Dubai Islamic Bank P.J.S.C. (DFM:DIB)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
7.40
-0.18 (-2.37%)
Jul 16, 2026, 3:00 PM GST

DFM:DIB Statistics

Total Valuation

DFM:DIB has a market cap or net worth of AED 53.48 billion.

Market Cap53.48B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, July 15, 2026.

Earnings Date Jul 15, 2026
Ex-Dividend Date Apr 10, 2026

Share Statistics

DFM:DIB has 7.23 billion shares outstanding.

Current Share Class 7.23B
Shares Outstanding 7.23B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.94%
Owned by Institutions (%) 6.58%
Float 5.13B

Valuation Ratios

The trailing PE ratio is 7.51 and the forward PE ratio is 8.23. DFM:DIB's PEG ratio is 2.07.

PE Ratio 7.51
Forward PE 8.23
PS Ratio 4.13
PB Ratio 0.99
P/TBV Ratio 1.06
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 2.07
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.45
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.02%.

Return on Equity (ROE) 15.02%
Return on Assets (ROA) 1.96%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.50%
Revenue Per Employee 1.30M
Profits Per Employee 712,429
Employee Count 10,000
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, DFM:DIB has paid 1.21 billion in taxes.

Income Tax 1.21B
Effective Tax Rate 13.45%

Stock Price Statistics

The stock price has decreased by -20.17% in the last 52 weeks. The beta is 0.07, so DFM:DIB's price volatility has been lower than the market average.

Beta (5Y) 0.07
52-Week Price Change -20.17%
50-Day Moving Average 7.47
200-Day Moving Average 8.54
Relative Strength Index (RSI) 43.69
Average Volume (20 Days) 4,310,219

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DFM:DIB had revenue of AED 12.95 billion and earned 7.12 billion in profits. Earnings per share was 0.99.

Revenue12.95B
Gross Profit 12.64B
Operating Income 9.02B
Pretax Income 9.03B
Net Income 7.12B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.99
Full Income Statement

Balance Sheet

The company has 19.83 billion in cash and 17.65 billion in debt, with a net cash position of 2.18 billion or 0.30 per share.

Cash & Cash Equivalents 19.83B
Total Debt 17.65B
Net Cash 2.18B
Net Cash Per Share 0.30
Equity (Book Value) 53.89B
Book Value Per Share 5.99
Working Capital -293.92B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -38.68 billion and capital expenditures -477.06 million, giving a free cash flow of -39.16 billion.

Operating Cash Flow -38.68B
Capital Expenditures -477.06M
Depreciation & Amortization n/a
Net Borrowing -4.77B
Free Cash Flow -39.16B
FCF Per Share -5.42
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 69.68%
Pretax Margin 69.71%
Profit Margin 57.72%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.35, which amounts to a dividend yield of 4.73%.

Dividend Per Share 0.35
Dividend Yield 4.73%
Dividend Growth (YoY) -22.22%
Years of Dividend Growth n/a
Payout Ratio 38.23%
Buyback Yield n/a
Shareholder Yield 4.62%
Earnings Yield 13.32%
FCF Yield -73.22%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for DFM:DIB is 8.44, which is 14.05% higher than the current price. The consensus rating is "Hold".

Price Target 8.44
Price Target Difference 14.05%
Analyst Consensus Hold
Analyst Count 13
Revenue Growth Forecast (3Y) 5.32%
EPS Growth Forecast (3Y) 0.45%

Stock Splits

The last stock split was on April 8, 2010. It was a forward split with a ratio of 1.05.

Last Split Date Apr 8, 2010
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 2