DSE:DGIC Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	209	324.49	389.78	198.61	231.97
Total Interest & Dividend Income	28.93	27.83	23.14	23.93	18.78
Gain (Loss) on Sale of Investments	-10.71	-0.22	-5.66	-	-
Other Revenue	30.23	37.67	27.48	38.31	22.65
Total Revenue	257.45	389.78	434.74	260.86	273.4
Revenue Growth (YoY)	-33.95%	-10.34%	66.66%	-4.59%	-16.50%
Policy Benefits	21.66	58.48	143.75	7.17	37.05
Policy Acquisition & Underwriting Costs	36.18	49.5	47.3	10.63	36.36
Depreciation & Amortization	12.15	12.47	13.43	14.46	15.12
Selling, General & Administrative	175.19	171.46	153.17	142.21	107.69
Other Operating Expenses	10.32	21.34	0	0	0
Total Operating Expenses	255.89	316.98	361.39	179.12	199.41
Operating Income	1.56	72.8	73.36	81.73	73.98
Interest Expense	-6.36	-5.37	-5.21	-6.81	-8.41
Other Non Operating Income (Expenses)	-0.56	-0.54	-1.91	-1.85	-1.86
EBT Excluding Unusual Items	-5.36	66.88	66.24	73.08	63.71
Pretax Income	-5.36	66.88	66.24	73.08	63.71
Income Tax Expense	10.61	25.35	24.76	26.51	27.48
Net Income	-15.97	41.53	41.47	46.57	36.23
Preferred Dividends & Other Adjustments	-	-	-	1.18	0
Net Income to Common	-15.97	41.53	41.47	45.39	36.23
Net Income Growth	-	0.14%	-10.94%	28.55%	11.21%
Shares Outstanding (Basic)	40	40	40	37	24
Shares Outstanding (Diluted)	40	40	40	37	24
Shares Change (YoY)	-	-	6.91%	55.89%	-
EPS (Basic)	-0.40	1.04	1.04	1.21	1.51
EPS (Diluted)	-0.40	1.04	1.04	1.21	1.51
EPS Growth	-	0.14%	-14.53%	-19.63%	11.21%
Free Cash Flow	-11.71	11.02	55.09	30.48	44.65
Free Cash Flow Per Share	-0.29	0.28	1.38	0.81	1.86
Dividend Per Share	0.100	0.500	0.500	1.000	1.000
Dividend Growth	-80.00%	-	-50.00%	-	-16.67%
Operating Margin	0.61%	18.68%	16.87%	31.33%	27.06%
Profit Margin	-6.20%	10.66%	9.54%	17.40%	13.25%
Free Cash Flow Margin	-4.55%	2.83%	12.67%	11.69%	16.33%
EBITDA	9.96	81.95	83.41	92.23	83.91
EBITDA Margin	3.87%	21.02%	19.19%	35.36%	30.69%
D&A For EBITDA	8.4	9.15	10.06	10.5	9.92
EBIT	1.56	72.8	73.36	81.73	73.98
EBIT Margin	0.61%	18.68%	16.87%	31.33%	27.06%
Effective Tax Rate	-	37.90%	37.38%	36.27%	43.14%

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.