DFM:DIB Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	7,477	7,500	7,934	6,798	5,474	4,391
Depreciation & Amortization	267.79	260.24	265.36	273.33	251.35	247.13
Other Amortization	-	-	-	0.17	3.19	4.87
Gain (Loss) on Sale of Assets	-529.31	-649.46	-690.05	-460.2	-248.62	-224.08
Gain (Loss) on Sale of Investments	-272.08	-261.75	-81.27	-0.69	-9.16	-490.53
Total Asset Writedown	-23.95	-31.15	-16	71.13	775.97	476.91
Provision for Credit Losses	874.84	637.44	407.42	1,325	1,327	1,971
Change in Other Net Operating Assets	-51,772	-66,470	-19,458	-12,288	5,821	-846.75
Other Operating Activities	754.19	703.73	927.49	123.03	30.85	4.5
Operating Cash Flow	-43,601	-58,692	-11,196	-4,374	13,298	5,418
Operating Cash Flow Growth	-	-	-	-	145.42%	-
Capital Expenditures	-396.61	-384.32	-268.07	-512.96	-620.57	-333.53
Sale of Property, Plant and Equipment	613.3	613.3	202.53	955.16	553.31	314.02
Investment in Securities	-9,051	-8,415	-13,806	-16,661	-10,670	-6,161
Income (Loss) Equity Investments	-377.49	-381.36	-485.27	-214.93	-128.3	-115.95
Other Investing Activities	70.85	37.49	169.68	30.93	56.06	20.6
Investing Cash Flow	-8,381	-7,777	-12,688	-16,005	-10,203	-5,700
Long-Term Debt Issued	-	3,673	3,673	3,673	5,510	3,671
Long-Term Debt Repaid	-	-2,755	-	-5,509	-3,673	-1,837
Net Debt Issued (Repaid)	-1,102	918.43	3,673	-1,836	1,837	1,835
Issuance of Common Stock	-	-	1,837	-	-	1,837
Repurchase of Common Stock	-	-2,755	-	-	-	-5,510
Common Dividends Paid	-328.27	-3,667	-3,656	-2,572	-2,211	-2,000
Net Increase (Decrease) in Deposit Accounts	57,139	71,674	26,456	24,529	-5,889	510.26
Other Financing Activities	-702.42	-702.68	-590.96	-0.28	-0.29	-2.78
Financing Cash Flow	55,007	65,469	27,718	20,121	-6,264	-3,331
Foreign Exchange Rate Adjustments	-10.44	-43.22	4.99	-142.02	-89.93	2.02
Net Cash Flow	3,015	-1,042	3,839	-400.19	-3,259	-3,610
Free Cash Flow	-43,997	-59,076	-11,464	-4,887	12,677	5,085
Free Cash Flow Growth	-	-	-	-	149.31%	-
Free Cash Flow Margin	-341.63%	-463.91%	-92.35%	-48.46%	151.56%	72.36%
Free Cash Flow Per Share	-6.09	-8.17	-1.59	-0.68	1.75	0.70
Cash Income Tax Paid	768.57	786.66	146.07	142.13	76.23	44.78

Source: S&P Global Market Intelligence. Banks template. Financial Sources.