Pioneer Insurance PLC (DSE:PIONEERINS)

Pioneer Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 10, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,792	4,694	6,055	6,054	8,999	5,270
Market Cap Growth	29.87%	-22.47%	0.01%	-32.72%	70.77%	120.18%
Enterprise Value	4,443	3,501	4,584	3,941	7,388	3,878
PE Ratio	13.33	10.02	12.46	11.75	15.34	9.89
PS Ratio	2.79	2.35	3.05	3.07	4.96	2.83
PB Ratio	1.27	1.08	1.42	1.53	2.40	1.51
P/FCF Ratio	15.08	-	-	10.16	13.85	13.05
P/OCF Ratio	14.54	-	-	9.44	13.51	12.94
EV/Sales Ratio	2.14	1.75	2.31	2.00	4.07	2.08
EV/EBITDA Ratio	7.27	5.31	6.41	5.24	8.53	4.99
EV/EBIT Ratio	7.57	5.53	6.66	5.44	8.71	5.12
EV/FCF Ratio	11.57	-	-	6.61	11.37	9.61
Net Debt / Equity Ratio	-0.29	-0.33	-0.40	-0.53	-0.50	-0.44
Net Debt / EBITDA Ratio	-2.21	-2.18	-2.37	-2.82	-2.17	-1.96
Net Debt / FCF Ratio	-3.51	13.40	7.76	-3.56	-2.89	-3.78
Quick Ratio	3.43	1.57	1.90	1.74	1.46	1.31
Current Ratio	3.43	4.56	4.38	3.18	2.97	2.87
Asset Turnover	0.35	0.33	0.33	0.34	0.33	0.37
Return on Equity (ROE)	9.77%	10.86%	11.80%	13.36%	16.23%	16.22%
Return on Assets (ROA)	6.12%	6.61%	7.21%	7.71%	9.52%	9.43%
Return on Invested Capital (ROIC)	9.83%	10.90%	11.93%	13.48%	16.38%	16.37%
Earnings Yield	7.50%	9.98%	8.03%	8.51%	6.52%	10.11%
FCF Yield	6.63%	-2.29%	-3.60%	9.84%	7.22%	7.66%
Dividend Yield	4.22%	5.79%	3.38%	4.17%	2.63%	3.31%
Payout Ratio	56.28%	37.94%	43.55%	37.34%	23.86%	26.27%
Total Shareholder Return	4.35%	5.79%	3.38%	4.17%	2.63%	3.31%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.