Dubai Islamic Bank P.J.S.C. (DFM: DIB)

DIB Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	8,579	13,724	24,999	22,871	26,149	17,895
Investment Securities	82,124	71,451	55,202	44,969	38,405	36,487
Trading Asset Securities	1,224	1,171	1,831	1,498	1,889	856.17
Total Investments	83,347	72,622	57,033	46,467	40,293	37,343
Gross Loans	219,684	212,832	198,694	199,176	208,804	160,728
Allowance for Loan Losses	-8,166	-8,903	-8,793	-8,926	-8,401	-6,081
Other Adjustments to Gross Loans	-4,728	-4,476	-3,859	-3,559	-3,714	-3,734
Net Loans	206,790	199,453	186,043	186,691	196,689	150,913
Property, Plant & Equipment	1,960	1,706	1,534	1,459	1,500	1,730
Other Intangible Assets	-	315.86	372.86	398.98	409.15	137.96
Investments in Real Estate	4,897	5,625	5,262	5,499	5,947	5,209
Other Receivables	6,195	431.93	1,080	1,765	1,948	2,515
Restricted Cash	16,369	14,779	6,098	8,512	9,505	9,571
Other Current Assets	1,031	2,184	2,457	2,455	2,009	3,352
Long-Term Deferred Tax Assets	-	84.5	57.87	49.98	40.44	36.22
Other Long-Term Assets	-	3,366	3,304	2,914	5,066	3,093
Total Assets	329,169	314,292	288,238	279,082	289,556	231,796
Interest Bearing Deposits	196,628	195,629	164,037	160,297	166,629	142,256
Non-Interest Bearing Deposits	46,224	41,016	48,591	49,236	50,650	32,138
Total Deposits	242,853	236,645	212,628	209,533	217,279	174,394
Short-Term Borrowings	1,132	1,057	1,578	1,422	1,704	742.93
Current Portion of Long-Term Debt	2,754	-	5,509	3,673	1,837	2,755
Current Income Taxes Payable	-	498.07	448.37	376.95	346.12	332.54
Other Current Liabilities	163.7	3,103	2,148	1,596	1,427	3,155
Long-Term Debt	21,404	20,481	16,830	16,890	20,108	12,097
Long-Term Leases	-	128.34	170.23	213.02	260.65	277.45
Pension & Post-Retirement Benefits	-	256.26	270.06	263.59	246.84	251.39
Other Long-Term Liabilities	11,898	4,688	4,681	3,650	3,218	3,058
Total Liabilities	280,205	266,857	244,264	237,617	246,426	197,064
Common Stock	7,241	7,241	7,241	7,241	7,241	6,590
Retained Earnings	33,902	32,157	28,459	25,679	23,676	21,276
Treasury Stock	-31.32	-31.32	-31.32	-31.32	-31.32	-31.32
Comprehensive Income & Other	4,909	5,191	5,636	5,977	9,658	4,158
Total Common Equity	46,020	44,557	41,304	38,866	40,543	31,993
Minority Interest	2,945	2,877	2,671	2,599	2,587	2,739
Shareholders' Equity	48,965	47,434	43,975	41,465	43,130	34,732
Total Liabilities & Equity	329,169	314,292	288,238	279,082	289,556	231,796
Total Debt	25,290	21,667	24,088	22,198	23,909	15,872
Net Cash (Debt)	-15,488	-6,771	2,741	2,172	4,128	2,879
Net Cash Growth	-	-	26.24%	-47.40%	43.39%	-65.97%
Net Cash Per Share	-2.14	-0.94	0.38	0.30	0.57	0.44
Filing Date Shares Outstanding	7,227	7,227	7,227	7,227	7,227	6,576
Total Common Shares Outstanding	7,227	7,227	7,227	7,227	7,227	6,576
Book Value Per Share	5.22	5.02	4.57	4.23	3.96	3.89
Tangible Book Value	46,020	44,241	40,931	38,467	40,134	31,855
Tangible Book Value Per Share	5.22	4.98	4.52	4.18	3.90	3.87

Source: S&P Capital IQ. Banks template. Financial Sources.