Dubai Islamic Bank P.J.S.C. (DFM:DIB)

DFM:DIB Statistics

Total Valuation

DFM:DIB has a market cap or net worth of AED 63.16 billion.

Market Cap	63.16B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, April 21, 2026.

Earnings Date	Apr 21, 2026
Ex-Dividend Date	May 1, 2026

Share Statistics

DFM:DIB has 7.23 billion shares outstanding.

Current Share Class	7.23B
Shares Outstanding	7.23B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	7.02%
Float	5.20B

Valuation Ratios

The trailing PE ratio is 8.94 and the forward PE ratio is 9.21. DFM:DIB's PEG ratio is 1.47.

PE Ratio	8.94
Forward PE	9.21
PS Ratio	4.96
PB Ratio	1.19
P/TBV Ratio	1.28
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.47

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.45
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.73%.

Return on Equity (ROE)	14.73%
Return on Assets (ROA)	2.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.19%
Revenue Per Employee	1.27M
Profits Per Employee	706,392
Employee Count	10,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:DIB has paid 1.20 billion in taxes.

Income Tax	1.20B
Effective Tax Rate	13.28%

Stock Price Statistics

The stock price has increased by +15.35% in the last 52 weeks. The beta is 0.05, so DFM:DIB's price volatility has been lower than the market average.

Beta (5Y)	0.05
52-Week Price Change	+15.35%
50-Day Moving Average	9.48
200-Day Moving Average	9.32
Relative Strength Index (RSI)	40.04
Average Volume (20 Days)	7,889,013

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:DIB had revenue of AED 12.73 billion and earned 7.06 billion in profits. Earnings per share was 0.98.

Revenue	12.73B
Gross Profit	12.43B
Operating Income	8.97B
Pretax Income	9.00B
Net Income	7.06B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.98

Balance Sheet

The company has 25.08 billion in cash and 26.86 billion in debt, with a net cash position of -1.79 billion or -0.25 per share.

Cash & Cash Equivalents	25.08B
Total Debt	26.86B
Net Cash	-1.79B
Net Cash Per Share	-0.25
Equity (Book Value)	53.14B
Book Value Per Share	5.89
Working Capital	-293.82B

Cash Flow

In the last 12 months, operating cash flow was -58.69 billion and capital expenditures -384.32 million, giving a free cash flow of -59.08 billion.

Operating Cash Flow	-58.69B
Capital Expenditures	-384.32M
Free Cash Flow	-59.08B
FCF Per Share	-8.17

Margins

Gross Margin	n/a
Operating Margin	70.45%
Pretax Margin	70.70%
Profit Margin	58.90%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.35, which amounts to a dividend yield of 4.16%.

Dividend Per Share	0.35
Dividend Yield	4.16%
Dividend Growth (YoY)	-22.22%
Years of Dividend Growth	n/a
Payout Ratio	48.89%
Buyback Yield	n/a
Shareholder Yield	4.16%
Earnings Yield	11.18%
FCF Yield	-93.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 8, 2010. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 8, 2010
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2