Dubai Islamic Bank P.J.S.C. (DFM:DIB)

DFM:DIB Statistics

Total Valuation

DFM:DIB has a market cap or net worth of AED 68.80 billion.

Market Cap	68.80B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Mar 21, 2025

Share Statistics

DFM:DIB has 7.23 billion shares outstanding.

Current Share Class	7.23B
Shares Outstanding	7.23B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	7.00%
Float	5.20B

Valuation Ratios

The trailing PE ratio is 8.92 and the forward PE ratio is 10.16.

PE Ratio	8.92
Forward PE	10.16
PS Ratio	5.20
PB Ratio	1.33
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.66%.

Return on Equity (ROE)	16.66%
Return on Assets (ROA)	2.33%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.32M
Profits Per Employee	770,957
Employee Count	10,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:DIB has paid 1.22 billion in taxes.

Income Tax	1.22B
Effective Tax Rate	12.65%

Stock Price Statistics

The stock price has increased by +52.08% in the last 52 weeks. The beta is 0.05, so DFM:DIB's price volatility has been lower than the market average.

Beta (5Y)	0.05
52-Week Price Change	+52.08%
50-Day Moving Average	9.56
200-Day Moving Average	8.57
Relative Strength Index (RSI)	47.55
Average Volume (20 Days)	3,876,208

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:DIB had revenue of AED 13.24 billion and earned 7.71 billion in profits. Earnings per share was 1.07.

Revenue	13.24B
Gross Profit	12.98B
Operating Income	9.60B
Pretax Income	9.61B
Net Income	7.71B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.07

Balance Sheet

The company has 12.89 billion in cash and 22.74 billion in debt, giving a net cash position of -9.85 billion or -1.36 per share.

Cash & Cash Equivalents	12.89B
Total Debt	22.74B
Net Cash	-9.85B
Net Cash Per Share	-1.36
Equity (Book Value)	51.84B
Book Value Per Share	5.72
Working Capital	-267.37B

Cash Flow

In the last 12 months, operating cash flow was -42.61 billion and capital expenditures -1.10 billion, giving a free cash flow of -43.71 billion.

Operating Cash Flow	-42.61B
Capital Expenditures	-1.10B
Free Cash Flow	-43.71B
FCF Per Share	-6.05

Margins

Gross Margin	n/a
Operating Margin	72.48%
Pretax Margin	72.60%
Profit Margin	61.13%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 4.73%.

Dividend Per Share	0.45
Dividend Yield	4.73%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	45.89%
Buyback Yield	n/a
Shareholder Yield	4.78%
Earnings Yield	11.21%
FCF Yield	-63.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 8, 2010. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 8, 2010
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2