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Bangladesh General Insurance Company PLC. (DSE:BGIC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
39.00
-1.10 (-2.74%)
At close: Nov 3, 2026

DSE:BGIC Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
646.49728.95696.14653.44637.84616.54
Revenue Growth
-10.17%4.71%6.54%2.45%3.45%21.52%
Operating Income
174.98173.99-875.53133.68137.39159.51
Net Income
81.7681.5775.4368.4182.44103.64
Earnings Per Share
1.511.511.401.271.531.92
EPS Growth
-8.00%8.14%10.27%-17.02%-20.45%52.91%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
999.72967.831,0011,016982.7909.12
Total Debt
308.75318.94236.04282.42246189.68
Net Cash (Debt)
690.97648.89765.12733.93736.7719.44
Net Cash Growth
-12.13%-15.19%4.25%-0.38%2.40%2.25%
Net Cash Per Share
12.7912.0114.1613.5813.6413.32

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
41.8832.3184.5819.7999.89123.15
Capital Expenditures
-31-23.36-10.69-6.87-16.29-34.89
Free Cash Flow
10.888.9573.8912.9183.688.26
Free Cash Flow Growth
-85.86%-87.89%472.15%-84.55%-5.28%-4.90%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
27.07%23.87%-125.77%20.46%21.54%25.87%
Pretax Margin
22.33%19.67%-129.49%17.20%19.29%23.86%
Profit Margin
12.65%11.19%10.84%10.47%12.93%16.81%
FCF Margin
1.68%1.23%10.61%1.98%13.11%14.32%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1001.1001.0001.0001.2001.250
Dividend Per Share Growth
10.00%10.00%0%-16.67%-4.00%4.17%
Dividend Yield
2.82%3.61%2.99%2.00%1.92%2.31%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
25.7720.2023.9939.4940.8928.26
P/FCF Ratio
193.66184.1424.50209.1740.3333.18
PS Ratio
3.262.262.604.135.294.75