Desh General Insurance Company Limited (DSE:DGIC)
Bangladesh · Delayed Price · Currency is BDT 31.60
-1.10 (-3.36%)
At close: Sep 3, 2026
DSE:DGIC Ratios and Metrics
Market cap in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 1,264 | 800 | 936 | 1,340 | 1,300 | 1,636 | |
Market Cap Growth | 36.80% | -14.53% | -30.15% | 3.08% | -20.54% | - |
Enterprise Value | 1,045 | 583 | 699 | 1,079 | 1,028 | 1,486 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | 128.64 | - | 32.26 | 31.35 | 36.05 |
PS Ratio | 4.78 | 3.08 | 3.64 | 3.44 | 2.99 | 6.27 |
PB Ratio | 2.67 | 1.76 | 2.07 | 2.82 | 2.86 | 3.61 |
P/FCF Ratio | 126.51 | - | - | 121.58 | 23.60 | 53.67 |
P/OCF Ratio | 127.12 | - | - | 111.39 | 21.82 | 50.60 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 3.95 | 2.25 | 2.72 | 2.77 | 2.37 | 5.70 |
EV/EBITDA Ratio | 36.70 | 16.82 | 70.16 | 13.17 | 12.33 | 16.11 |
EV/EBIT Ratio | 61.76 | 21.58 | 446.78 | 14.82 | 14.02 | 18.18 |
EV/FCF Ratio | 104.56 | - | - | 97.90 | 18.66 | 48.73 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.15 | 0.17 | 0.17 | 0.15 | 0.16 | 0.21 |
Debt / EBITDA Ratio | 2.46 | 1.98 | 5.64 | 0.87 | 0.86 | 0.97 |
Debt / FCF Ratio | 7.00 | - | - | 6.67 | 1.34 | 3.06 |
Net Debt / Equity Ratio | -0.46 | -0.48 | -0.48 | -0.50 | -0.57 | -0.60 |
Net Debt / EBITDA Ratio | -9.00 | -6.25 | -21.75 | -2.89 | -3.13 | -2.95 |
Net Debt / FCF Ratio | -21.95 | 51.05 | 18.51 | -21.49 | -4.74 | -8.92 |
Quick Ratio | 1.66 | 1.13 | 1.06 | 1.25 | 1.17 | 1.58 |
Current Ratio | 3.15 | 2.41 | 2.30 | 2.58 | 2.47 | 2.94 |
Asset Turnover | - | 0.28 | 0.27 | 0.40 | 0.46 | 0.33 |
Return on Equity (ROE) | - | 1.37% | -3.44% | 8.93% | 9.14% | 12.60% |
Return on Assets (ROA) | - | 1.79% | 0.10% | 4.63% | 4.86% | 6.38% |
Return on Invested Capital (ROIC) | -1.99% | 1.74% | 0.29% | 8.39% | 8.55% | 11.17% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | -0.37% | 0.78% | -1.71% | 3.10% | 3.19% | 2.85% |
FCF Yield | 0.79% | -0.53% | -1.25% | 0.82% | 4.24% | 1.86% |
Dividend Yield | 0.61% | 1.01% | 0.43% | 1.54% | 1.61% | 2.64% |
Payout Ratio | - | 64.32% | - | 48.15% | 96.45% | 85.89% |
Buyback Yield / Dilution | - | - | - | - | -6.91% | -55.89% |
Total Shareholder Return | 0.61% | 1.01% | 0.43% | 1.54% | -5.30% | -53.25% |