Pioneer Insurance PLC (DSE:PIONEERINS)
 47.80
 -1.60 (-3.24%)
  At close: Nov 3, 2025
Pioneer Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
 Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year  | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 | 
|---|---|---|---|---|---|---|---|
Period Ending  | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 | 
Premiums & Annuity Revenue     | 1,695 | 1,614 | 1,712 | 1,664 | 1,581 | 1,585 | Upgrade   | 
Total Interest & Dividend Income     | 150.05 | 194.83 | 117.06 | 122.37 | 98.12 | 129.15 | Upgrade   | 
Gain (Loss) on Sale of Investments     | - | - | 1.96 | 8.35 | -4.55 | - | Upgrade   | 
Other Revenue     | 196.87 | 187.81 | 151.02 | 178.66 | 139.61 | 147.26 | Upgrade   | 
| 2,042 | 1,996 | 1,982 | 1,973 | 1,814 | 1,862 | Upgrade   | |
Revenue Growth (YoY)     | 1.70% | 0.71% | 0.46% | 8.75% | -2.55% | -8.16% | Upgrade   | 
Policy Benefits     | 300.14 | 265.22 | 272.12 | 334.79 | 321.13 | 247.59 | Upgrade   | 
Policy Acquisition & Underwriting Costs     | 467.11 | 467.11 | 431.45 | 402.24 | 162.55 | 383.62 | Upgrade   | 
Depreciation & Amortization     | 26.2 | 26.2 | 27.34 | 26.67 | 17.53 | 20.46 | Upgrade   | 
Selling, General & Administrative     | 660.48 | 604.21 | 563.09 | 484.42 | 464.99 | 453.07 | Upgrade   | 
Total Operating Expenses     | 1,454 | 1,363 | 1,294 | 1,248 | 966.2 | 1,105 | Upgrade   | 
Operating Income     | 587.68 | 633.64 | 688.33 | 725.03 | 848.22 | 757.16 | Upgrade   | 
Other Non Operating Income (Expenses)     | -7.02 | -7.02 | -7.1 | -6.55 | -7.48 | -6.76 | Upgrade   | 
EBT Excluding Unusual Items     | 580.65 | 626.62 | 681.23 | 718.48 | 840.73 | 750.4 | Upgrade   | 
Gain (Loss) on Sale of Assets     | 4.65 | 4.65 | - | - | 0.13 | - | Upgrade   | 
Pretax Income     | 585.3 | 631.27 | 681.23 | 718.48 | 840.87 | 750.4 | Upgrade   | 
Income Tax Expense     | 152.74 | 162.59 | 195.18 | 203.05 | 254.23 | 217.73 | Upgrade   | 
Net Income     | 432.56 | 468.67 | 486.05 | 515.43 | 586.64 | 532.67 | Upgrade   | 
Net Income to Common     | 432.56 | 468.67 | 486.05 | 515.43 | 586.64 | 532.67 | Upgrade   | 
Net Income Growth     | -5.97% | -3.57% | -5.70% | -12.14% | 10.13% | 55.79% | Upgrade   | 
Shares Outstanding (Basic)     | 98 | 98 | 98 | 98 | 98 | 98 | Upgrade   | 
Shares Outstanding (Diluted)     | 98 | 98 | 98 | 98 | 98 | 98 | Upgrade   | 
EPS (Basic)     | 4.42 | 4.79 | 4.97 | 5.27 | 6.00 | 5.45 | Upgrade   | 
EPS (Diluted)     | 4.42 | 4.79 | 4.97 | 5.27 | 6.00 | 5.45 | Upgrade   | 
EPS Growth     | -5.97% | -3.57% | -5.70% | -12.14% | 10.13% | 55.79% | Upgrade   | 
Free Cash Flow     | 352.04 | -107.55 | -218.25 | 596 | 649.56 | 403.68 | Upgrade   | 
Free Cash Flow Per Share     | 3.60 | -1.10 | -2.23 | 6.09 | 6.64 | 4.13 | Upgrade   | 
Dividend Per Share     | 2.500 | 2.500 | 1.818 | 2.164 | 1.968 | 1.431 | Upgrade   | 
Dividend Growth     | 37.50% | 37.50% | -16.00% | 10.00% | 37.50% | - | Upgrade   | 
Operating Margin     | 28.79% | 31.74% | 34.72% | 36.74% | 46.75% | 40.67% | Upgrade   | 
Profit Margin     | 21.19% | 23.48% | 24.52% | 26.12% | 32.33% | 28.61% | Upgrade   | 
Free Cash Flow Margin     | 17.24% | -5.39% | -11.01% | 30.21% | 35.80% | 21.68% | Upgrade   | 
EBITDA     | 611.54 | 659.84 | 715.66 | 751.7 | 865.75 | 777.62 | Upgrade   | 
EBITDA Margin     | 29.95% | 33.05% | 36.10% | 38.10% | 47.72% | 41.77% | Upgrade   | 
D&A For EBITDA     | 23.86 | 26.2 | 27.34 | 26.67 | 17.53 | 20.46 | Upgrade   | 
EBIT     | 587.68 | 633.64 | 688.33 | 725.03 | 848.22 | 757.16 | Upgrade   | 
EBIT Margin     | 28.79% | 31.74% | 34.72% | 36.74% | 46.75% | 40.67% | Upgrade   | 
Effective Tax Rate     | 26.10% | 25.76% | 28.65% | 28.26% | 30.23% | 29.02% | Upgrade   | 
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.