Express Insurance Limited (DSE:EIL)

Express Insurance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	34.7	39.85	46.48	54.05	22.02	51.4
Depreciation & Amortization	28.74	26.27	27.68	20.83	16.78	7.25
Gain (Loss) on Sale of Assets	-0.81	-0.81	-3.18	-0.62	-	-
Gain (Loss) on Sale of Investments	-3.96	-3.96	-4.39	-39.74	-15.67	7.15
Change in Unearned Revenue	-56.98	-56.98	-27.9	23.92	75.48	3.77
Change in Insurance Reserves / Liabilities	-3.95	-3.95	37.53	33	32.35	1.39
Change in Other Net Operating Assets	-79.02	16.37	5.96	19.49	30.03	36.06
Other Operating Activities	188.92	98.46	91.03	95.97	73.02	22
Operating Cash Flow	107.65	115.26	173.21	206.9	234.01	129.01
Operating Cash Flow Growth	42.26%	-33.46%	-16.28%	-11.58%	81.39%	323.29%
Capital Expenditures	-16.9	-23.48	-12.12	-31.31	-22.24	-5.14
Investment in Securities	-20.02	-9.37	-11.93	-24.38	-66.31	-12.38
Other Investing Activities	-	-	-	-3.1	-2.04	-
Investing Cash Flow	-36.92	-32.85	-24.06	-58.79	-90.59	-17.51
Issuance of Common Stock	-	-	-	-	260.79	-
Common Dividends Paid	-47.43	-45.56	-72.08	-5.44	-32.6	-78.24
Financing Cash Flow	-47.43	-45.56	-72.08	-5.44	228.19	-78.24
Miscellaneous Cash Flow Adjustments	-	-	-	-	-0	-
Net Cash Flow	23.3	36.85	77.08	142.67	371.61	33.26
Free Cash Flow	90.75	91.78	161.09	175.59	211.77	123.87
Free Cash Flow Growth	48.84%	-43.03%	-8.26%	-17.09%	70.96%	340.39%
Free Cash Flow Margin	47.69%	50.12%	84.02%	93.40%	156.92%	128.25%
Free Cash Flow Per Share	1.39	1.41	2.47	2.69	3.98	3.17
Cash Income Tax Paid	72.9	47.86	31.12	27.67	30.32	31.25
Levered Free Cash Flow	27.72	81.22	174.72	200.26	184.18	91.79
Unlevered Free Cash Flow	28.59	82.09	175.36	201.43	185.19	91.79
Change in Net Working Capital	73.18	6.1	-69.05	-121.91	-127.32	-43.53

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.