Pioneer Insurance PLC (DSE:PIONEERINS)

Bangladesh · Delayed Price · Currency is BDT

64.90

-0.30 (-0.46%)

At close: Jul 23, 2026

Pioneer Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	2,297	2,422	1,996	1,982	1,973	1,814
Revenue Growth	11.76%	21.32%	0.71%	0.46%	8.75%	-2.55%
Operating Income	650.95	590.57	633.64	688.33	725.03	848.22
Net Income	479.92	446.53	468.67	486.05	515.43	586.64
Earnings Per Share	4.67	4.35	4.56	4.73	5.02	5.71
EPS Growth	5.53%	-4.72%	-3.57%	-5.70%	-12.14%	10.13%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash (Debt)	1,504	1,471	1,441	1,693	2,123	1,879
Net Cash Growth	5.61%	2.12%	-14.88%	-20.26%	12.98%	23.22%
Net Cash Per Share	14.64	14.33	14.03	16.48	20.67	18.30
Cash & Investments	1,504	1,471	1,441	1,693	2,123	1,879

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	360.85	302.42	-88.85	-204.63	641.28	665.99
Capital Expenditures	-17.67	-16.95	-18.7	-13.62	-45.27	-16.43
Free Cash Flow	343.18	285.47	-107.55	-218.25	596	649.56
Free Cash Flow Growth	-28.57%	-	-	-	-8.24%	60.91%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	28.34%	24.38%	31.74%	34.72%	36.74%	46.75%
Pretax Margin	28.12%	24.17%	31.62%	34.37%	36.41%	46.34%
Profit Margin	20.89%	18.44%	23.48%	24.52%	26.12%	32.33%
FCF Margin	14.94%	11.79%	-5.39%	-11.01%	30.21%	35.80%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.381	2.381	2.381	1.732	2.061	1.874
Dividend Per Share Growth	5.00%	0%	37.50%	-16.00%	10.00%	37.50%
Dividend Yield	3.67%	5.55%	5.79%	3.38%	4.17%	2.63%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.23	10.36	10.02	12.46	11.75	15.34
P/FCF Ratio	19.90	16.20	-	-	10.16	13.85
PS Ratio	2.97	1.91	2.35	3.05	3.07	4.96