstanding (Diluted)	16	17
Shares Change	-2.61%	-
EPS (Basic)	34.00	33.40
EPS (Diluted)	34.00	33.40
EPS Growth	1.80%	-

Additional Metrics

Fiscal Year	FY 2025	FY 2024
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Free Cash Flow	-500.14	2,818
Free Cash Flow Growth	-	-
Free Cash Flow Per Share	-30.48	167.27
Dividends Per Share	11.000	10.000
Dividend Growth	10.00%	-
Profit Margin	34.31%	35.84%
FCF Margin	-28.06%	162.10%
Effective Tax Rate	20.70%	23.52%