Pioneer Insurance Company Limited (DSE:PIONEERINS)

Pioneer Insurance Company Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	454.78	468.67	486.05	515.43	586.64	532.67
Depreciation & Amortization	32.06	26.2	27.34	26.67	17.53	20.46
Gain (Loss) on Sale of Assets	-	-	-	-	-0.13	-
Change in Income Taxes	-237.93	-187.93	-165.84	-250.28	-243.38	-
Change in Insurance Reserves / Liabilities	5.71	-57.18	-50.94	-3.7	-48.62	-
Change in Other Net Operating Assets	-715.81	-501.21	-696.42	150.11	99.72	-
Other Operating Activities	956.89	162.59	195.18	203.05	254.23	-146
Operating Cash Flow	495.71	-88.85	-204.63	641.28	665.99	407.13
Operating Cash Flow Growth	-	-	-	-3.71%	63.58%	6.20%
Capital Expenditures	-15.25	-18.7	-13.62	-45.27	-16.43	-3.45
Sale of Property, Plant & Equipment	12.38	12.38	3.97	13.5	7.74	-
Investment in Securities	-55.44	21.09	-4.06	-173.23	-163.3	-
Investing Cash Flow	-58.31	14.77	-13.71	-205	-171.99	-3.45
Common Dividends Paid	-177.82	-177.82	-211.69	-192.45	-139.96	-139.96
Financing Cash Flow	-177.82	-177.82	-211.69	-192.45	-139.96	-139.96
Net Cash Flow	259.57	-251.9	-430.03	243.83	354.04	263.72
Free Cash Flow	480.46	-107.55	-218.25	596	649.56	403.68
Free Cash Flow Growth	-	-	-	-8.24%	60.91%	9.32%
Free Cash Flow Margin	23.38%	-5.39%	-11.01%	30.21%	35.80%	21.68%
Free Cash Flow Per Share	4.92	-1.10	-2.23	6.09	6.64	4.13
Cash Income Tax Paid	177.82	187.93	165.84	250.28	243.38	94.96
Levered Free Cash Flow	528.65	-97.06	-333.76	551.82	520.5	500.64
Unlevered Free Cash Flow	528.65	-97.06	-333.76	551.82	520.5	500.64
Change in Working Capital	-948.02	-746.31	-913.19	-103.88	-192.27	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.