Express Insurance Limited (DSE:EIL)

Express Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	20.25	21.85	39.85	46.48	54.05	22.02
Depreciation & Amortization	29.41	29.65	26.27	27.68	20.83	16.78
Gain (Loss) on Sale of Assets	-0.63	-0.63	-0.81	-3.18	-0.62	-
Gain (Loss) on Sale of Investments	-41.6	-41.6	-3.96	-4.39	-39.74	-15.67
Change in Unearned Revenue	-9.3	-9.3	-56.98	-27.9	23.92	75.48
Change in Insurance Reserves / Liabilities	-11.39	-11.39	-3.95	37.53	33	32.35
Change in Other Net Operating Assets	31.2	-0.35	16.37	5.96	19.49	30.03
Other Operating Activities	110.16	109.2	98.46	91.03	95.97	73.02
Operating Cash Flow	128.11	97.43	115.26	173.21	206.9	234.01
Operating Cash Flow Growth	10.04%	-15.47%	-33.46%	-16.28%	-11.58%	81.39%
Capital Expenditures	-12.25	-15.99	-23.48	-12.12	-31.31	-22.24
Investment in Securities	-38.42	-19.97	-9.37	-11.93	-24.38	-66.31
Other Investing Activities	-	-	-	-	-3.1	-2.04
Investing Cash Flow	-50.67	-35.97	-32.85	-24.06	-58.79	-90.59
Issuance of Common Stock	-	-	-	-	-	260.79
Common Dividends Paid	-45.49	-45.5	-45.56	-72.08	-5.44	-32.6
Financing Cash Flow	-45.49	-45.5	-45.56	-72.08	-5.44	228.19
Miscellaneous Cash Flow Adjustments	-	-	-	-	-	-0
Net Cash Flow	31.95	15.96	36.85	77.08	142.67	371.61
Free Cash Flow	115.86	81.44	91.78	161.09	175.59	211.77
Free Cash Flow Growth	30.22%	-11.27%	-43.03%	-8.26%	-17.09%	70.96%
Free Cash Flow Margin	67.41%	47.23%	50.12%	84.02%	93.40%	156.92%
Free Cash Flow Per Share	1.78	1.25	1.41	2.47	2.69	3.98
Cash Income Tax Paid	41.98	32.1	47.86	31.12	27.67	30.32
Levered Free Cash Flow	105.76	42.36	81.21	174.72	200.26	184.18
Unlevered Free Cash Flow	106.8	43.41	82.08	175.36	201.43	185.19
Change in Net Working Capital	-11.61	49.57	6.11	-69.05	-121.91	-127.32

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.