Pioneer Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 22, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	6,829	4,626	4,694	6,055	6,054	8,999
Market Cap Growth	69.89%	-1.46%	-22.47%	0.01%	-32.72%	70.77%
Enterprise Value	5,325	3,277	3,501	4,584	3,941	7,388
PE Ratio	14.23	10.36	10.02	12.46	11.75	15.34
PS Ratio	2.97	1.91	2.35	3.05	3.07	4.96
PB Ratio	1.41	1.01	1.08	1.42	1.53	2.40
P/FCF Ratio	19.90	16.20	-	-	10.16	13.85
P/OCF Ratio	18.92	15.30	-	-	9.44	13.51
EV/Sales Ratio	2.32	1.35	1.75	2.31	2.00	4.07
EV/EBITDA Ratio	7.90	5.34	5.31	6.41	5.24	8.53
EV/EBIT Ratio	8.18	5.55	5.53	6.66	5.44	8.71
EV/FCF Ratio	15.52	11.48	-	-	6.61	11.37
Net Debt / Equity Ratio	-0.31	-0.32	-0.33	-0.40	-0.53	-0.50
Net Debt / EBITDA Ratio	-2.23	-2.40	-2.18	-2.37	-2.82	-2.17
Net Debt / FCF Ratio	-4.38	-5.15	13.40	7.76	-3.56	-2.89
Quick Ratio	3.22	1.35	1.57	1.90	1.74	1.46
Current Ratio	3.23	4.21	4.52	4.38	3.18	2.97
Asset Turnover	0.35	0.38	0.33	0.33	0.34	0.33
Return on Equity (ROE)	10.28%	9.97%	10.86%	11.80%	13.36%	16.23%
Return on Assets (ROA)	6.24%	5.85%	6.61%	7.21%	7.71%	9.52%
Return on Invested Capital (ROIC)	10.26%	10.05%	10.90%	11.93%	13.48%	16.38%
Earnings Yield	7.03%	9.65%	9.98%	8.03%	8.51%	6.52%
FCF Yield	5.03%	6.17%	-2.29%	-3.60%	9.84%	7.22%
Dividend Yield	3.67%	5.55%	5.79%	3.38%	4.17%	2.63%
Payout Ratio	50.95%	54.76%	37.94%	43.55%	37.34%	23.86%
Total Shareholder Return	3.67%	5.55%	5.79%	3.38%	4.17%	2.63%