Bangladesh General Insurance Company PLC. (DSE:BGIC)

DSE:BGIC Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	702.83	728.95	696.14	653.44	637.84	616.54
Revenue Growth	0.11%	4.71%	6.54%	2.45%	3.45%	21.52%
Operating Income Operating Income Growth	175.54	173.99	-875.53	133.68	137.39	159.51
Net Income Net Income Growth	82.06	81.57	75.43	68.41	82.44	103.64
Earnings Per Share EPS Growth	1.52	1.51	1.40	1.27	1.53	1.92
EPS Growth	8.17%	8.14%	10.27%	-17.02%	-20.45%	52.91%

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	1,032	967.83	1,001	1,016	982.7	909.12
Total Debt Total Debt Growth	325.48	318.94	236.04	282.42	246	189.68
Net Cash (Debt) Net Cash Growth	706.18	648.89	765.12	733.93	736.7	719.44
Net Cash Growth	1.32%	-15.19%	4.25%	-0.38%	2.40%	2.25%
Net Cash Per Share Net Cash Per Share Growth	13.07	12.01	14.16	13.58	13.64	13.32

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	24.57	32.31	84.58	19.79	99.89	123.15
Capital Expenditures CapEx Growth	-23.36	-23.36	-10.69	-6.87	-16.29	-34.89
Free Cash Flow Free Cash Flow Growth	1.2	8.95	73.89	12.91	83.6	88.26
Free Cash Flow Growth	-96.91%	-87.89%	472.15%	-84.55%	-5.28%	-4.90%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	24.98%	23.87%	-125.77%	20.46%	21.54%	25.87%
Pretax Margin	20.62%	19.67%	-129.49%	17.20%	19.29%	23.86%
Profit Margin	11.68%	11.19%	10.84%	10.47%	12.93%	16.81%
FCF Margin	0.17%	1.23%	10.61%	1.98%	13.11%	14.32%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 17, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.100	1.100	1.000	1.000	1.200	1.250
Dividend Per Share Growth	10.00%	10.00%	0%	-16.67%	-4.00%	4.17%
Dividend Yield	2.49%	3.72%	3.17%	2.18%	2.14%	2.65%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 17, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	29.10	20.20	23.99	39.49	40.89	28.26
P/FCF Ratio	1987.06	184.14	24.50	209.17	40.33	33.18
PS Ratio	3.40	2.26	2.60	4.13	5.29	4.75

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 13, 2026

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