Bangladesh General Insurance Company PLC. (DSE:BGIC)
41.40
0.00 (0.00%)
At close: Jul 6, 2026
DSE:BGIC Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 546.95 | 518.47 | 466.58 | 445.94 | 419.22 | 392.29 |
Total Interest & Dividend Income | 88.18 | 85.35 | 85.73 | 57.12 | 50.88 | 43.6 |
Gain (Loss) on Sale of Investments | -1.69 | -1.69 | 1.3 | 1.02 | 23.65 | 50.14 |
Other Revenue | 119.64 | 126.82 | 142.55 | 149.36 | 144.08 | 130.51 |
| 753.08 | 728.95 | 696.14 | 653.44 | 637.84 | 616.54 | |
Revenue Growth (YoY) | 9.44% | 4.71% | 6.54% | 2.45% | 3.45% | 21.52% |
Policy Benefits | 140.67 | 107.75 | 105.62 | 80.2 | 59.56 | 98.74 |
Policy Acquisition & Underwriting Costs | 92.11 | 124.97 | 1,131 | 110.43 | 92.19 | 51.79 |
Depreciation & Amortization | 45.94 | 45.94 | 45.8 | 43.45 | 45.93 | 39.35 |
Selling, General & Administrative | 289.49 | 268.3 | 280.3 | 281.18 | 294.77 | 266.65 |
Total Operating Expenses | 576.21 | 554.96 | 1,572 | 519.75 | 500.44 | 457.04 |
Operating Income | 176.86 | 173.99 | -875.53 | 133.68 | 137.39 | 159.51 |
Interest Expense | -32.38 | -32.38 | -28.36 | -21.74 | -12.16 | -12 |
Other Non Operating Income (Expenses) | -1.4 | -1.4 | -0.82 | -1.36 | -3.24 | -3.5 |
EBT Excluding Unusual Items | 143.08 | 140.21 | -904.7 | 110.58 | 121.99 | 144.01 |
Gain (Loss) on Sale of Assets | 3.17 | 3.17 | 3.29 | 1.8 | 1.02 | 3.08 |
Pretax Income | 146.25 | 143.38 | -901.41 | 112.38 | 123.01 | 147.09 |
Income Tax Expense | 38.92 | 37.16 | 34.47 | 31.86 | 30.32 | 31.27 |
Net Income | 107.33 | 106.22 | -935.88 | 80.52 | 92.69 | 115.82 |
Preferred Dividends & Other Adjustments | 24.65 | 24.65 | -1,011 | 12.11 | 10.25 | 12.18 |
Net Income to Common | 82.69 | 81.57 | 75.43 | 68.41 | 82.44 | 103.64 |
Net Income Growth | - | - | - | -13.13% | -19.97% | 207.33% |
Shares Outstanding (Basic) | 54 | 54 | 54 | 54 | 54 | 54 |
Shares Outstanding (Diluted) | 54 | 54 | 54 | 54 | 54 | 54 |
EPS (Basic) | 1.53 | 1.51 | 1.40 | 1.27 | 1.53 | 1.92 |
EPS (Diluted) | 1.53 | 1.51 | 1.40 | 1.27 | 1.53 | 1.92 |
EPS Growth | 7.16% | 8.14% | 10.27% | -17.02% | -20.45% | 52.91% |
Free Cash Flow | -51.89 | 8.95 | 73.89 | 12.91 | 83.6 | 88.26 |
Free Cash Flow Per Share | -0.96 | 0.17 | 1.37 | 0.24 | 1.55 | 1.63 |
Dividend Per Share | 1.100 | 1.100 | 1.000 | 1.000 | 1.200 | 1.250 |
Dividend Growth | 10.00% | 10.00% | - | -16.67% | -4.00% | 4.17% |
Operating Margin | 23.48% | 23.87% | -125.77% | 20.46% | 21.54% | 25.87% |
Profit Margin | 10.98% | 11.19% | 10.84% | 10.47% | 12.93% | 16.81% |
Free Cash Flow Margin | -6.89% | 1.23% | 10.61% | 1.98% | 13.11% | 14.32% |
EBITDA | - | 191.28 | -862.65 | 145.26 | 150.92 | 170.6 |
EBITDA Margin | - | 26.24% | -123.92% | 22.23% | 23.66% | 27.67% |
D&A For EBITDA | - | 17.28 | 12.89 | 11.57 | 13.52 | 11.1 |
EBIT | 176.86 | 173.99 | -875.53 | 133.68 | 137.39 | 159.51 |
EBIT Margin | 23.48% | 23.87% | -125.77% | 20.46% | 21.54% | 25.87% |
Effective Tax Rate | 26.61% | 25.92% | - | 28.35% | 24.65% | 21.26% |