Desh General Insurance Company Limited (DSE:DGIC)

DSE:DGIC Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-15.97	41.53	41.47	46.57	36.23
Depreciation & Amortization	11.74	12.04	12.97	13.96	14.57
Other Amortization	0.41	0.43	0.46	0.5	0.55
Change in Unearned Revenue	-0.23	2.39	0.21	-0.96	1.14
Change in Deferred Taxes	-0.11	0.37	0.41	0.07	-
Change in Insurance Reserves / Liabilities	16.44	-3.49	77.68	-8.42	-12.3
Change in Other Net Operating Assets	-13.41	-59.57	-78.15	-30.89	-7.23
Other Operating Activities	-10.92	18.75	4.33	11.73	16.92
Operating Cash Flow	-11.21	12.03	59.59	32.33	49.99
Operating Cash Flow Growth	-	-79.81%	84.30%	-35.33%	36.94%
Capital Expenditures	-0.5	-1.01	-4.5	-1.85	-5.34
Investment in Securities	5.5	-1.85	-14.5	-103.05	-6.9
Investing Cash Flow	5	-2.86	-19	-104.9	-12.24
Long-Term Debt Issued	0.27	-	-	1.05	-
Total Debt Repaid	-	-0.62	-10.86	-	-4.32
Net Debt Issued (Repaid)	0.27	-0.62	-10.86	1.05	-4.32
Issuance of Common Stock	-	-	-	160	-
Common Dividends Paid	-8	-20	-40	-40	-28.8
Other Financing Activities	9.39	0.34	5.85	-36.98	-
Financing Cash Flow	1.66	-20.28	-45.01	84.07	-33.12
Net Cash Flow	-4.54	-11.11	-4.43	11.5	4.63
Free Cash Flow	-11.71	11.02	55.09	30.48	44.65
Free Cash Flow Growth	-	-79.99%	80.72%	-31.73%	185.72%
Free Cash Flow Margin	-4.55%	2.83%	12.67%	11.69%	16.33%
Free Cash Flow Per Share	-0.29	0.28	1.38	0.81	1.86
Cash Income Tax Paid	18.19	3.71	17.51	10.67	5.92
Levered Free Cash Flow	44.33	28.83	34.57	4.49	45
Unlevered Free Cash Flow	48.31	32.19	37.83	8.74	50.26
Change in Working Capital	3.53	-60.73	0.35	-40.43	-18.27

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.