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Pioneer Insurance PLC (DSE:PIONEERINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
63.90
+1.10 (1.75%)
At close: Nov 4, 2026

Pioneer Insurance Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,5012,4221,9961,9821,9731,814
Revenue Growth
20.67%21.32%0.71%0.46%8.75%-2.55%
Operating Income
789.33590.57633.64688.33725.03848.22
Net Income
569.27446.53468.67486.05515.43586.64
Earnings Per Share
5.354.354.564.735.025.71
EPS Growth
21.99%-4.72%-3.57%-5.70%-12.14%10.13%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
1,3731,4711,4411,6932,1231,879
Net Cash Growth
1.83%2.12%-14.88%-20.26%12.98%23.22%
Net Cash Per Share
12.9114.3314.0316.4820.6718.30
Cash & Investments
1,3731,4711,4411,6932,1231,879

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
520.18302.42-88.85-204.63641.28665.99
Capital Expenditures
-27.36-16.95-18.7-13.62-45.27-16.43
Free Cash Flow
492.81285.47-107.55-218.25596649.56
Free Cash Flow Growth
28.29%----8.24%60.91%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
31.57%24.38%31.74%34.72%36.74%46.75%
Pretax Margin
31.36%24.17%31.62%34.37%36.41%46.34%
Profit Margin
22.77%18.44%23.48%24.52%26.12%32.33%
FCF Margin
19.71%11.79%-5.39%-11.01%30.21%35.80%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.3812.3812.3811.7322.0611.874
Dividend Per Share Growth
5.00%0%37.50%-16.00%10.00%37.50%
Dividend Yield
3.73%5.29%5.21%2.94%3.50%2.14%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.9410.3610.0212.4611.7515.34
P/FCF Ratio
13.0916.20--10.1613.85
PS Ratio
2.581.912.353.053.074.96