Desh General Insurance Company Limited (DSE:DGIC)

DSE:DGIC Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Net Income	41.04	46.57	36.23	32.58	24.01
Depreciation & Amortization	12.97	13.96	14.57	13.69	9.15
Other Amortization	0.46	0.5	0.55	0.29	0.26
Change in Unearned Revenue	0.21	-0.96	1.14	0.34	-0.5
Change in Income Taxes	-	-	-	-	-10.35
Change in Deferred Taxes	0.41	0.07	-	-	4.04
Change in Insurance Reserves / Liabilities	77.68	-8.42	-12.3	50.68	-0.2
Change in Other Net Operating Assets	-78.15	-30.89	-7.23	-77.82	-23.56
Other Operating Activities	4.77	11.73	16.92	17.03	22.75
Operating Cash Flow	59.59	32.33	49.99	36.51	25.59
Operating Cash Flow Growth	84.30%	-35.33%	36.94%	42.69%	-45.34%
Capital Expenditures	-4.5	-1.85	-5.34	-20.88	-22.98
Investment in Securities	-14.5	-103.05	-6.9	-0.2	-5.1
Investing Cash Flow	-19	-104.9	-12.24	-21.08	-28.08
Long-Term Debt Issued	-	1.05	-	8.62	26.56
Total Debt Repaid	-10.86	-	-4.32	-	-
Net Debt Issued (Repaid)	-10.86	1.05	-4.32	8.62	26.56
Issuance of Common Stock	-	160	-	-	-
Common Dividends Paid	-40	-40	-28.8	-24	-24
Other Financing Activities	5.85	-36.98	-	-	-
Financing Cash Flow	-45.01	84.07	-33.12	-15.38	2.56
Miscellaneous Cash Flow Adjustments	-	-	-	0	-
Net Cash Flow	-4.43	11.5	4.63	0.05	0.06
Free Cash Flow	55.09	30.48	44.65	15.63	2.6
Free Cash Flow Growth	80.72%	-31.73%	185.72%	500.53%	-70.81%
Free Cash Flow Margin	12.68%	11.69%	16.33%	4.77%	1.49%
Free Cash Flow Per Share	1.38	0.81	1.86	0.65	0.11
Cash Income Tax Paid	17.51	10.67	5.92	1.46	-
Levered Free Cash Flow	34.3	4.49	45	-6.87	215.54
Unlevered Free Cash Flow	37.56	8.74	50.26	-1.62	218.43
Change in Net Working Capital	16.95	54.95	5.76	34.97	-198.57

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.