Bangladesh General Insurance Company PLC. (DSE:BGIC)

DSE:BGIC Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	753.08	728.95	696.14	653.44	637.84	616.54
Revenue Growth	9.44%	4.71%	6.54%	2.45%	3.45%	21.52%
Operating Income Operating Income Growth	176.86	173.99	-875.53	133.68	137.39	159.51
Net Income Net Income Growth	82.69	81.57	75.43	68.41	82.44	103.64
Earnings Per Share EPS Growth	1.53	1.51	1.40	1.27	1.53	1.92
EPS Growth	7.16%	8.14%	10.27%	-17.02%	-20.45%	52.91%

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	984.18	967.83	1,001	1,016	982.7	909.12
Total Debt Total Debt Growth	313.64	318.94	236.04	282.42	246	189.68
Net Cash (Debt) Net Cash Growth	670.53	648.89	765.12	733.93	736.7	719.44
Net Cash Growth	-11.69%	-15.19%	4.25%	-0.38%	2.40%	2.25%
Net Cash Per Share Net Cash Per Share Growth	12.41	12.01	14.16	13.58	13.64	13.32

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-20.89	32.31	84.58	19.79	99.89	123.15
Capital Expenditures CapEx Growth	-31	-23.36	-10.69	-6.87	-16.29	-34.89
Free Cash Flow Free Cash Flow Growth	-51.89	8.95	73.89	12.91	83.6	88.26
Free Cash Flow Growth	-	-87.89%	472.15%	-84.55%	-5.28%	-4.90%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	23.48%	23.87%	-125.77%	20.46%	21.54%	25.87%
Pretax Margin	19.42%	19.67%	-129.49%	17.20%	19.29%	23.86%
Profit Margin	10.98%	11.19%	10.84%	10.47%	12.93%	16.81%
FCF Margin	-6.89%	1.23%	10.61%	1.98%	13.11%	14.32%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.100	1.100	1.000	1.000	1.200	1.250
Dividend Per Share Growth	10.00%	10.00%	0%	-16.67%	-4.00%	4.17%
Dividend Yield	2.86%	3.72%	3.17%	2.18%	2.14%	2.65%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	25.16	20.20	23.99	39.49	40.89	28.26
P/FCF Ratio	-	184.14	24.50	209.17	40.33	33.18
PS Ratio	2.76	2.26	2.60	4.13	5.29	4.75

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 23, 2026

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