Desh General Insurance Company Limited (DSE:DGIC)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
34.80
+0.40 (1.16%)
At close: Aug 13, 2026

DSE:DGIC Statistics

Total Valuation

DSE:DGIC has a market cap or net worth of BDT 1.39 billion. The enterprise value is 1.18 billion.

Market Cap1.39B
Enterprise Value 1.18B

Important Dates

The next confirmed earnings date is Wednesday, August 19, 2026.

Earnings Date Aug 19, 2026
Ex-Dividend Date Jul 8, 2026

Share Statistics

DSE:DGIC has 40.00 million shares outstanding. The number of shares has increased by 6.91% in one year.

Current Share Class 40.00M
Shares Outstanding 40.00M
Shares Change (YoY) +6.91%
Shares Change (QoQ) n/a
Owned by Insiders (%) 48.26%
Owned by Institutions (%) n/a
Float 20.70M

Valuation Ratios

The trailing PE ratio is 223.83.

PE Ratio 223.83
Forward PE n/a
PS Ratio 5.36
PB Ratio 3.07
P/TBV Ratio 3.09
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 189.00
EV / Sales 4.53
EV / EBITDA 30.05
EV / EBIT 43.48
EV / FCF n/a

Financial Position

The company has a current ratio of 2.41, with a Debt / Equity ratio of 0.17.

Current Ratio 2.41
Quick Ratio 1.13
Debt / Equity 0.17
Debt / EBITDA 1.98
Debt / FCF -18.28
Interest Coverage 3.33

Financial Efficiency

Return on equity (ROE) is 1.37% and return on invested capital (ROIC) is 1.74%.

Return on Equity (ROE) 1.37%
Return on Assets (ROA) 1.79%
Return on Invested Capital (ROIC) 1.74%
Return on Capital Employed (ROCE) 4.32%
Weighted Average Cost of Capital (WACC) 4.30%
Revenue Per Employee 1.11M
Profits Per Employee 26,691
Employee Count233
Asset Turnover 0.28
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:DGIC has paid 12.05 million in taxes.

Income Tax 12.05M
Effective Tax Rate 65.95%

Stock Price Statistics

The stock price has increased by +55.36% in the last 52 weeks. The beta is 0.02, so DSE:DGIC's price volatility has been lower than the market average.

Beta (5Y) 0.02
52-Week Price Change +55.36%
50-Day Moving Average 31.12
200-Day Moving Average 23.67
Relative Strength Index (RSI) 57.33
Average Volume (20 Days) 484,599

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:DGIC had revenue of BDT 259.59 million and earned 6.22 million in profits. Earnings per share was 0.16.

Revenue259.59M
Gross Profit 205.35M
Operating Income 27.03M
Pretax Income 18.26M
Net Income 6.22M
EBITDA 34.68M
EBIT 27.03M
Earnings Per Share (EPS) 0.16
Full Income Statement

Balance Sheet

The company has 305.57 million in cash and 77.55 million in debt, with a net cash position of 216.60 million or 5.41 per share.

Cash & Cash Equivalents 305.57M
Total Debt 77.55M
Net Cash 216.60M
Net Cash Per Share 5.41
Equity (Book Value) 454.05M
Book Value Per Share 11.35
Working Capital 442.77M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -4.17 million and capital expenditures -68,231, giving a free cash flow of -4.24 million.

Operating Cash Flow -4.17M
Capital Expenditures -68,231
Depreciation & Amortization n/a
Net Borrowing 615,835
Free Cash Flow -4.24M
FCF Per Share -0.11
Full Cash Flow Statement

Margins

Gross margin is 79.10%, with operating and profit margins of 10.41% and 2.40%.

Gross Margin 79.10%
Operating Margin 10.41%
Pretax Margin 7.04%
Profit Margin 2.40%
EBITDA Margin 13.36%
EBIT Margin 10.41%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 0.57%.

Dividend Per Share 0.20
Dividend Yield 0.57%
Dividend Growth (YoY) 100.00%
Years of Dividend Growth n/a
Payout Ratio 64.32%
Buyback Yield -6.91%
Shareholder Yield -6.34%
Earnings Yield 0.45%
FCF Yield -0.30%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3