Janata Insurance PLC (DSE:JANATAINS)
Bangladesh · Delayed Price · Currency is BDT 32.50
-0.60 (-1.81%)
At close: Jul 23, 2026
Janata Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 447.29 | 445.91 | 413.87 | 404.84 | 333.16 | 212.47 |
Total Interest & Dividend Income | 43.81 | 41.26 | 30.72 | 26.14 | 23.84 | 27.3 |
Gain (Loss) on Sale of Investments | -3.46 | -3.46 | - | 0.06 | 0.06 | 6.09 |
Other Revenue | 23.42 | 22.49 | 40.36 | 25.71 | 25.6 | 31.34 |
| 511.06 | 506.21 | 484.94 | 456.75 | 382.66 | 277.2 | |
Revenue Growth (YoY) | 8.59% | 4.38% | 6.17% | 19.36% | 38.05% | 15.83% |
Policy Benefits | 228.36 | 211.55 | 183.97 | 176.86 | 144.48 | 65.58 |
Policy Acquisition & Underwriting Costs | 72.54 | 72.54 | 72.4 | 62.55 | 49.69 | 17.96 |
Depreciation & Amortization | 7.05 | 7.05 | 8.01 | 8.92 | 7.38 | 7.1 |
Selling, General & Administrative | 95.96 | 108.55 | 111.95 | 108.23 | 84.56 | 89.62 |
Other Operating Expenses | 2.68 | 2.68 | 2.82 | 3 | 2.6 | 0.66 |
Total Operating Expenses | 411.78 | 407.55 | 387.36 | 365.44 | 295.95 | 190.13 |
Operating Income | 99.28 | 98.66 | 97.58 | 91.31 | 86.7 | 87.07 |
Interest Expense | -0.33 | -0.33 | -0.63 | -0.51 | - | -3.09 |
Other Non Operating Income (Expenses) | -2.3 | -2.3 | -2.04 | -1.63 | -1.64 | -2.06 |
EBT Excluding Unusual Items | 96.65 | 96.03 | 94.91 | 89.16 | 85.06 | 81.92 |
Pretax Income | 96.65 | 96.03 | 94.91 | 89.16 | 85.06 | 81.92 |
Income Tax Expense | 41.55 | 42.48 | 33.86 | 31.26 | 29.01 | 28.41 |
Net Income | 55.1 | 53.54 | 61.04 | 57.9 | 56.05 | 53.51 |
Net Income to Common | 55.1 | 53.54 | 61.04 | 57.9 | 56.05 | 53.51 |
Net Income Growth | -1.44% | -12.29% | 5.42% | 3.30% | 4.76% | 2.99% |
Shares Outstanding (Basic) | 48 | 48 | 48 | 48 | 48 | 48 |
Shares Outstanding (Diluted) | 48 | 48 | 48 | 48 | 48 | 48 |
Shares Change (YoY) | - | - | - | - | - | - |
EPS (Basic) | 1.14 | 1.10 | 1.26 | 1.19 | 1.16 | 1.10 |
EPS (Diluted) | 1.14 | 1.10 | 1.26 | 1.19 | 1.16 | 1.10 |
EPS Growth | -1.44% | -12.29% | 5.42% | 3.30% | 4.76% | 2.99% |
Free Cash Flow | 51.71 | 69.46 | 42.24 | 114.21 | 82.23 | 74.02 |
Free Cash Flow Per Share | 1.07 | 1.43 | 0.87 | 2.36 | 1.70 | 1.53 |
Dividend Per Share | 1.000 | 1.000 | 0.577 | 1.058 | 1.058 | 0.549 |
Dividend Growth | 73.34% | 73.34% | -45.46% | 0% | 92.48% | 5.01% |
Operating Margin | 19.43% | 19.49% | 20.12% | 19.99% | 22.66% | 31.41% |
Profit Margin | 10.78% | 10.58% | 12.59% | 12.68% | 14.65% | 19.30% |
Free Cash Flow Margin | 10.12% | 13.72% | 8.71% | 25.01% | 21.49% | 26.70% |
EBITDA | 104.66 | 105.4 | 105.6 | 100.23 | 94.06 | 94.17 |
EBITDA Margin | 20.48% | 20.82% | 21.77% | 21.94% | 24.58% | 33.97% |
D&A For EBITDA | 5.38 | 6.74 | 8.01 | 8.92 | 7.36 | 7.1 |
EBIT | 99.28 | 98.66 | 97.58 | 91.31 | 86.7 | 87.07 |
EBIT Margin | 19.43% | 19.49% | 20.12% | 19.99% | 22.66% | 31.41% |
Effective Tax Rate | 42.99% | 44.24% | 35.68% | 35.06% | 34.10% | 34.68% |