Desh General Insurance Company Limited (DSE:DGIC)

Bangladesh · Delayed Price · Currency is BDT

32.30

+0.50 (1.57%)

At close: Jul 26, 2026

DSE:DGIC Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	257.45	257.45	389.78	434.74	260.86	273.4
Revenue Growth	-5.83%	-33.95%	-10.34%	66.66%	-4.59%	-16.50%
Operating Income	1.56	1.56	72.8	73.36	81.73	73.98
Net Income	-15.97	-15.97	41.53	41.47	45.39	36.23
Earnings Per Share	-0.40	-0.40	1.04	1.04	1.21	1.51
EPS Growth	-	-	0.14%	-14.53%	-19.63%	11.21%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	291.81	291.81	310.35	335.11	365.04	250.48
Total Debt	75.11	75.11	73.48	74.06	93.22	100.02
Net Cash (Debt)	216.7	216.7	236.87	261.05	271.81	150.46
Net Cash Growth	44.03%	-8.52%	-9.26%	-3.96%	80.66%	20.77%
Net Cash Per Share	5.42	5.42	5.92	6.53	7.27	6.27

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	-11.21	-11.21	12.03	59.59	32.33	49.99
Capital Expenditures	-0.5	-0.5	-1.01	-4.5	-1.85	-5.34
Free Cash Flow	-11.71	-11.71	11.02	55.09	30.48	44.65
Free Cash Flow Growth	-	-	-79.99%	80.72%	-31.73%	185.72%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Margin	0.61%	0.61%	18.68%	16.87%	31.33%	27.06%
Pretax Margin	-2.08%	-2.08%	17.16%	15.24%	28.02%	23.30%
Profit Margin	-6.20%	-6.20%	10.66%	9.54%	17.40%	13.25%
FCF Margin	-4.55%	-4.55%	2.83%	12.67%	11.69%	16.33%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	0.100	0.100	0.500	0.500	1.000	1.000
Dividend Per Share Growth	100.00%	-80.00%	0%	-50.00%	0%	-16.67%
Dividend Yield	0.31%	0.43%	1.54%	1.61%	2.64%	-

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	-	-	32.26	31.35	36.05	-
P/FCF Ratio	-	-	121.58	23.60	53.67	-
PS Ratio	4.94	3.64	3.44	2.99	6.27	-