Dubai Islamic Bank P.J.S.C. (DFM:DIB)

DFM:DIB Statistics

Total Valuation

DFM:DIB has a market cap or net worth of AED 70.25 billion.

Market Cap	70.25B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 21, 2025.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	Mar 21, 2025

Share Statistics

DFM:DIB has 7.23 billion shares outstanding.

Current Share Class	7.23B
Shares Outstanding	7.23B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	6.96%
Float	5.20B

Valuation Ratios

The trailing PE ratio is 9.02 and the forward PE ratio is 10.82.

PE Ratio	9.02
Forward PE	10.82
PS Ratio	5.38
PB Ratio	1.40
P/TBV Ratio	1.49
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.59
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.50%.

Return on Equity (ROE)	17.50%
Return on Assets (ROA)	2.45%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.31M
Profits Per Employee	779,051
Employee Count	10,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:DIB has paid 1.08 billion in taxes.

Income Tax	1.08B
Effective Tax Rate	11.21%

Stock Price Statistics

The stock price has increased by +54.75% in the last 52 weeks. The beta is 0.09, so DFM:DIB's price volatility has been lower than the market average.

Beta (5Y)	0.09
52-Week Price Change	+54.75%
50-Day Moving Average	9.58
200-Day Moving Average	8.48
Relative Strength Index (RSI)	54.00
Average Volume (20 Days)	3,831,088

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:DIB had revenue of AED 13.07 billion and earned 7.79 billion in profits. Earnings per share was 1.08.

Revenue	13.07B
Gross Profit	12.80B
Operating Income	9.52B
Pretax Income	9.59B
Net Income	7.79B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.08

Balance Sheet

The company has 11.80 billion in cash and 22.74 billion in debt, giving a net cash position of -10.94 billion or -1.51 per share.

Cash & Cash Equivalents	11.80B
Total Debt	22.74B
Net Cash	-10.94B
Net Cash Per Share	-1.51
Equity (Book Value)	50.16B
Book Value Per Share	5.50
Working Capital	-251.39B

Cash Flow

In the last 12 months, operating cash flow was -37.44 billion and capital expenditures -1.07 billion, giving a free cash flow of -38.50 billion.

Operating Cash Flow	-37.44B
Capital Expenditures	-1.07B
Free Cash Flow	-38.50B
FCF Per Share	-5.33

Margins

Gross Margin	n/a
Operating Margin	72.85%
Pretax Margin	73.42%
Profit Margin	63.23%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.45, which amounts to a dividend yield of 4.68%.

Dividend Per Share	0.45
Dividend Yield	4.68%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	46.00%
Buyback Yield	n/a
Shareholder Yield	4.69%
Earnings Yield	11.09%
FCF Yield	-54.81%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 8, 2010. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 8, 2010
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2