Pioneer Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	7,384	4,626	4,694	6,055	6,054	8,999
Market Cap Growth	110.88%	-1.46%	-22.47%	0.01%	-32.72%	70.77%
Enterprise Value	5,880	3,277	3,501	4,584	3,941	7,388
PE Ratio	15.38	10.36	10.02	12.46	11.75	15.34
PS Ratio	3.21	1.91	2.35	3.05	3.07	4.96
PB Ratio	1.53	1.01	1.08	1.42	1.53	2.40
P/FCF Ratio	21.52	16.20	-	-	10.16	13.85
P/OCF Ratio	20.46	15.30	-	-	9.44	13.51
EV/Sales Ratio	2.56	1.35	1.75	2.31	2.00	4.07
EV/EBITDA Ratio	8.72	5.34	5.31	6.41	5.24	8.53
EV/EBIT Ratio	9.03	5.55	5.53	6.66	5.44	8.71
EV/FCF Ratio	17.13	11.48	-	-	6.61	11.37
Net Debt / Equity Ratio	-0.31	-0.32	-0.33	-0.40	-0.53	-0.50
Net Debt / EBITDA Ratio	-2.23	-2.40	-2.18	-2.37	-2.82	-2.17
Net Debt / FCF Ratio	-4.38	-5.15	13.40	7.76	-3.56	-2.89
Quick Ratio	3.22	1.35	1.57	1.90	1.74	1.46
Current Ratio	3.23	4.21	4.52	4.38	3.18	2.97
Asset Turnover	0.35	0.38	0.33	0.33	0.34	0.33
Return on Equity (ROE)	10.28%	9.97%	10.86%	11.80%	13.36%	16.23%
Return on Assets (ROA)	6.24%	5.85%	6.61%	7.21%	7.71%	9.52%
Return on Invested Capital (ROIC)	10.26%	10.05%	10.90%	11.93%	13.48%	16.38%
Earnings Yield	6.50%	9.65%	9.98%	8.03%	8.51%	6.52%
FCF Yield	4.65%	6.17%	-2.29%	-3.60%	9.84%	7.22%
Dividend Yield	3.34%	5.55%	5.79%	3.38%	4.17%	2.63%
Payout Ratio	50.95%	54.76%	37.94%	43.55%	37.34%	23.86%
Total Shareholder Return	3.23%	5.55%	5.79%	3.38%	4.17%	2.63%