Bangladesh General Insurance Company PLC. (DSE:BGIC)
Bangladesh · Delayed Price · Currency is BDT 44.20
+0.10 (0.23%)
At close: Aug 13, 2026
DSE:BGIC Ratios and Metrics
Market cap in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 2,388 | 1,648 | 1,810 | 2,701 | 3,371 | 2,928 | |
Market Cap Growth | 42.12% | -8.96% | -33.00% | -19.87% | 15.13% | 27.23% |
Enterprise Value | 1,682 | 861 | 1,093 | 1,650 | 2,577 | 2,217 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 29.10 | 20.20 | 23.99 | 39.49 | 40.89 | 28.26 |
PS Ratio | 3.40 | 2.26 | 2.60 | 4.13 | 5.29 | 4.75 |
PB Ratio | 2.00 | 1.56 | 1.75 | 2.56 | 3.26 | 2.76 |
P/FCF Ratio | 1987.06 | 184.14 | 24.50 | 209.17 | 40.33 | 33.18 |
P/OCF Ratio | 97.20 | 50.99 | 21.40 | 136.51 | 33.75 | 23.78 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 2.39 | 1.18 | 1.57 | 2.53 | 4.04 | 3.60 |
EV/EBITDA Ratio | 7.52 | 4.50 | - | 11.36 | 17.08 | 13.00 |
EV/EBIT Ratio | 9.58 | 4.95 | - | 12.34 | 18.76 | 13.90 |
EV/FCF Ratio | 1399.44 | 96.27 | 14.80 | 127.73 | 30.83 | 25.12 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.27 | 0.30 | 0.23 | 0.27 | 0.24 | 0.18 |
Debt / EBITDA Ratio | 1.46 | 1.45 | - | 1.59 | 1.34 | 0.95 |
Debt / FCF Ratio | 270.83 | 35.64 | 3.19 | 21.87 | 2.94 | 2.15 |
Net Debt / Equity Ratio | -0.59 | -0.61 | -0.74 | -0.69 | -0.71 | -0.68 |
Net Debt / EBITDA Ratio | -3.62 | -3.39 | 0.89 | -5.05 | -4.88 | -4.22 |
Net Debt / FCF Ratio | -587.62 | -72.51 | -10.35 | -56.83 | -8.81 | -8.15 |
Quick Ratio | 2.47 | 1.46 | 1.77 | 1.88 | 1.96 | 2.02 |
Current Ratio | 2.48 | 2.38 | 2.52 | 2.56 | 2.59 | 2.71 |
Asset Turnover | 0.35 | 0.39 | 0.38 | 0.37 | 0.37 | 0.37 |
Return on Equity (ROE) | 9.36% | 10.16% | -89.48% | 7.70% | 8.84% | 10.99% |
Return on Assets (ROA) | 5.47% | 5.77% | -30.12% | 4.68% | 4.97% | 5.94% |
Return on Invested Capital (ROIC) | 8.83% | 9.74% | -67.08% | 7.31% | 8.18% | 10.38% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 3.44% | 6.45% | -51.71% | 2.98% | 2.75% | 3.96% |
FCF Yield | 0.05% | 0.54% | 4.08% | 0.48% | 2.48% | 3.01% |
Dividend Yield | 2.49% | 3.72% | 3.17% | 2.18% | 2.14% | 2.65% |
Payout Ratio | 50.63% | 50.86% | - | 80.52% | 72.86% | 55.98% |
Total Shareholder Return | 2.49% | 3.72% | 3.17% | 2.18% | 2.14% | 2.65% |