Desh General Insurance Company Limited (DSE:DGIC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
31.60
-1.10 (-3.36%)
At close: Sep 3, 2026

DSE:DGIC Statistics

Total Valuation

DSE:DGIC has a market cap or net worth of BDT 1.26 billion. The enterprise value is 1.04 billion.

Market Cap1.26B
Enterprise Value 1.04B

Important Dates

The last earnings date was Wednesday, August 19, 2026.

Earnings Date Aug 19, 2026
Ex-Dividend Date Jul 8, 2026

Share Statistics

DSE:DGIC has 40.00 million shares outstanding.

Current Share Class 40.00M
Shares Outstanding 40.00M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 48.26%
Owned by Institutions (%) n/a
Float 20.70M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 4.78
PB Ratio 2.67
P/TBV Ratio 2.67
P/FCF Ratio 126.51
P/OCF Ratio 127.12
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 36.70, with an EV/FCF ratio of 104.56.

EV / Earnings n/a
EV / Sales 3.95
EV / EBITDA 36.70
EV / EBIT 61.76
EV / FCF 104.56

Financial Position

The company has a current ratio of 3.15, with a Debt / Equity ratio of 0.15.

Current Ratio 3.15
Quick Ratio 1.66
Debt / Equity 0.15
Debt / EBITDA 2.46
Debt / FCF 7.00
Interest Coverage 1.91

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) -1.99%
Return on Capital Employed (ROCE) 2.52%
Weighted Average Cost of Capital (WACC) 3.69%
Revenue Per Employee 1.14M
Profits Per Employee -20,006
Employee Count233
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:DGIC has paid 12.05 million in taxes.

Income Tax 12.05M
Effective Tax Rate 163.12%

Stock Price Statistics

The stock price has increased by +36.80% in the last 52 weeks. The beta is 0.02, so DSE:DGIC's price volatility has been lower than the market average.

Beta (5Y) 0.02
52-Week Price Change +36.80%
50-Day Moving Average 32.62
200-Day Moving Average 24.48
Relative Strength Index (RSI) 44.49
Average Volume (20 Days) 511,511

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:DGIC had revenue of BDT 264.68 million and -4.66 million in losses. Loss per share was -0.12.

Revenue264.68M
Gross Profit 210.44M
Operating Income 16.91M
Pretax Income 7.38M
Net Income -4.66M
EBITDA 24.36M
EBIT 16.91M
Loss Per Share -0.12
Full Income Statement

Balance Sheet

The company has 305.89 million in cash and 69.90 million in debt, with a net cash position of 219.31 million or 5.48 per share.

Cash & Cash Equivalents 305.89M
Total Debt 69.90M
Net Cash 219.31M
Net Cash Per Share 5.48
Equity (Book Value) 473.45M
Book Value Per Share 11.84
Working Capital 492.69M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 9.94 million and capital expenditures 48,090, giving a free cash flow of 9.99 million.

Operating Cash Flow 9.94M
Capital Expenditures 48,090
Depreciation & Amortization n/a
Net Borrowing -5.30M
Free Cash Flow 9.99M
FCF Per Share 0.25
Full Cash Flow Statement

Margins

Gross margin is 79.51%, with operating and profit margins of 6.39% and -1.76%.

Gross Margin 79.51%
Operating Margin 6.39%
Pretax Margin 2.79%
Profit Margin -1.76%
EBITDA Margin 9.20%
EBIT Margin 6.39%
FCF Margin 3.77%

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 0.61%.

Dividend Per Share 0.20
Dividend Yield 0.61%
Dividend Growth (YoY) 100.00%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 0.61%
Earnings Yield -0.37%
FCF Yield 0.79%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4