Pioneer Insurance PLC (DSE:PIONEERINS)

Bangladesh · Delayed Price · Currency is BDT

70.00

+0.10 (0.14%)

At close: Aug 13, 2026

Pioneer Insurance Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	2,481	2,422	1,996	1,982	1,973	1,814
Revenue Growth	21.51%	21.32%	0.71%	0.46%	8.75%	-2.55%
Operating Income	735.51	590.57	633.64	688.33	725.03	848.22
Net Income	539.95	446.53	468.67	486.05	515.43	586.64
Earnings Per Share	5.14	4.35	4.56	4.73	5.02	5.71
EPS Growth	19.02%	-4.72%	-3.57%	-5.70%	-12.14%	10.13%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash (Debt)	1,451	1,471	1,441	1,693	2,123	1,879
Net Cash Growth	8.17%	2.12%	-14.88%	-20.26%	12.98%	23.22%
Net Cash Per Share	13.80	14.33	14.03	16.48	20.67	18.30
Cash & Investments	1,451	1,471	1,441	1,693	2,123	1,879

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	446.21	302.42	-88.85	-204.63	641.28	665.99
Capital Expenditures	-15.12	-16.95	-18.7	-13.62	-45.27	-16.43
Free Cash Flow	431.09	285.47	-107.55	-218.25	596	649.56
Free Cash Flow Growth	22.46%	-	-	-	-8.24%	60.91%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	29.65%	24.38%	31.74%	34.72%	36.74%	46.75%
Pretax Margin	29.44%	24.17%	31.62%	34.37%	36.41%	46.34%
Profit Margin	21.77%	18.44%	23.48%	24.52%	26.12%	32.33%
FCF Margin	17.38%	11.79%	-5.39%	-11.01%	30.21%	35.80%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.381	2.381	2.381	1.732	2.061	1.874
Dividend Per Share Growth	5.00%	0%	37.50%	-16.00%	10.00%	37.50%
Dividend Yield	3.40%	5.55%	5.79%	3.38%	4.17%	2.63%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.63	10.36	10.02	12.46	11.75	15.34
P/FCF Ratio	16.67	16.20	-	-	10.16	13.85
PS Ratio	2.90	1.91	2.35	3.05	3.07	4.96