DFM:DIB Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	11,440	14,654	13,724	24,999	22,871	26,149
Investment Securities	98,612	85,449	71,451	55,202	44,969	38,405
Trading Asset Securities	1,454	1,002	1,171	1,831	1,498	1,889
Total Investments	100,066	86,451	72,622	57,033	46,467	40,293
Gross Loans	260,397	224,035	212,828	198,694	199,176	208,804
Allowance for Loan Losses	-6,770	-6,761	-8,903	-8,793	-8,926	-8,401
Other Adjustments to Gross Loans	-5,326	-4,848	-4,472	-3,859	-3,559	-3,714
Net Loans	248,301	212,427	199,453	186,043	186,691	196,689
Property, Plant & Equipment	1,949	1,652	1,706	1,534	1,459	1,500
Other Intangible Assets	-	427.8	315.86	372.86	398.98	409.15
Investments in Real Estate	4,715	4,520	5,625	5,262	5,499	5,947
Other Receivables	7,745	388.79	431.93	1,080	1,765	1,948
Restricted Cash	17,613	17,689	14,779	6,098	8,512	9,505
Other Current Assets	1,123	2,024	2,184	2,457	2,455	2,009
Long-Term Deferred Tax Assets	-	127	84.5	57.87	49.98	40.44
Other Long-Term Assets	-	4,327	3,366	3,304	2,914	5,066
Total Assets	392,953	344,687	314,292	288,238	279,082	289,556
Interest Bearing Deposits	258,941	214,861	195,629	164,037	160,297	166,629
Non-Interest Bearing Deposits	46,273	40,871	41,016	48,591	49,236	50,650
Total Deposits	305,214	255,731	236,645	212,628	209,533	217,279
Short-Term Borrowings	1,340	969.81	1,057	1,578	1,422	1,704
Current Portion of Long-Term Debt	-	2,755	-	5,509	3,673	1,837
Current Income Taxes Payable	-	1,312	498.07	448.37	376.95	346.12
Other Current Liabilities	189.24	3,182	3,103	2,148	1,596	1,427
Long-Term Debt	21,400	21,400	20,481	16,830	16,890	20,108
Long-Term Leases	-	211.76	128.34	170.23	213.02	260.65
Pension & Post-Retirement Benefits	-	275.94	256.26	270.06	263.59	246.84
Other Long-Term Liabilities	12,966	5,996	4,688	4,681	3,650	3,218
Total Liabilities	341,109	291,834	266,857	244,264	237,617	246,426
Common Stock	7,241	7,241	7,241	7,241	7,241	7,241
Retained Earnings	37,749	35,810	32,157	28,459	25,679	23,676
Treasury Stock	-31.32	-31.32	-31.32	-31.32	-31.32	-31.32
Comprehensive Income & Other	3,748	6,805	5,191	5,636	5,977	9,658
Total Common Equity	48,706	49,825	44,557	41,304	38,866	40,543
Minority Interest	3,138	3,028	2,877	2,671	2,599	2,587
Shareholders' Equity	51,844	52,853	47,434	43,975	41,465	43,130
Total Liabilities & Equity	392,953	344,687	314,292	288,238	279,082	289,556
Total Debt	22,740	25,336	21,667	24,088	22,198	23,909
Net Cash (Debt)	-9,846	-9,680	-6,771	2,741	2,172	4,128
Net Cash Growth	-	-	-	26.24%	-47.40%	43.39%
Net Cash Per Share	-1.36	-1.34	-0.94	0.38	0.30	0.57
Filing Date Shares Outstanding	7,227	7,227	7,227	7,227	7,227	7,227
Total Common Shares Outstanding	7,227	7,227	7,227	7,227	7,227	7,227
Book Value Per Share	5.72	5.50	5.02	4.57	4.23	3.96
Tangible Book Value	48,706	49,397	44,241	40,931	38,467	40,134
Tangible Book Value Per Share	5.72	5.44	4.98	4.52	4.18	3.90

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.