DFM:DIB Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 2, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	72,127	51,240	41,339	41,195	38,882	33,317
Market Cap Growth	37.47%	23.95%	0.35%	5.95%	16.70%	-8.05%
Last Close Price	9.98	6.67	5.00	4.71	4.27	3.50
PE Ratio	9.36	6.82	6.49	8.16	10.20	12.16
PS Ratio	5.45	4.13	4.10	4.93	5.53	6.11
PB Ratio	1.39	0.97	0.87	0.94	0.94	0.77
P/FCF Ratio	-	-	-	3.25	7.65	-
P/OCF Ratio	-	-	-	3.10	7.18	-
Debt / Equity Ratio	0.44	0.48	0.46	0.55	0.54	0.55
Debt / FCF Ratio	-	-	-	1.90	4.37	-
Return on Equity (ROE)	16.66%	16.28%	15.34%	13.00%	10.42%	8.12%
Return on Assets (ROA)	2.33%	2.48%	2.33%	1.96%	1.55%	1.21%
Earnings Yield	10.69%	15.48%	16.44%	13.29%	11.29%	9.89%
FCF Yield	-60.61%	-32.64%	-11.82%	30.77%	13.08%	-22.73%
Dividend Yield	4.59%	6.75%	9.01%	6.37%	5.86%	5.71%
Payout Ratio	45.89%	47.30%	37.84%	40.38%	45.54%	93.03%
Buyback Yield / Dilution	-	-	-	-	-	-9.90%
Total Shareholder Return	4.59%	6.75%	9.01%	6.37%	5.86%	-4.19%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.