Dubai Islamic Bank P.J.S.C. (DFM:DIB)
United Arab Emirates · Delayed Price · Currency is AED 7.54
+0.04 (0.53%)
Aug 7, 2026, 1:21 PM GST
DFM:DIB Financials Overview
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 12,951 | 12,734 | 12,414 | 10,084 | 8,364 | 7,028 |
Revenue Growth | -1.44% | 2.58% | 23.11% | 20.56% | 19.02% | 28.82% |
Net Income Net Income Growth | 7,124 | 7,064 | 7,511 | 6,373 | 5,049 | 3,812 |
Earnings Per Share EPS Growth | 0.99 | 0.98 | 1.04 | 0.88 | 0.70 | 0.53 |
EPS Growth | -8.55% | -5.95% | 17.85% | 26.22% | 32.46% | 39.18% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consumer Banking Consumer Banking Growth | 5,025 | 4,851 | 4,392 | 5,330 | 4,875 | 3,638 |
Corporate Banking Corporate Banking Growth | 3,518 | 3,279 | 3,390 | 2,897 | 2,844 | 3,085 |
Treasury Treasury Growth | 2,660 | 2,624 | 2,542 | 2,055 | 1,495 | 1,641 |
Other Other Growth | 2,416 | 2,497 | 2,513 | 907.32 | 907.49 | 827.78 |
Unallocated Impairment Charge, Net Unallocated Impairment Charge, Net Growth | -718.52 | -485.45 | -406.81 | -1,396 | -2,103 | -2,448 |
Total Total Growth | 12,954 | 12,765 | 12,430 | 10,269 | 8,364 | 6,973 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 19,826 | 25,075 | 15,656 | 14,896 | 26,829 | 24,369 |
Total Debt Total Debt Growth | 17,651 | 26,862 | 25,336 | 21,667 | 24,088 | 22,198 |
Net Cash (Debt) Net Cash Growth | 2,175 | -1,786 | -9,680 | -6,771 | 2,741 | 2,172 |
Net Cash Growth | - | - | - | - | 26.24% | -47.40% |
Net Cash Per Share Net Cash Per Share Growth | 0.30 | -0.25 | -1.34 | -0.94 | 0.38 | 0.30 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -38,681 | -58,692 | -11,196 | -4,374 | 13,298 | 5,418 |
Capital Expenditures CapEx Growth | -477.06 | -384.32 | -268.07 | -512.96 | -620.57 | -333.53 |
Free Cash Flow Free Cash Flow Growth | -39,158 | -59,076 | -11,464 | -4,887 | 12,677 | 5,085 |
Free Cash Flow Growth | - | - | - | - | 149.31% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 55.01% | 55.47% | 60.50% | 63.20% | 60.37% | 54.24% |
FCF Margin | -302.36% | -463.91% | -92.35% | -48.46% | 151.56% | 72.36% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.350 | 0.350 | 0.450 | 0.450 | 0.300 | 0.250 |
Dividend Per Share Growth | -22.22% | -22.22% | 0% | 50.00% | 20.00% | 25.00% |
Dividend Yield | 4.57% | 3.95% | 7.06% | 9.42% | 6.67% | 6.13% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.61 | 9.48 | 6.82 | 6.49 | 8.16 | 10.20 |
Forward PE | 8.44 | 9.89 | 8.72 | 7.94 | 7.86 | 9.28 |
P/FCF Ratio | - | - | - | - | 3.25 | 7.65 |
PS Ratio | 4.19 | 5.26 | 4.13 | 4.10 | 4.93 | 5.53 |