DFM:DIB Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	20,020	23,674	14,654	13,724	24,999	22,871
Investment Securities	97,058	94,130	85,449	71,451	55,202	44,969
Trading Asset Securities	1,138	1,401	1,002	1,171	1,831	1,498
Total Investments	98,196	95,531	86,451	72,622	57,033	46,467
Gross Loans	282,155	273,411	224,035	212,828	198,694	199,176
Allowance for Loan Losses	-5,846	-5,915	-6,761	-8,903	-8,793	-8,926
Other Adjustments to Gross Loans	-5,648	-5,441	-4,848	-4,472	-3,859	-3,559
Net Loans	270,662	262,055	212,427	199,453	186,043	186,691
Property, Plant & Equipment	1,766	1,652	1,652	1,706	1,534	1,459
Other Intangible Assets	-	535.98	427.8	315.86	372.86	398.98
Investments in Real Estate	4,704	4,756	4,520	5,625	5,262	5,499
Other Receivables	8,456	177.65	388.79	431.93	1,080	1,765
Restricted Cash	14,967	18,583	17,689	14,779	6,098	8,512
Other Current Assets	1,145	2,770	2,024	2,184	2,457	2,455
Long-Term Deferred Tax Assets	-	123.53	127	84.5	57.87	49.98
Other Long-Term Assets	-	6,090	4,327	3,366	3,304	2,914
Total Assets	419,916	415,948	344,687	314,292	288,238	279,082
Interest Bearing Deposits	279,551	275,911	214,861	195,629	164,037	160,297
Non-Interest Bearing Deposits	49,594	47,555	40,871	41,016	48,591	49,236
Total Deposits	329,145	323,466	255,731	236,645	212,628	209,533
Short-Term Borrowings	1,075	1,295	969.81	1,057	1,578	1,422
Current Portion of Long-Term Debt	3,673	8,448	2,755	-	5,509	3,673
Current Income Taxes Payable	-	1,809	1,312	498.07	448.37	376.95
Other Current Liabilities	216.67	5,410	3,182	3,103	2,148	1,596
Long-Term Debt	16,625	16,623	21,400	20,481	16,830	16,890
Long-Term Leases	-	496.36	211.76	128.34	170.23	213.02
Pension & Post-Retirement Benefits	-	293.26	275.94	256.26	270.06	263.59
Other Long-Term Liabilities	14,350	4,973	5,996	4,688	4,681	3,650
Total Liabilities	365,084	362,813	291,834	266,857	244,264	237,617
Common Stock	7,241	7,241	7,241	7,241	7,241	7,241
Retained Earnings	40,490	38,921	35,810	32,157	28,459	25,679
Treasury Stock	-31.32	-31.32	-31.32	-31.32	-31.32	-31.32
Comprehensive Income & Other	3,833	3,778	6,805	5,191	5,636	5,977
Total Common Equity	51,532	49,908	49,825	44,557	41,304	38,866
Minority Interest	3,300	3,228	3,028	2,877	2,671	2,599
Shareholders' Equity	54,832	53,135	52,853	47,434	43,975	41,465
Total Liabilities & Equity	419,916	415,948	344,687	314,292	288,238	279,082
Total Debt	21,373	26,862	25,336	21,667	24,088	22,198
Net Cash (Debt)	-214.07	-1,786	-9,680	-6,771	2,741	2,172
Net Cash Growth	-	-	-	-	26.24%	-47.40%
Net Cash Per Share	-0.03	-0.25	-1.34	-0.94	0.38	0.30
Filing Date Shares Outstanding	7,227	7,227	7,227	7,227	7,227	7,227
Total Common Shares Outstanding	7,227	7,227	7,227	7,227	7,227	7,227
Book Value Per Share	6.11	5.89	5.50	5.02	4.57	4.23
Tangible Book Value	51,532	49,372	49,397	44,241	40,931	38,467
Tangible Book Value Per Share	6.11	5.82	5.44	4.98	4.52	4.18

Source: S&P Global Market Intelligence. Banks template. Financial Sources.