Desh General Insurance Company Limited (DSE:DGIC)

DSE:DGIC Statistics

Total Valuation

DSE:DGIC has a market cap or net worth of BDT 804.00 million. The enterprise value is 587.30 million.

Market Cap	804.00M
Enterprise Value	587.30M

Important Dates

The next estimated earnings date is Monday, May 25, 2026.

Earnings Date	May 25, 2026
Ex-Dividend Date	Jul 20, 2025

Share Statistics

DSE:DGIC has 40.00 million shares outstanding. The number of shares has increased by 66.67% in one year.

Current Share Class	40.00M
Shares Outstanding	40.00M
Shares Change (YoY)	+66.67%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	48.26%
Owned by Institutions (%)	n/a
Float	20.70M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	3.12
PB Ratio	1.78
P/TBV Ratio	1.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 44.14, with an EV/FCF ratio of -50.16.

EV / Earnings	-36.78
EV / Sales	2.28
EV / EBITDA	44.14
EV / EBIT	n/a
EV / FCF	-50.16

Financial Position

The company has a current ratio of 2.30, with a Debt / Equity ratio of 0.17.

Current Ratio	2.30
Quick Ratio	1.06
Debt / Equity	0.17
Debt / EBITDA	5.64
Debt / FCF	-6.41
Interest Coverage	0.25

Financial Efficiency

Return on equity (ROE) is -3.44% and return on invested capital (ROIC) is 0.18%.

Return on Equity (ROE)	-3.44%
Return on Assets (ROA)	0.10%
Return on Invested Capital (ROIC)	0.18%
Return on Capital Employed (ROCE)	0.25%
Revenue Per Employee	1.15M
Profits Per Employee	-71,292
Employee Count	217
Asset Turnover	0.27
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:DGIC has paid 10.61 million in taxes.

Income Tax	10.61M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -13.81% in the last 52 weeks. The beta is 0.03, so DSE:DGIC's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	-13.81%
50-Day Moving Average	20.55
200-Day Moving Average	22.73
Relative Strength Index (RSI)	49.12
Average Volume (20 Days)	107,033

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:DGIC had revenue of BDT 257.45 million and -15.97 million in losses. Loss per share was -0.40.

Revenue	257.45M
Gross Profit	199.62M
Operating Income	1.56M
Pretax Income	-5.36M
Net Income	-15.97M
EBITDA	9.96M
EBIT	1.56M
Loss Per Share	-0.40

Balance Sheet

The company has 313.20 million in cash and 75.11 million in debt, giving a net cash position of 216.70 million or 5.42 per share.

Cash & Cash Equivalents	313.20M
Total Debt	75.11M
Net Cash	216.70M
Net Cash Per Share	5.42
Equity (Book Value)	451.83M
Book Value Per Share	11.30
Working Capital	426.98M

Cash Flow

In the last 12 months, operating cash flow was -11.21 million and capital expenditures -501,836, giving a free cash flow of -11.71 million.

Operating Cash Flow	-11.21M
Capital Expenditures	-501,836
Free Cash Flow	-11.71M
FCF Per Share	-0.29

Margins

Gross margin is 77.53%, with operating and profit margins of 0.61% and -6.20%.

Gross Margin	77.53%
Operating Margin	0.61%
Pretax Margin	-2.08%
Profit Margin	-6.20%
EBITDA Margin	3.87%
EBIT Margin	0.61%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.50%.

Dividend Per Share	0.10
Dividend Yield	0.50%
Dividend Growth (YoY)	-80.00%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-66.67%
Shareholder Yield	-66.18%
Earnings Yield	-1.99%
FCF Yield	-1.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3