Bangladesh General Insurance Company PLC. (DSE:BGIC)

DSE:BGIC Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	37	37	37	37	37	37
Investments in Equity & Preferred Securities	-	134.19	142.5	200.03	203.01	269.12
Other Investments	125.63	-	-	-	-	-
Total Investments	162.63	171.19	179.5	237.03	240.01	306.12
Cash & Equivalents	999.72	967.83	1,001	1,016	982.7	909.12
Reinsurance Recoverable	581.44	444.56	313.02	219.59	225.95	220.02
Other Receivables	181.64	113.28	81.55	137.84	75.69	77.01
Property, Plant & Equipment	168.65	197.04	203.59	185.42	200.55	170.19
Other Current Assets	5.63	50.74	30.47	13.87	18.96	18.48
Long-Term Deferred Tax Assets	-	4.95	3.18	2.21	1.78	1.09
Other Long-Term Assets	-	4.78	4.09	4.92	5.57	4.21
Total Assets	2,105	1,954	1,817	1,817	1,751	1,706

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	40.74	36.23	36.68	34.71	28.65
Accrued Expenses	10.95	0.95	0.3	0.85	1.15	1.5
Insurance & Annuity Liabilities	178.97	213.41	188.76	182.23	170.12	159.87
Unpaid Claims	144.43	87.33	94.24	90.84	114.42	109.21
Unearned Premiums	30.82	30.32	21.77	18.19	16.03	6.16
Reinsurance Payable	37.62	36.65	31.59	18.49	10.12	8.5
Current Portion of Leases	14.83	9.97	13.34	26.4	35.47	20.31
Short-Term Debt	293.92	296.73	209.56	226.67	174.88	142.08
Current Income Taxes Payable	191.88	155.42	136	116.87	105.86	110.22
Long-Term Leases	-	12.24	13.14	29.35	35.64	27.28
Other Current Liabilities	56.41	4.89	21.78	6.86	9.72	24.64
Other Long-Term Liabilities	-	10.24	14.42	7.37	7.37	7.27
Total Liabilities	959.83	898.89	781.14	760.8	715.51	645.7

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	540.27	540.27	540.27	540.27	540.27	540.27
Additional Paid-In Capital	244.83	244.83	244.83	244.83	244.83	244.83
Retained Earnings	360.7	336.23	317.68	304.77	306.2	295.79
Comprehensive Income & Other	-1.1	-65.85	-67.35	-33.44	-55.59	-20.36
Shareholders' Equity	1,145	1,055	1,035	1,056	1,036	1,061
Total Liabilities & Equity	2,105	1,954	1,817	1,817	1,751	1,706

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	54.03	54.03	54.03	54.03	54.03	54.03
Total Common Shares Outstanding	54.03	54.03	54.03	54.03	54.03	54.03
Total Debt	308.75	318.94	236.04	282.42	246	189.68
Net Cash (Debt)	690.97	648.89	765.12	733.93	736.7	719.44
Net Cash Growth	-12.13%	-15.19%	4.25%	-0.38%	2.40%	2.25%
Net Cash Per Share	12.79	12.01	14.16	13.58	13.64	13.32
Book Value Per Share	21.19	19.54	19.16	19.55	19.17	19.63
Tangible Book Value	1,145	1,055	1,035	1,056	1,036	1,061
Tangible Book Value Per Share	21.19	19.54	19.16	19.55	19.17	19.63
Land	-	26.49	26.49	26.49	26.49	26.49
Buildings	-	90.12	90.12	90.12	90.12	90.12
Machinery	-	168.68	152.95	144.03	139.67	125.03

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

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