Bangladesh General Insurance Company PLC. (DSE:BGIC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
34.20
+0.50 (1.48%)
At close: Sep 1, 2025

DSE:BGIC Statistics

Total Valuation

DSE:BGIC has a market cap or net worth of BDT 1.82 billion. The enterprise value is 805.59 million.

Market Cap1.82B
Enterprise Value 805.59M

Important Dates

The next estimated earnings date is Tuesday, October 28, 2025.

Earnings Date Oct 28, 2025
Ex-Dividend Date May 22, 2025

Share Statistics

DSE:BGIC has 54.03 million shares outstanding.

Current Share Class 54.03M
Shares Outstanding 54.03M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 26.71%
Owned by Institutions (%) n/a
Float 39.60M

Valuation Ratios

The trailing PE ratio is 23.97.

PE Ratio 23.97
Forward PE n/a
PS Ratio 2.59
PB Ratio 1.67
P/TBV Ratio 1.67
P/FCF Ratio 46.77
P/OCF Ratio 36.70
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 10.60
EV / Sales 1.15
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 20.70

Financial Position

The company has a current ratio of 2.54

Current Ratio 2.54
Quick Ratio 2.53
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage -30.78

Financial Efficiency

Return on equity (ROE) is -85.86% and return on invested capital (ROIC) is -42.96%.

Return on Equity (ROE) -85.86%
Return on Assets (ROA) -28.80%
Return on Invested Capital (ROIC) -42.96%
Return on Capital Employed (ROCE) -70.29%
Revenue Per Employee 1.28M
Profits Per Employee 138,188
Employee Count550
Asset Turnover 0.37
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:BGIC has paid 36.88 million in taxes.

Income Tax 36.88M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -11.40% in the last 52 weeks. The beta is 0.67, so DSE:BGIC's price volatility has been lower than the market average.

Beta (5Y) 0.67
52-Week Price Change -11.40%
50-Day Moving Average 31.38
200-Day Moving Average 32.44
Relative Strength Index (RSI) 59.68
Average Volume (20 Days) 173,842

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:BGIC had revenue of BDT 702.08 million and earned 76.00 million in profits. Earnings per share was 1.41.

Revenue702.08M
Gross Profit -519.72M
Operating Income -872.82M
Pretax Income -898.70M
Net Income 76.00M
EBITDA -859.28M
EBIT -872.82M
Earnings Per Share (EPS) 1.41
Full Income Statement

Balance Sheet

The company has 1.12 billion in cash and n/a in debt, giving a net cash position of 1.02 billion or 18.79 per share.

Cash & Cash Equivalents 1.12B
Total Debt n/a
Net Cash 1.02B
Net Cash Per Share 18.79
Equity (Book Value) 1.09B
Book Value Per Share 20.35
Working Capital 994.44M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 49.62 million and capital expenditures -10.69 million, giving a free cash flow of 38.93 million.

Operating Cash Flow 49.62M
Capital Expenditures -10.69M
Free Cash Flow 38.93M
FCF Per Share 0.72
Full Cash Flow Statement

Margins

Gross margin is -74.02%, with operating and profit margins of -124.32% and -133.26%.

Gross Margin -74.02%
Operating Margin -124.32%
Pretax Margin -128.00%
Profit Margin -133.26%
EBITDA Margin -122.39%
EBIT Margin -124.32%
FCF Margin 5.54%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.98%.

Dividend Per Share 1.00
Dividend Yield 2.98%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 2.98%
Earnings Yield 4.17%
FCF Yield 2.14%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 14, 2012. It was a forward split with a ratio of 1.05.

Last Split Date May 14, 2012
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 3