Dubai Islamic Bank P.J.S.C. (DFM:DIB)

DFM:DIB Statistics

Total Valuation

DFM:DIB has a market cap or net worth of AED 52.54 billion.

Market Cap	52.54B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, July 21, 2026.

Earnings Date	Jul 21, 2026
Ex-Dividend Date	Apr 10, 2026

Share Statistics

DFM:DIB has 7.23 billion shares outstanding.

Current Share Class	7.23B
Shares Outstanding	7.23B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.94%
Owned by Institutions (%)	6.66%
Float	5.13B

Valuation Ratios

The trailing PE ratio is 7.37 and the forward PE ratio is 8.68. DFM:DIB's PEG ratio is 2.19.

PE Ratio	7.37
Forward PE	8.68
PS Ratio	4.08
PB Ratio	0.96
P/TBV Ratio	1.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	2.19

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.49
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.11%.

Return on Equity (ROE)	15.11%
Return on Assets (ROA)	2.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.31%
Revenue Per Employee	1.29M
Profits Per Employee	712,642
Employee Count	10,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:DIB has paid 1.21 billion in taxes.

Income Tax	1.21B
Effective Tax Rate	13.43%

Stock Price Statistics

The stock price has decreased by -13.07% in the last 52 weeks. The beta is 0.07, so DFM:DIB's price volatility has been lower than the market average.

Beta (5Y)	0.07
52-Week Price Change	-13.07%
50-Day Moving Average	7.35
200-Day Moving Average	8.83
Relative Strength Index (RSI)	52.01
Average Volume (20 Days)	5,894,555

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:DIB had revenue of AED 12.88 billion and earned 7.13 billion in profits. Earnings per share was 0.99.

Revenue	12.88B
Gross Profit	12.57B
Operating Income	9.00B
Pretax Income	9.02B
Net Income	7.13B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.99

Balance Sheet

The company has 21.16 billion in cash and 21.37 billion in debt, with a net cash position of -214.07 million or -0.03 per share.

Cash & Cash Equivalents	21.16B
Total Debt	21.37B
Net Cash	-214.07M
Net Cash Per Share	-0.03
Equity (Book Value)	54.83B
Book Value Per Share	6.11
Working Capital	-288.38B

Cash Flow

In the last 12 months, operating cash flow was -43.60 billion and capital expenditures -396.61 million, giving a free cash flow of -44.00 billion.

Operating Cash Flow	-43.60B
Capital Expenditures	-396.61M
Depreciation & Amortization	n/a
Net Borrowing	-1.10B
Free Cash Flow	-44.00B
FCF Per Share	-6.09

Margins

Gross Margin	n/a
Operating Margin	69.86%
Pretax Margin	70.04%
Profit Margin	58.05%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.35, which amounts to a dividend yield of 4.81%.

Dividend Per Share	0.35
Dividend Yield	4.81%
Dividend Growth (YoY)	-22.22%
Years of Dividend Growth	n/a
Payout Ratio	4.39%
Buyback Yield	n/a
Shareholder Yield	4.85%
Earnings Yield	13.56%
FCF Yield	-83.74%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for DFM:DIB is 8.80, which is 20.55% higher than the current price. The consensus rating is "Hold".

Price Target	8.80
Price Target Difference	20.55%
Analyst Consensus	Hold
Analyst Count	14
Revenue Growth Forecast (3Y)	5.43%
EPS Growth Forecast (3Y)	0.32%

Stock Splits

The last stock split was on April 8, 2010. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 8, 2010
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2