Desh General Insurance Company Limited (DSE:DGIC)
Bangladesh · Delayed Price · Currency is BDT 31.60
-1.10 (-3.36%)
At close: Sep 3, 2026
DSE:DGIC Cash Flow Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -4.66 | 6.22 | -15.97 | 41.53 | 41.47 | 46.57 |
Depreciation & Amortization | 11.55 | 12.09 | 11.74 | 12.04 | 12.97 | 13.96 |
Other Amortization | 0.37 | 0.37 | 0.41 | 0.43 | 0.46 | 0.5 |
Change in Unearned Revenue | 0.68 | 0.68 | -0.23 | 2.39 | 0.21 | -0.96 |
Change in Deferred Taxes | -0.32 | -0.32 | -0.11 | 0.37 | 0.41 | 0.07 |
Change in Insurance Reserves / Liabilities | -7.49 | -7.49 | 16.44 | -3.49 | 77.68 | -8.42 |
Change in Other Net Operating Assets | 4.05 | 4.05 | -13.41 | -59.57 | -78.15 | -30.89 |
Other Operating Activities | 5.49 | -20.04 | -10.92 | 18.75 | 4.33 | 11.73 |
Operating Cash Flow | 9.94 | -4.17 | -11.21 | 12.03 | 59.59 | 32.33 |
Operating Cash Flow Growth | - | - | - | -79.81% | 84.30% | -35.33% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | 0.05 | -0.07 | -0.5 | -1.01 | -4.5 | -1.85 |
Investment in Securities | - | -1.7 | 5.5 | -1.85 | -14.5 | -103.05 |
Investing Cash Flow | 0.05 | -1.77 | 5 | -2.86 | -19 | -104.9 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 0.62 | 0.27 | - | - | 1.05 |
Total Debt Repaid | -5.82 | - | - | -0.62 | -10.86 | - |
Net Debt Issued (Repaid) | -5.3 | 0.62 | 0.27 | -0.62 | -10.86 | 1.05 |
Issuance of Common Stock | - | - | - | - | - | 160 |
Common Dividends Paid | -4 | -4 | -8 | -20 | -40 | -40 |
Other Financing Activities | 9.97 | 9.97 | 9.39 | 0.34 | 5.85 | -36.98 |
Financing Cash Flow | 0.67 | 6.58 | 1.66 | -20.28 | -45.01 | 84.07 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 10.66 | 0.64 | -4.54 | -11.11 | -4.43 | 11.5 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.99 | -4.24 | -11.71 | 11.02 | 55.09 | 30.48 |
Free Cash Flow Growth | - | - | - | -79.99% | 80.72% | -31.73% |
Free Cash Flow Margin | 3.77% | -1.63% | -4.55% | 2.83% | 12.67% | 11.69% |
Free Cash Flow Per Share | 0.25 | -0.11 | -0.29 | 0.28 | 1.38 | 0.81 |
Levered Free Cash Flow | - | 10.77 | 44.33 | 28.83 | 34.57 | 4.49 |
Unlevered Free Cash Flow | - | 15.84 | 48.31 | 32.19 | 37.83 | 8.74 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 12.11 | 27.5 | 18.19 | 3.71 | 17.51 | 10.67 |
Change in Working Capital | -2.81 | -2.81 | 3.53 | -60.73 | 0.35 | -40.43 |