Pioneer Insurance PLC (DSE:PIONEERINS)
Bangladesh · Delayed Price · Currency is BDT 63.90
+1.10 (1.75%)
At close: Nov 4, 2026
Pioneer Insurance Cash Flow Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 569.27 | 446.53 | 468.67 | 486.05 | 515.43 | 586.64 |
Depreciation & Amortization | 41.22 | 23.05 | 26.2 | 27.34 | 26.67 | 17.53 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | -0.13 |
Change in Income Taxes | -236.65 | -124.41 | -187.93 | -165.84 | -250.28 | -243.38 |
Change in Insurance Reserves / Liabilities | 215.72 | 297.43 | -57.18 | -50.94 | -3.7 | -48.62 |
Change in Other Net Operating Assets | -587.11 | -479.1 | -501.21 | -696.42 | 150.11 | 99.72 |
Other Operating Activities | 517.72 | 138.92 | 162.59 | 195.18 | 203.05 | 254.23 |
Operating Cash Flow | 520.18 | 302.42 | -88.85 | -204.63 | 641.28 | 665.99 |
Operating Cash Flow Growth | 30.56% | - | - | - | -3.71% | 63.58% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -27.36 | -16.95 | -18.7 | -13.62 | -45.27 | -16.43 |
Sale of Property, Plant & Equipment | 3.69 | 3.69 | 12.38 | 3.97 | 13.5 | 7.74 |
Investment in Securities | -212.66 | 0.52 | 21.09 | -4.06 | -173.23 | -163.3 |
Other Investing Activities | -14.62 | -14.62 | - | - | - | - |
Investing Cash Flow | -250.95 | -27.36 | 14.77 | -13.71 | -205 | -171.99 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Dividends Paid | -244.5 | -244.5 | -177.82 | -211.69 | -192.45 | -139.96 |
Financing Cash Flow | -244.5 | -244.5 | -177.82 | -211.69 | -192.45 | -139.96 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 24.72 | 30.56 | -251.9 | -430.03 | 243.83 | 354.04 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 492.81 | 285.47 | -107.55 | -218.25 | 596 | 649.56 |
Free Cash Flow Growth | 28.29% | - | - | - | -8.24% | 60.91% |
Free Cash Flow Margin | 19.71% | 11.79% | -5.39% | -11.01% | 30.21% | 35.80% |
Free Cash Flow Per Share | 4.63 | 2.78 | -1.05 | -2.13 | 5.80 | 6.33 |
Levered Free Cash Flow | 142.87 | 133.53 | -60.71 | -333.76 | 551.82 | 520.5 |
Unlevered Free Cash Flow | 142.87 | 133.53 | -60.71 | -333.76 | 551.82 | 520.5 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 132.24 | 124.41 | 187.93 | 165.84 | 250.28 | 243.38 |
Change in Working Capital | -608.04 | -306.08 | -746.31 | -913.19 | -103.88 | -192.27 |