DSE:BGIC Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	37	37	37	37	37	35
Investments in Equity & Preferred Securities	-	142.5	200.03	203.01	269.12	233.08
Total Investments	161.69	179.5	237.03	240.01	306.12	268.08
Cash & Equivalents	1,049	1,001	1,016	982.7	909.12	827.21
Reinsurance Recoverable	392.14	313.02	219.59	225.95	220.02	281.15
Other Receivables	133.84	81.55	137.84	75.69	77.01	95.62
Property, Plant & Equipment	197.67	203.59	185.42	200.55	170.19	149.41
Other Current Assets	5.12	30.47	13.87	18.96	18.48	25.89
Long-Term Deferred Tax Assets	-	3.18	2.21	1.78	1.09	0.11
Other Long-Term Assets	-	4.09	4.92	5.57	4.21	4
Total Assets	1,943	1,817	1,817	1,751	1,706	1,651
Accounts Payable	-	36.23	36.68	34.71	28.65	21.01
Accrued Expenses	0.3	0.3	0.85	1.15	1.5	0.89
Insurance & Annuity Liabilities	176.74	188.76	182.23	170.12	159.87	148.59
Unpaid Claims	159.96	94.24	90.84	114.42	109.21	126.88
Unearned Premiums	23.15	21.77	18.19	16.03	6.16	7.24
Reinsurance Payable	16.32	31.59	18.49	10.12	8.5	22.26
Current Portion of Leases	19.86	13.34	26.4	35.47	20.31	20.47
Short-Term Debt	242.93	209.56	226.67	174.88	142.08	76.8
Current Income Taxes Payable	172.17	136	116.87	105.86	110.22	110.97
Long-Term Leases	-	13.14	29.35	35.64	27.28	26.33
Other Current Liabilities	49.24	21.78	6.86	9.72	24.64	30.43
Other Long-Term Liabilities	-	14.42	7.37	7.37	7.27	6.25
Total Liabilities	860.67	781.14	760.8	715.51	645.7	604.62
Common Stock	540.27	540.27	540.27	540.27	540.27	540.27
Additional Paid-In Capital	244.83	244.83	244.83	244.83	244.83	244.83
Retained Earnings	357.36	317.68	304.77	306.2	295.79	281.78
Comprehensive Income & Other	-60.23	-67.35	-33.44	-55.59	-20.36	-20.02
Shareholders' Equity	1,082	1,035	1,056	1,036	1,061	1,047
Total Liabilities & Equity	1,943	1,817	1,817	1,751	1,706	1,651
Filing Date Shares Outstanding	54.03	54.03	54.03	54.03	54.03	54.03
Total Common Shares Outstanding	54.03	54.03	54.03	54.03	54.03	54.03
Total Debt	262.78	236.04	282.42	246	189.68	123.6
Net Cash (Debt)	786.35	765.12	733.93	736.7	719.44	703.61
Net Cash Growth	-	4.25%	-0.38%	2.40%	2.25%	-3.08%
Net Cash Per Share	14.55	14.16	13.58	13.64	13.32	13.02
Book Value Per Share	20.03	19.16	19.55	19.17	19.63	19.38
Tangible Book Value	1,082	1,035	1,056	1,036	1,061	1,047
Tangible Book Value Per Share	20.03	19.16	19.55	19.17	19.63	19.38
Land	-	26.49	26.49	26.49	26.49	26.49
Buildings	-	90.12	90.12	90.12	90.12	90.12
Machinery	-	152.95	144.03	139.67	125.03	104.55

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.