Bangladesh General Insurance Company PLC. (DSE:BGIC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
38.20
-0.30 (-0.78%)
At close: Oct 19, 2026

DSE:BGIC Statistics

Total Valuation

DSE:BGIC has a market cap or net worth of BDT 2.06 billion. The enterprise value is 1.06 billion.

Market Cap2.06B
Enterprise Value 1.06B

Important Dates

The next estimated earnings date is Wednesday, October 28, 2026.

Earnings Date Oct 28, 2026
Ex-Dividend Date May 23, 2026

Share Statistics

DSE:BGIC has 54.03 million shares outstanding.

Current Share Class 54.03M
Shares Outstanding 54.03M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.50%
Owned by Insiders (%) 31.01%
Owned by Institutions (%) 13.68%
Float 37.27M

Valuation Ratios

The trailing PE ratio is 25.18.

PE Ratio 25.18
Forward PE n/a
PS Ratio 3.19
PB Ratio 1.80
P/TBV Ratio 1.80
P/FCF Ratio 189.69
P/OCF Ratio 49.28
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.75, with an EV/FCF ratio of 97.81.

EV / Earnings 13.01
EV / Sales 1.65
EV / EBITDA 4.75
EV / EBIT 6.08
EV / FCF 97.81

Financial Position

The company has a current ratio of 2.43

Current Ratio 2.43
Quick Ratio 2.42
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage 5.40

Financial Efficiency

Return on equity (ROE) is 9.56% and return on invested capital (ROIC) is 8.83%.

Return on Equity (ROE) 9.56%
Return on Assets (ROA) 5.40%
Return on Invested Capital (ROIC) 8.83%
Return on Capital Employed (ROCE) 13.22%
Weighted Average Cost of Capital (WACC) 7.57%
Revenue Per Employee 1.21M
Profits Per Employee 153,114
Employee Count534
Asset Turnover 0.32
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:BGIC has paid 37.96 million in taxes.

Income Tax 37.96M
Effective Tax Rate 26.29%

Stock Price Statistics

The stock price has increased by +6.41% in the last 52 weeks. The beta is 0.60, so DSE:BGIC's price volatility has been lower than the market average.

Beta (5Y) 0.60
52-Week Price Change +6.41%
50-Day Moving Average 41.23
200-Day Moving Average 37.43
Relative Strength Index (RSI) 41.35
Average Volume (20 Days) 75,521

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:BGIC had revenue of BDT 646.49 million and earned 81.76 million in profits. Earnings per share was 1.52.

Revenue646.49M
Gross Profit 514.60M
Operating Income 174.98M
Pretax Income 144.37M
Net Income 81.76M
EBITDA 195.56M
EBIT 174.98M
Earnings Per Share (EPS) 1.52
Full Income Statement

Balance Sheet

The company has 1.13 billion in cash and no debt, with a net cash position of 999.72 million or 18.50 per share.

Cash & Cash Equivalents 1.13B
Total Debt n/a
Net Cash 999.72M
Net Cash Per Share 18.50
Equity (Book Value) 1.14B
Book Value Per Share 21.29
Working Capital 1.12B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 41.88 million and capital expenditures -31.00 million, giving a free cash flow of 10.88 million.

Operating Cash Flow 41.88M
Capital Expenditures -31.00M
Depreciation & Amortization n/a
Net Borrowing 7.82M
Free Cash Flow 10.88M
FCF Per Share 0.20
Full Cash Flow Statement

Margins

Gross margin is 79.60%, with operating and profit margins of 27.07% and 16.46%.

Gross Margin 79.60%
Operating Margin 27.07%
Pretax Margin 22.33%
Profit Margin 16.46%
EBITDA Margin 30.25%
EBIT Margin 27.07%
FCF Margin 1.55%

Dividends & Yields

This stock pays an annual dividend of 1.10, which amounts to a dividend yield of 2.88%.

Dividend Per Share 1.10
Dividend Yield 2.88%
Dividend Growth (YoY) 10.00%
Years of Dividend Growth n/a
Payout Ratio 55.85%
FCF Payout Ratio 4,945.15%
Buyback Yield n/a
Shareholder Yield 2.88%
Earnings Yield 3.97%
FCF Yield 0.53%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 14, 2012. It was a forward split with a ratio of 1.05.

Last Split Date May 14, 2012
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 3